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Lowest Rate Guarantee
We compare lenders in real-time to find the lowest available rate for your CIBIL profile.
Same-Day Disbursal
Pre-arranged approvals with partner banks can enable same-day or next-day disbursal for eligible profiles.
Better Approval Odds
We pre-screen with banks to identify the best fit, reducing rejection risk to your CIBIL score.
No Prepayment Trap
We negotiate waiver of prepayment and foreclosure charges wherever possible.
Canara Bank
Canara My Money
OD Against FD
Best for businesses needing flexible working capital.
Interest Rate
9% – 11% p.a.
Interest Type
floating
Processing Fee
1% + GST
Loan Amount
from ₹50,000 | up to ₹10,00,000
Loan
Instant OD Against FD — TD Rate +2% via App
Key Numbers
Minimum Interest Rate
9% p.a.. The minimum official rate defines the lowest certified pricing or return boundary for this product.
Loan Amount
₹50,000 (Founder-certified). Loan amount states the official minimum or maximum funding boundary.
Available Tenures
5 months. Available tenures show the official duration range for this product.
Best For
retail. Best For identifies the official customer segment, product family, or highlighted fit signal.
What It Costs
Processing Fee
Founder-certified: 1% + GST. Processing fee is the official upfront cost for processing the facility.
Hidden Charges
Founder-certified: 1% + GST. Hidden charges capture official costs that are easy to miss during selection.
Rules To Keep
Eligibility
Canara Bank FD holders. OD against Fixed Deposit.
Watch Out For
Rate Type
floating. Rate type states the official interest calculation method — fixed, floating, hybrid, or flat.
Verified From
Verified From
https://canarabank.com/personal-loan. The official source reference proves where the product data was verified. Use this to verify the source before applying.
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Ask scenarios, calculations, or clarification without expanding this page.
Verified Information
Verified Source
https://canarabank.com/personal-loan
Verification Date
2026-05-04
Founder Certified
Yes — Founder Certified
HDFC Bank
Personal Loan
Self-Employed
Best for customers wanting an unsecured loan.
Interest Rate
10.50% – 18% p.a.
Interest Type
floating
Processing Fee
2% of loan amount + GST
Loan Amount
from ₹50,000 | up to ₹50,00,000
Loan
professional. Best For identifies the official customer segment, product family, or highlighted fit signal.
Key Numbers
Minimum Interest Rate
10.5% p.a.. The minimum official rate defines the lowest certified pricing or return boundary for this product.
Loan Amount
₹50,000 (Founder-certified). Loan amount states the official minimum or maximum funding boundary.
Available Tenures
5 months. Available tenures show the official duration range for this product.
Best For
professional. Best For identifies the official customer segment, product family, or highlighted fit signal.
What It Costs
Processing Fee
Founder-certified: 2% of loan amount + GST. Processing fee is the official upfront cost for processing the facility.
Hidden Charges
₹0 (Founder-certified). Hidden charges capture official costs that are easy to miss during selection.
Rules To Keep
Eligibility
Indian resident, 21+ years, salaried with CIBIL 650+, min ₹25K/mo income. Eligibility states the official customer requirements for the product.
Watch Out For
Foreclosure
2% on outstanding principal after 12 months. Foreclosure states the official full early-closure rule or charge.
Rate Type
floating. Rate type states the official interest calculation method — fixed, floating, hybrid, or flat.
Verified From
Verified From
https://www.hdfcbank.com/personal-loans. The official source reference proves where the product data was verified. Use this to verify the source before applying.
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Verified Information
Verified Source
https://www.hdfcbank.com/personal-loans
Verification Date
2026-06-02
Founder Certified
Yes — Founder Certified
ICICI Bank
ICICI Personal Loan
Salaried — Instant
Best for customers wanting an unsecured loan.
Interest Rate
10.65% – 18% p.a.
Processing Fee
2% of loan amount + GST
Loan Amount
from ₹50,000 | up to ₹50,00,000
Min Credit Score
CIBIL 700
Loan
salary. Best For identifies the official customer segment, product family, or highlighted fit signal.
Key Numbers
Minimum Interest Rate
10.65% p.a.. The minimum official rate defines the lowest certified pricing or return boundary for this product.
Loan Amount
₹50,000 (Founder-certified). Loan amount states the official minimum or maximum funding boundary.
Available Tenures
5 months. Available tenures show the official duration range for this product.
Best For
salary. Best For identifies the official customer segment, product family, or highlighted fit signal.
What It Costs
Processing Fee
Founder-certified: 2% of loan amount + GST. Processing fee is the official upfront cost for processing the facility.
Hidden Charges
Founder-certified: 2% of loan amount + GST. Hidden charges capture official costs that are easy to miss during selection.
