Products Directory
Structured bank product data across all categories — verified from official bank websites
806
Total Products
23
Banks Covered
12
Categories
806
Active Products
Category Group
Bank
Status
Showing 806 products
Bank of Baroda
Baroda Advantage Savings
Advantage
Balance Requirement
₹0
Zero Balance
Interest Rate
4.75% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
HDFC Bank
Institutional Savings Account
Balance Requirement
₹0
Zero Balance
Interest Rate
3% – 3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Canara Bank
Canara MSME Smart Score
MSME Smart Score
Interest Rate
10.50% – 18% p.a.
Interest Type
floating
Processing Fee
0.50% of limit
Loan Amount
from ₹1,00,000
Bank of Baroda
Baroda Regular RD
Regular
Interest Rate
5.50% – 6.30% p.a.
Tenure
6 months – 10 years
Monthly Deposit
₹100
Equitas Small Finance Bank
Equitas Fixed Deposit Regular
Regular
Interest Rate
3.50% – 7.40% p.a.
Senior Citizen Rate
7.90% p.a.
Tenure
1 month – 1 year
IndusInd Bank
IndusInd Education Loan — Study in India
Study in India
Interest Rate
9.50% – 14.50% p.a.
Interest Type
floating
Processing Fee
0.5%-1.5%
Loan Amount
from ₹50,000 | up to ₹50,00,000
IndusInd Bank
IndusInd Education Loan — Study Abroad
Study Abroad
Interest Rate
9.50% – 15% p.a.
Interest Type
floating
Processing Fee
0.5%-1.5%
Loan Amount
from ₹50,000 | up to ₹1,50,00,000
HDFC Bank
Gold Loan
Interest Rate
8.50% – 18% p.a.
Interest Type
floating
Processing Fee
0.5% of loan amount + GST
Loan Amount
from ₹15,000 | up to ₹50,00,000
Yes Bank
Yes Bank Gold Loan
Standard
Interest Rate
9.50% – 18% p.a.
Interest Type
fixed
Processing Fee
Nil for small amounts
Loan Amount
from ₹15,000 | up to ₹50,00,000
IndusInd Bank
IndusInd Bank Gold Loan
Standard
Interest Rate
8.50% – 18% p.a.
Interest Type
floating
Processing Fee
0.5% of loan amount + GST
Loan Amount
from ₹15,000
Jana Small Finance Bank
Jana Gold Loan
Standard
Interest Rate
9% – 15% p.a.
Interest Type
floating
Processing Fee
0.5% of loan amount + GST
Loan Amount
from ₹15,000 | up to ₹1,00,000
State Bank of India
SBI Gold Loan
Standard
Interest Rate
8.65% – 10% p.a.
Interest Type
floating
Processing Fee
0.5% of loan amount + GST
Loan Amount
from ₹15,000 | up to ₹50,00,000
DCB Bank
DCB Gold Loan
Standard
Interest Rate
8.50% – 18% p.a.
Interest Type
floating
Processing Fee
0.5% of loan amount + GST
Loan Amount
from ₹15,000 | up to ₹20,00,000
Bank of Baroda
Baroda Gold Loan OD
Gold Loan Overdraft
Interest Rate
8.50% – 18% p.a.
Interest Type
floating
Processing Fee
0.5% of loan amount + GST
Loan Amount
from ₹15,000
South Indian Bank
SIB Gold Loan
Standard
Interest Rate
8.50% – 18% p.a.
Interest Type
floating
Processing Fee
0.5% of loan amount + GST
Loan Amount
from ₹15,000 | up to ₹50,00,000
Axis Bank
Axis Bank Gold Loan
Gold Loan
Interest Rate
8.50% – 18% p.a.
Interest Type
fixed
Processing Fee
0.5% of loan amount + GST
Loan Amount
from ₹15,000 | up to ₹25,00,000
IDFC FIRST Bank
IDFC FIRST Bank Gold Loan
Gold Loan
Interest Rate
8.50% – 18% p.a.
Interest Type
fixed
Processing Fee
0.5% of loan amount + GST
Loan Amount
from ₹15,000 | up to ₹20,00,000
Kotak Mahindra Bank
Kotak Mahindra Bank Gold Loan
Gold Loan
Interest Rate
9% – 18% p.a.