Rules To Keep
Eligibility
Indian resident, 21+ years, salaried with CIBIL 650+, min ₹25K/mo income. Eligibility states the official customer requirements for the product.
Verified From
Verified From
https://media.base44.com/files/public/69e73b5a6a274d6bb992d354/e86af41b6_Document217.pdf. The official source reference proves where the product data was verified. Use this to verify the source before applying.
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Ask scenarios, calculations, or clarification without expanding this page.
Verified Information
Verified Source
https://media.base44.com/files/public/69e73b5a6a274d6bb992d354/e86af41b6_Document217.pdf
Verification Date
2026-07-21
Founder Certified
Yes — Founder Certified
ICICI Bank
ICICI Personal Loan
Self-Employed
Best for customers wanting an unsecured loan.
Interest Rate
10.65% – 16% p.a.
Processing Fee
2% + GST
Min Credit Score
CIBIL 700
Loan
salary. Best For identifies the official customer segment, product family, or highlighted fit signal.
Key Numbers
Minimum Interest Rate
10.65% p.a.. The minimum official rate defines the lowest certified pricing or return boundary for this product.
Best For
salary. Best For identifies the official customer segment, product family, or highlighted fit signal.
What It Costs
Processing Fee
₹2 (Founder-certified). Processing fee is the official upfront cost for processing the facility.
Hidden Charges
₹2 (Founder-certified). Hidden charges capture official costs that are easy to miss during selection.
Rules To Keep
Eligibility
Founder-certified: 700. Eligibility states the official customer requirements for the product.
Verified From
Verified From
https://media.base44.com/files/public/69e73b5a6a274d6bb992d354/e86af41b6_Document217.pdf. The official source reference proves where the product data was verified. Use this to verify the source before applying.
Ask Product AI
Ask scenarios, calculations, or clarification without expanding this page.
Verified Information
Verified Source
https://media.base44.com/files/public/69e73b5a6a274d6bb992d354/e86af41b6_Document217.pdf
Verification Date
2026-07-09
Founder Certified
Yes — Founder Certified
ICICI Bank
ICICI Personal Loan
Balance Transfer
Best for customers wanting an unsecured loan.
Interest Rate
10.65% – 16% p.a.
Processing Fee
2% + GST
Min Credit Score
CIBIL 700
Loan
salary. Best For identifies the official customer segment, product family, or highlighted fit signal.
Key Numbers
Minimum Interest Rate
10.65% p.a.. The minimum official rate defines the lowest certified pricing or return boundary for this product.
Best For
salary. Best For identifies the official customer segment, product family, or highlighted fit signal.
What It Costs
Processing Fee
₹2 (Founder-certified). Processing fee is the official upfront cost for processing the facility.
Hidden Charges
₹2 (Founder-certified). Hidden charges capture official costs that are easy to miss during selection.
Rules To Keep
Eligibility
Founder-certified: 700. Eligibility states the official customer requirements for the product.
Verified From
Verified From
https://media.base44.com/files/public/69e73b5a6a274d6bb992d354/e86af41b6_Document217.pdf. The official source reference proves where the product data was verified. Use this to verify the source before applying.
Ask Product AI
Ask scenarios, calculations, or clarification without expanding this page.
Verified Information
Verified Source
https://media.base44.com/files/public/69e73b5a6a274d6bb992d354/e86af41b6_Document217.pdf
Verification Date
2026-07-09
Founder Certified
Yes — Founder Certified
State Bank of India
SBI Personal Loan for Pensioners
Best for salaried customers needing quick funds.
Interest Rate
11.05% – 15.30% p.a.
Interest Type
floating
Processing Fee
1.5%+GST
Loan Amount
from ₹50,000 | up to ₹14,00,000
Loan
Dedicated Pension Loan — No Collateral
Key Numbers
Minimum Interest Rate
11.05% p.a.. The minimum official rate defines the lowest certified pricing or return boundary for this product.
Loan Amount
₹50,000 (Founder-certified). Loan amount states the official minimum or maximum funding boundary.
Available Tenures
6 months. Available tenures show the official duration range for this product.
Turnaround Time
₹3 (Founder-certified). Turnaround time states the official or stored processing timeline.
Best For
government. Best For identifies the official customer segment, product family, or highlighted fit signal.
What It Costs
Processing Fee
Founder-certified: 1.5%+GST. Processing fee is the official upfront cost for processing the facility.
Hidden Charges
₹0 (Founder-certified). Hidden charges capture official costs that are easy to miss during selection.
Rules To Keep
Eligibility
Indian resident, 21+ years, salaried with CIBIL 650+, min ₹25K/mo income. Eligibility states the official customer requirements for the product.