Interest Type
fixed
Processing Fee
0.5% of loan amount + GST
Loan Amount
from ₹15,000 | up to ₹15,00,000
Jana Small Finance Bank
Jana Loan Against Property
LAP
Interest Rate
9.50% – 19% p.a.
Interest Type
floating
Processing Fee
Up to 2.00% of sanctioned pool
Loan Amount
from ₹5,00,000 | up to ₹50,00,000
Bank of Baroda
Baroda Home Loan
Standard
Interest Rate
8.40% – 10.60% p.a.
Interest Type
floating
Processing Fee
0.25%-0.50% (Min ₹8,500; Max ₹25,000)
Loan Amount
from ₹5,00,000 | up to ₹2,00,00,000
Bank of Baroda
Baroda Max Savings Home Loan
Max Savings
Interest Rate
8.40% – 10.60% p.a.
Interest Type
floating
Processing Fee
0.25%-0.50% (Min ₹8,500; Max ₹25,000)
Loan Amount
from ₹5,00,000 | up to ₹2,00,00,000
Bank of Baroda
Baroda Pre-Approved Home Loan
Pre-Approved
Interest Rate
8.40% – 10.60% p.a.
Interest Type
floating
Processing Fee
0.25%-0.50% (Min ₹8,500; Max ₹25,000)
Loan Amount
from ₹5,00,000
Bank of Baroda
Baroda Cre HL
Cre HL (3rd Home+)
Interest Rate
8.40% – 10.60% p.a.
Interest Type
floating
Processing Fee
0.25%-0.50% (Min ₹8,500; Max ₹25,000)
Loan Amount
from ₹5,00,000 | up to ₹2,00,00,000
HDFC Bank
HDFC Bank Trade Current Account
Trade
Balance Requirement
₹2,00,000
Minimum Average Balance
₹25,000
Merchant Services
Available
Eligibility
Indian resident business entity, GST registered, KYC completed
Canara Bank
Canara My Money
OD Against FD
Interest Rate
9% – 11% p.a.
Interest Type
floating
Processing Fee
1% + GST
Loan Amount
from ₹50,000 | up to ₹10,00,000
HDFC Bank
Personal Loan
Self-Employed
Interest Rate
10.50% – 18% p.a.
Interest Type
floating
Processing Fee
2% of loan amount + GST
Loan Amount
from ₹50,000 | up to ₹50,00,000
State Bank of India
SBI Personal Loan for Pensioners
Interest Rate
11.05% – 15.30% p.a.
Interest Type
floating
Processing Fee
1.5%+GST
Loan Amount
from ₹50,000 | up to ₹14,00,000
ICICI Bank
ICICI Personal Loan
Balance Transfer
Interest Rate
10.65% – 16% p.a.
Processing Fee
2% + GST
Min Credit Score
CIBIL 700
ICICI Bank
ICICI Personal Loan
Salaried — Instant
Interest Rate
10.65% – 18% p.a.
Processing Fee
2% of loan amount + GST
Loan Amount
from ₹50,000 | up to ₹50,00,000
Min Credit Score
CIBIL 700
ICICI Bank
ICICI Personal Loan
Self-Employed
Interest Rate
10.65% – 16% p.a.
Processing Fee
2% + GST
Min Credit Score
CIBIL 700
RBL Bank
RBL Bank Home Loan
Salaried
Interest Rate
9% – 12.50% p.a.
Interest Type
floating
Processing Fee
1.5% or ₹15,000 (whichever higher)
Loan Amount
from ₹5,00,000 | up to ₹15,00,00,000
IndusInd Bank
IndusInd Bank Home Loan
Salaried
Interest Rate
8.75% – 11.50% p.a.
Interest Type
floating
Processing Fee
0.5%-1.5%
Loan Amount
from ₹5,00,000
Ujjivan Small Finance Bank
Ujjivan Home Purchase Loan
Home Purchase/Construction
Interest Rate
9.99% – 15.99% p.a.
Interest Type
floating
Processing Fee
0.75%-2% + GST
Loan Amount
from ₹2,00,000 | up to ₹75,00,000
Jana Small Finance Bank
Jana Home Loan
Affordable Housing
Interest Rate
8.50% – 13% p.a.
Interest Type
floating
Processing Fee
0.5%-1%
Loan Amount
from ₹5,00,000 | up to ₹50,00,000
State Bank of India
SBI Pension Loan
Pension
Interest Rate
11.05% – 18% p.a.
Interest Type
fixed
Processing Fee
1.5%+GST
Loan Amount
from ₹50,000 | up to ₹14,00,000
Equitas Small Finance Bank
Equitas Home Loan
Home Purchase / Construction / Improvement / BT
Interest Rate
10.50% – 15.50% p.a.
Interest Type
hybrid
Processing Fee
Up to 2% of loan amount
Loan Amount
from ₹5,00,000 | up to ₹3,00,00,000
IndusInd Bank
IndusInd Line of Credit
Line of Credit
Interest Rate
10.49% – 22% p.a.
Interest Type
floating
Processing Fee
1.5%-3%
Loan Amount
from ₹50,000 | up to ₹50,00,000
IndusInd Bank
IndusInd Personal Loan
Standard
Interest Rate
10.49% – 22% p.a.
Interest Type
fixed
Processing Fee
1.5%-3%
Loan Amount
from ₹50,000 | up to ₹50,00,000
RBL Bank
RBL Bank Home Loan Prime
Prime
Interest Rate
9% – 11.55% p.a.
Interest Type
floating
Processing Fee
1.5% or ₹15,000 (whichever higher)
Loan Amount
from ₹5,00,000 | up to ₹15,00,00,000
DCB Bank
DCB Personal Loan
Standard
Interest Rate
13% – 25% p.a.
Interest Type
floating
Processing Fee
Up to 3% of loan amount + GST
Loan Amount
from ₹50,000 | up to ₹5,00,000
RBL Bank
RBL Bank Home Loan Standard
Standard
Interest Rate
9% – 11.55% p.a.
Interest Type
hybrid
Processing Fee
1.5% or ₹15,000 (whichever higher)
Loan Amount
from ₹5,00,000 | up to ₹15,00,00,000
RBL Bank
RBL Bank Plot Loan
Plot Loan
Interest Rate
9% – 11.55% p.a.
Interest Type
floating
Processing Fee
1.5% or ₹15,000 (whichever higher)
Loan Amount
from ₹5,00,000 | up to ₹15,00,00,000
DCB Bank
DCB Zippi Personal Loan
Zippi Instant Loan
Interest Rate
13% – 18% p.a.
Interest Type
floating
Processing Fee
2% to 3%
Loan Amount
from ₹50,000
Canara Bank
Canara Pension Loan
Pension Loan
Interest Rate
10.25% – 11.75% p.a.
Interest Type
floating
Processing Fee
0.50% to 1.00% (Min ₹1,000)
Loan Amount
from ₹10,000
Bank of Baroda
Baroda Loan to Pensioners
Pension Loan
Interest Rate
10.40% – 14% p.a.
Interest Type
floating
Processing Fee
1% + GST
Loan Amount
from ₹50,000
Canara Bank
Canara Budget
Budget
Interest Rate
9.95% – 14.95% p.a.
Interest Type
floating
Processing Fee
0.50% to 1.00% (Min ₹1,000)
Loan Amount
from ₹10,000 | up to ₹30,00,000
Bank of Baroda
Baroda Personal Loan
Standard
Interest Rate
10.40% – 18.10% p.a.
Interest Type
floating
Processing Fee
1% + GST
Loan Amount
from ₹50,000
Canara Bank
Canara Heal
Medical Loan
Interest Rate
10.55% p.a.
Interest Type
floating
Processing Fee
0.50% to 1.00% (Min ₹1,000)
Loan Amount
from ₹10,000 | up to ₹5,00,000
Bank of Baroda
Baroda Digital Personal Loan
Digital
Interest Rate
10.40% – 18.75% p.a.
Interest Type
floating
Processing Fee
1%-2% (Min ₹1,000; Max ₹10,000 + GST)
Loan Amount
from ₹50,000 | up to ₹20,00,000
Bank of Baroda
Baroda Home Suvidha
Home Suvidha
Interest Rate
10.40% – 18.10% p.a.
Interest Type
floating
Processing Fee
1% + GST
Loan Amount
from ₹50,000
AU Small Finance Bank
AU Consumer Durable Loan
Consumer Durable
Interest Rate
18% p.a.