Watch Out For
Foreclosure
Nil after lock-in period. Foreclosure states the official full early-closure rule or charge.
Rate Type
floating. Rate type states the official interest calculation method — fixed, floating, hybrid, or flat.
Verified From
Verified From
https://sbi.bank.in/web/personal-banking/loans/loans-to-pensioners. The official source reference proves where the product data was verified. Use this to verify the source before applying.
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Verified Information
Verified Source
https://sbi.bank.in/web/personal-banking/loans/loans-to-pensioners
Verification Date
2026-06-13
Founder Certified
Yes — Founder Certified
State Bank of India
SBI Pension Loan
Pension
Best for customers wanting an unsecured loan.
Interest Rate
11.05% – 18% p.a.
Interest Type
fixed
Processing Fee
1.5%+GST
Loan Amount
from ₹50,000 | up to ₹14,00,000
Loan
Specially designed for retirees — easy pension-based repayment
Key Numbers
Minimum Interest Rate
11.05% p.a.. The minimum official rate defines the lowest certified pricing or return boundary for this product.
Loan Amount
₹50,000 (Founder-certified). Loan amount states the official minimum or maximum funding boundary.
Available Tenures
6 months. Available tenures show the official duration range for this product.
Best For
senior_citizen. Best For identifies the official customer segment, product family, or highlighted fit signal.
What It Costs
Processing Fee
Founder-certified: 1.5%+GST. Processing fee is the official upfront cost for processing the facility.
Hidden Charges
₹0 (Founder-certified). Hidden charges capture official costs that are easy to miss during selection.
Rules To Keep
Eligibility
Indian resident, 21+ years, salaried with CIBIL 650+, min ₹25K/mo income. Eligibility states the official customer requirements for the product.
Watch Out For
Rate Type
fixed. Rate type states the official interest calculation method — fixed, floating, hybrid, or flat.
Verified From
Verified From
https://sbi.co.in/web/personal-banking/loans/personal-loans/pension-loan. The official source reference proves where the product data was verified. Use this to verify the source before applying.
Ask Product AI
Ask scenarios, calculations, or clarification without expanding this page.
Verified Information
Verified Source
https://sbi.co.in/web/personal-banking/loans/personal-loans/pension-loan
Verification Date
2026-07-09
Founder Certified
Yes — Founder Certified
IndusInd Bank
IndusInd Personal Loan
Standard
Best for customers wanting an unsecured loan.
Interest Rate
10.49% – 22% p.a.
Interest Type
fixed
Processing Fee
1.5%-3%
Loan Amount
from ₹50,000 | up to ₹50,00,000
Loan
retail. Best For identifies the official customer segment, product family, or highlighted fit signal.
Key Numbers
Minimum Interest Rate
10.49% p.a.. The minimum official rate defines the lowest certified pricing or return boundary for this product.
Loan Amount
₹50,000 (Founder-certified). Loan amount states the official minimum or maximum funding boundary.
Available Tenures
5 months. Available tenures show the official duration range for this product.
Best For
retail. Best For identifies the official customer segment, product family, or highlighted fit signal.
What It Costs
Processing Fee
Founder-certified: 1.5%-3%. Processing fee is the official upfront cost for processing the facility.
Hidden Charges
Founder-certified: 1.5%-3%. Hidden charges capture official costs that are easy to miss during selection.
Rules To Keep
Eligibility
Salaried/self-employed.. Eligibility states the official customer requirements for the product.
Watch Out For
Foreclosure
4%-5%. Foreclosure states the official full early-closure rule or charge.
Rate Type
fixed. Rate type states the official interest calculation method — fixed, floating, hybrid, or flat.
Verified From
Verified From
https://www.indusind.com. The official source reference proves where the product data was verified. Use this to verify the source before applying.
Ask Product AI
Ask scenarios, calculations, or clarification without expanding this page.
Verified Information
Verified Source
https://www.indusind.com
Verification Date
2026-06-13
Founder Certified
Yes — Founder Certified
Get Your Personalised Personal Loans Match
Answer 3 steps. Our scoring engine analyses your exact profile across eligibility, rates, features, and data trust — every recommendation comes from our verified product database.
All recommendations come from our verified BankProduct database. No hardcoded results. No LLM-generated product names.
How It Works
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AI matches lenders
We submit application
Funds disbursed
The RightBank AI Promise
You never pay RightBank AI. Not for comparison. Not for AI recommendations. Not for expert guidance. Not for application support. Not for documentation help. Not for bank coordination. Not for loan follow-up until disbursal. Not for account opening or FD assistance. Not now. Not ever.
Banks may pay us referral or facilitation fees where permitted. This never increases your cost or changes our commitment to customer-first recommendations.