Interest Type
floating
Processing Fee
1% + GST
Loan Amount
from ₹50,000 | up to ₹3,00,000
Ujjivan Small Finance Bank
Ujjivan Home Improvement Loan
Home Improvement (HIL)
Interest Rate
9.99% – 15.99% p.a.
Interest Type
floating
Processing Fee
0.75%-2% + GST
Loan Amount
from ₹1,00,000 | up to ₹25,00,000
AU Small Finance Bank
AU Digital Personal Loan
Digital
Interest Rate
11.50% – 24% p.a.
Interest Type
floating
Processing Fee
1% + GST
Loan Amount
from ₹50,000 | up to ₹10,00,000
Jana Small Finance Bank
Jana Home Improvement Loan
Home Improvement
Interest Rate
8.50% – 26% p.a.
Interest Type
hybrid
Processing Fee
0.5%-1%
Loan Amount
up to ₹1,50,000
Ujjivan Small Finance Bank
Ujjivan Composite Home Loan
Composite (Plot+Construction)
Interest Rate
9.99% – 15.99% p.a.
Interest Type
floating
Processing Fee
0.75%-2% + GST
Loan Amount
from ₹3,00,000 | up to ₹50,00,000
South Indian Bank
SIB Home Loan
Standard
Interest Rate
8.80% – 10.50% p.a.
Interest Type
floating
Processing Fee
0.50% (Min ₹5,000, Max ₹10,000) + GST
Loan Amount
from ₹3,00,000 | up to ₹3,00,000
Capital Small Finance Bank
Capital Personal Loan
Standard
Interest Rate
11% – 20% p.a.
Interest Type
floating
Processing Fee
2% of loan amount + GST
Loan Amount
from ₹50,000 | up to ₹40,00,000
Capital Small Finance Bank
Capital Housing Loan
Standard
Interest Rate
9.50% – 12% p.a.
Interest Type
floating
Processing Fee
0.5% of loan amount + GST
Loan Amount
from ₹3,00,000 | up to ₹1,00,00,000
ESAF Small Finance Bank
ESAF Home Loan
Standard
Interest Rate
7.77% – 12% p.a.
Interest Type
floating
Processing Fee
Up to 1% + GST
Loan Amount
from ₹3,00,000 | up to ₹5,00,00,000
Utkarsh Small Finance Bank
Utkarsh Home Loan
Standard
Interest Rate
11.50% – 19% p.a.
Interest Type
floating
Processing Fee
0.50% to 2.00% of loan line
Loan Amount
from ₹3,00,000
ICICI Bank
ICICI Bank Personal Loan
Interest Rate
10.65% – 16% p.a.
Processing Fee
2%
Loan Amount
up to ₹50,00,000
Min Credit Score
CIBIL 700
ICICI Bank
Expressions
Standard
Joining Fee
₹0
Annual Fee
₹0
Annual Fee Waiver At
₹90,000 /year
Reward Rate
0.5 pts / ₹100
ICICI Bank
Emeralde
Standard
Joining Fee
₹12,000
Annual Fee
₹12,000
Annual Fee Waiver At
₹3,00,000 /year
Reward Rate
0.5 pts / ₹100
ICICI Bank
Emirates Skywards ICICI
Sapphiro
Joining Fee
₹6,500
Annual Fee
₹3,500
Annual Fee Waiver At
₹6,00,000 /year
Reward Rate
2 pts / ₹100
ICICI Bank
MakeMyTrip ICICI
Platinum
Joining Fee
₹199
Annual Fee
₹99
Annual Fee Waiver At
₹50,000 /year
Reward Rate
2 pts / ₹100
ICICI Bank
HPCL Super Saver
Standard
Joining Fee
₹500
Annual Fee
₹500
Annual Fee Waiver At
₹1,50,000 /year
Reward Rate
2 pts / ₹100
ICICI Bank
Emirates Skywards ICICI
Rubyx
Joining Fee
₹3,000
Annual Fee
₹2,000
Annual Fee Waiver At
₹3,00,000 /year
Reward Rate
3 pts / ₹100
ICICI Bank
Manchester United ICICI
Signature
Joining Fee
₹2,499
Annual Fee
₹2,499
Annual Fee Waiver At
₹5,00,000 /year
Reward Rate
3 pts / ₹100
ICICI Bank
Rubyx
Standard
Joining Fee
₹3,000
Annual Fee
₹2,000
Annual Fee Waiver At
₹2,00,000 /year
Reward Rate
0.5 pts / ₹100
ICICI Bank
Amazon Pay ICICI
Standard
Joining Fee
₹0
Annual Fee
₹0
Reward Rate
5 pts / ₹100
ICICI Bank
Platinum Chip
Standard
Joining Fee
₹199
Annual Fee
₹99
Annual Fee Waiver At
₹50,000 /year
Reward Rate
2 pts / ₹100
ICICI Bank
MakeMyTrip ICICI
Signature
Joining Fee
₹5,000
Annual Fee
₹5,000
Annual Fee Waiver At
₹3,00,000 /year
Reward Rate
4 pts / ₹100
ICICI Bank
Coral
Standard
Joining Fee
₹500
Annual Fee
₹500
Annual Fee Waiver At
₹90,000 /year
Reward Rate
2 pts / ₹100
ICICI Bank
Sapphiro
Standard
Joining Fee
₹6,500
Annual Fee
₹3,500
Annual Fee Waiver At
₹3,00,000 /year
Reward Rate
0.5 pts / ₹100
ICICI Bank
ICICI Bank Parakram
Parakram
Joining Fee
₹500
Annual Fee
₹500
Reward Rate
2 pts / ₹100
ICICI Bank
ICICI Bank Adani One Signature
Signature
Joining Fee
₹499
Annual Fee
₹499
Annual Fee Waiver At
₹5,00,000 /year
Reward Rate
1 pts / ₹100
ICICI Bank
ICICI Bank Emeralde Private Metal
Metal
Joining Fee
₹12,499
Annual Fee
₹12,499
Annual Fee Waiver At
₹10,00,000 /year
Reward Rate
4 pts / ₹100
ICICI Bank
ICICI Bank Chennai Super Kings
CSK
Joining Fee
₹500
Annual Fee
₹500
Reward Rate
1 pts / ₹100
ICICI Bank
ICICI Bank Adani One Platinum
Platinum
Joining Fee
₹199
Annual Fee
₹99
Annual Fee Waiver At
₹50,000 /year
Reward Rate
2 pts / ₹100
ICICI Bank
ICICI Bank Parakram Select
Select
Joining Fee
₹3,000
Annual Fee
₹3,000
Reward Rate
2 pts / ₹100
ICICI Bank
ICICI Bank Diamant World Mastercard Credit Card
Joining Fee
₹1,25,000
Annual Fee
₹10,000
Annual Fee Waiver At
₹10,00,000 /year
Reward Rate
6 pts / ₹100
Yes Bank
Yes Bank Home Loan
Salaried
Interest Rate
8.85% – 11.50% p.a.
Interest Type
floating
Processing Fee
Up to 1.5% + GST
Loan Amount
from ₹10,00,000 | up to ₹10,00,00,000
Kotak Mahindra Bank
Kotak Mahindra Bank Home Loan
Floating Rate
Interest Rate
8.75% – 9.50% p.a.
Interest Type
floating
Processing Fee
0.5%
Loan Amount
from ₹5,00,000 | up to ₹7,50,00,000
IDFC FIRST Bank
IDFC FIRST Bank Home Loan
Floating Rate
Interest Rate
8.85% p.a.
Interest Type
floating
Processing Fee
Up to 3% + GST
Loan Amount
from ₹5,00,000 | up to ₹10,00,00,000
Federal Bank
Federal Bank Home Loan
Floating Rate
Interest Rate
8.75% – 11.50% p.a.
Interest Type
floating
Processing Fee
0.50% (Min ₹10k, Max ₹2 Lakh)
Loan Amount
from ₹5,00,000 | up to ₹15,00,00,000
AU Small Finance Bank
AU Home Purchase Loan
Home Purchase
Interest Rate
8.45% – 10.50% p.a.
Interest Type
floating
Processing Fee
1% + GST
Loan Amount
from ₹5,00,000 | up to ₹5,00,00,000
DCB Bank
DCB Home Loan
Standard
Interest Rate
9.25% – 11.50% p.a.
Interest Type
hybrid
Processing Fee
Up to 2% + documentation charges
Loan Amount
from ₹5,00,000 | up to ₹5,00,00,000
Canara Bank
Canara Home Improvement Loan
Home Improvement
Interest Rate
11.10% p.a.
Interest Type
floating
Processing Fee
0.50% (Min ₹1,500, Max ₹10,000)
Loan Amount
from ₹5,00,000
DCB Bank
DCB Home First Loan
Home First
Interest Rate
9.25% – 11.50% p.a.
Interest Type
floating
Processing Fee
Up to 2% + documentation charges
Loan Amount
from ₹5,00,000 | up to ₹5,00,00,000
Canara Bank
Canara Housing Loan
Standard
Interest Rate
8.40% – 10.15% p.a.
Interest Type
floating
Processing Fee
0.50% (Min ₹1,500, Max ₹10,000)
Loan Amount
from ₹5,00,000
Canara Bank
Canara Home Loan Plus
Top-Up
Interest Rate
8.35% – 10.25% p.a.
Interest Type
floating
Processing Fee
0.50% (Min ₹100, Max ₹500) + GST
Loan Amount
from ₹5,00,000 | up to ₹50,00,000
Canara Bank
Canara Site Loan
Plot Purchase
Interest Rate
9.50% p.a.
Interest Type
floating
Processing Fee
0.50% (Min ₹1,500, Max ₹10,000)
Loan Amount
from ₹5,00,000
Bank of Baroda
Home Improvement Loan
Home Improvement
Interest Rate
8.70% – 11.50% p.a.
Interest Type
floating
Processing Fee
0.25% to 0.50%
Loan Amount
from ₹5,00,000 | up to ₹10,00,000
AU Small Finance Bank
AU Home Construction Loan
Home Construction
Interest Rate
8.55% – 10.75% p.a.
Interest Type
hybrid
Processing Fee
0.50% + GST
Loan Amount
from ₹5,00,000 | up to ₹5,00,00,000
AU Small Finance Bank
AU Home Loan Balance Transfer
Balance Transfer
Interest Rate
8.45% – 9.50% p.a.
Interest Type
floating
Processing Fee
0.50% + GST
Loan Amount
from ₹5,00,000 | up to ₹5,00,00,000
AU Small Finance Bank
AU Pratham Home Loan
Pratham
Interest Rate
9.25% – 11.50% p.a.
Interest Type
floating
Processing Fee
0.50% + GST
Loan Amount
from ₹3,00,000 | up to ₹50,00,000
State Bank of India
SBI Card AURUM
Joining Fee
₹9,999
Annual Fee
₹9,999
Annual Fee Waiver At
₹12,00,000 /year
Reward Rate
4 pts / ₹100
Axis Bank
Axis Bank Magnus Credit Card
Magnus
Joining Fee
₹12,500
Annual Fee
₹12,500
Annual Fee Waiver At
₹15,00,000 /year
Reward Rate
12 pts / ₹100
State Bank of India
SBI Card AIRPASS
AIRPASS
Joining Fee
₹3,000
Annual Fee
₹3,000
Reward Rate
6 pts / ₹100
Eligibility
Age 21-60 years. Minimum monthly income ₹40,000. CIBIL score 750+.
Axis Bank
Axis Bank Vistara Credit Card
Vistara Infinite
Joining Fee
₹10,000
Annual Fee
₹10,000
Reward Rate
6 pts / ₹100
Eligibility
Age 21-70, min income ₹1L/month, CIBIL 750+
State Bank of India
SBI Card IRCTC
IRCTC
Joining Fee
₹500
Annual Fee
₹500
Reward Rate
1 pts / ₹100
Eligibility
Age 21-60 years. Minimum monthly income ₹25,000. CIBIL score 700+.
State Bank of India
SBI Card VALUE
VALUE
Joining Fee
₹0
Annual Fee
₹0
Reward Rate
1 pts / ₹100
Eligibility
Age 21-60 years. Minimum monthly income ₹15,000. CIBIL score 650+.
Axis Bank
Axis Bank Vistara Credit Card
Club Vistara Silver
Joining Fee
₹1,500
Annual Fee
₹1,500
Annual Fee Waiver At
₹3,50,000 /year
Reward Rate
6 pts / ₹100
State Bank of India
SBI Unnati Credit Card
Standard
Joining Fee
₹0
Annual Fee
₹0
Reward Rate
1 pts / ₹100
Eligibility
Age: 18 years and above | Must hold a Fixed Deposit (FD) with State Bank of India (minimum FD amount typically ₹25,000) | No minimum income requirement — income proof not mandatory | No minimum CIBIL score required (suited for thin-file or no-credit-history applicants) | Indian resident (existing SBI savings/FD account holder preferred) | Both salaried and self-employed individuals eligible
Axis Bank
Axis Bank Neo Credit Card
Standard
Joining Fee
₹0
Annual Fee
₹0
Reward Rate
1 pts / ₹100
Eligibility
Age: 18–70 years (primary cardholder) | Minimum Annual Income: ₹3 lakh (salaried or self-employed) | Employment: Salaried or self-employed Indian resident | CIBIL Score: 700+ recommended
HDFC Bank
Home Loan
Reach (Informal Income)
Interest Rate
8.50% – 9.50% p.a.
Interest Type
floating
Processing Fee
0.5% of loan amount + GST
Loan Amount
from ₹5,00,000
HDFC Bank
Home Loan
Salaried
Interest Rate
8.50% – 9.50% p.a.
Interest Type
floating
Loan Amount
from ₹5,00,000
Min Salary
₹10,000/month
HDFC Bank
Home Loan
Rural Housing
Interest Rate
8.50% – 9.50% p.a.
Interest Type
floating
Processing Fee
0.5% of loan amount + GST
Loan Amount
from ₹5,00,000
HDFC Bank
Home Loan
Self-Employed
Interest Rate
8.50% – 9.50% p.a.
Interest Type
floating
Processing Fee
0.5% of loan amount + GST
Loan Amount
from ₹5,00,000
ICICI Bank
ICICI Home Loan
Salaried — Floating Rate
Interest Rate
8.75% – 10.05% p.a.
Interest Type
floating
Processing Fee
0.5% of loan amount + GST
Loan Amount
from ₹5,00,000 | up to ₹3,00,00,000
HDFC Bank
HDFC Bank Home Loan Balance Transfer
Balance Transfer
Interest Rate
8.50% – 9.50% p.a.
Interest Type
floating
Processing Fee
0.5% of loan amount + GST
Loan Amount
from ₹5,00,000 | up to ₹5,00,00,000
State Bank of India
SBI Regular Home Loan
Interest Rate
8.50% – 9.15% p.a.
Interest Type
floating
Processing Fee
0.35%+GST
Loan Amount
from ₹5,00,000 | up to ₹10,00,00,000
Axis Bank
Axis Bank Home Loan
Floating Rate
Interest Rate
8.50% – 9.50% p.a.
Interest Type
floating
Processing Fee
0.5% of loan amount + GST
Loan Amount
from ₹5,00,000 | up to ₹5,00,00,000
Kotak Mahindra Bank
Kotak Mahindra Bank White Reserve Credit Card
White Reserve
Joining Fee
₹3,000
Annual Fee
₹3,000
Reward Rate
2 pts / ₹100
Eligibility
Invite only. HNI customers with min income ₹2L/month. CIBIL 800+.
Kotak Mahindra Bank
Kotak Mahindra Bank Zen Signature Credit Card
Zen Signature
Joining Fee
₹5,000
Annual Fee
₹5,000
Annual Fee Waiver At
₹1,50,000 /year
Reward Rate
10 pts / ₹100
Kotak Mahindra Bank
Kotak Mahindra Bank League Platinum Credit Card
League Platinum
Joining Fee
₹500
Annual Fee
₹499
Annual Fee Waiver At
₹1,50,000 /year
Reward Rate
8 pts / ₹100
Kotak Mahindra Bank
Kotak Mahindra Bank PVR Kotak Gold Credit Card
Standard
Joining Fee
₹0
Annual Fee
₹499
Reward Rate
2 pts / ₹100
Eligibility
Contact branch or visit official website for detailed eligibility criteria
HDFC Bank
Infinia Metal
Joining Fee
₹12,500
Annual Fee
₹12,500
Annual Fee Waiver At
₹10,00,000 /year
Reward Rate
5 pts / ₹100
HDFC Bank
BizPower Business
Joining Fee
₹2,500
Annual Fee
₹2,500
Reward Rate
3 pts / ₹100
Eligibility
Established business owners
HDFC Bank
Diners Club Black Metal
Joining Fee
₹10,000
Annual Fee
₹10,000
Annual Fee Waiver At
₹5,00,000 /year
Reward Rate
5 pts / ₹100
HDFC Bank
HDFC Bank Diners Club Club Marriott
Marriott
Joining Fee
₹3,000
Annual Fee
₹3,000
Reward Rate
4 pts / ₹100
Eligibility
Age 21-65 years. Minimum annual income ₹10 lakhs. CIBIL score 750+.
HDFC Bank
HDFC Bank Tata Neu Infinity
Tata Neu
Joining Fee
₹0
Annual Fee
₹0
Annual Fee Waiver At
₹3,00,000 /year
Reward Rate
10 pts / ₹100
HDFC Bank
HDFC Bank Platinum Times
Times
Joining Fee
₹500
Annual Fee
₹500
Annual Fee Waiver At
₹2,50,000 /year
Reward Rate
2 pts / ₹100
HDFC Bank
HDFC Bank Infinia Metal
Metal
Joining Fee
₹12,500
Annual Fee
₹12,500
Annual Fee Waiver At
₹10,00,000 /year
Reward Rate
5 pts / ₹100
HDFC Bank
HDFC Bank Diners Club Privilege
Privilege
Joining Fee
₹2,500
Annual Fee
₹2,500
Annual Fee Waiver At
₹3,00,000 /year
Reward Rate
4 pts / ₹100
HDFC Bank
HDFC Bank Business Credit Card
Business
Joining Fee
₹1,000
Annual Fee
₹1,000
Annual Fee Waiver At
₹8,00,000 /year
Reward Rate
2 pts / ₹100
HDFC Bank
HDFC Bank Regalia Gold
Gold
Joining Fee
₹2,500
Annual Fee
₹2,500
Annual Fee Waiver At
₹4,00,000 /year
Reward Rate
4 pts / ₹100
State Bank of India
SBI Unsecured Business Loan
Unsecured
Interest Rate
9.75% – 24% p.a.
Interest Type
floating
Processing Fee
1%-2%
Loan Amount
from ₹1,00,000 | up to ₹50,00,000
Kotak Mahindra Bank
Kotak Mahindra Bank New Car Loan
New Car
Interest Rate
8.50% – 14% p.a.
Interest Type
fixed
Processing Fee
0.5%-1%
Loan Amount
from ₹1,00,000 | up to ₹1,50,00,000
Yes Bank
Yes Bank Tax Saver FD
Tax Saver
Interest Rate
3.50% – 8% p.a.
Senior Citizen Rate
8.50% p.a.
Tenure
up to 5 years
Kotak Mahindra Bank
Kotak Privy League Savings Account
Privy League
Balance Requirement
₹5,00,000
Average Monthly Balance (AMB)
Interest Rate
2.50% – 4% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
IDFC FIRST Bank
IDFC FIRST Bank Fixed Deposit
Regular FD
Interest Rate
3.50% – 7.50% p.a.
Senior Citizen Rate
8% p.a.
Tenure
0.25 month – 10 years
Yes Bank
Yes Bank Loan Against Property
Standard
Interest Rate
8.85% – 13.50% p.a.
Interest Type
floating
Processing Fee
Up to 1.5% + GST
Loan Amount
from ₹10,00,000 | up to ₹35,00,00,000
Yes Bank
Yes Bank Fixed Deposit
Regular
Interest Rate
3.50% – 8% p.a.
Senior Citizen Rate
8.50% p.a.
Tenure
7 months – 10 years
Ujjivan Small Finance Bank
Ujjivan Micro Business Loan
Micro Business
Interest Rate
9.25% – 24% p.a.
Interest Type
flat rate
Processing Fee
Up to 1%-2% + GST
Loan Amount
from ₹10,000 | up to ₹5,00,000
Ujjivan Small Finance Bank
Ujjivan Fixed Deposit Regular
Regular
Interest Rate
3.50% – 9% p.a.
Senior Citizen Rate
9.50% p.a.
Tenure
7 months – 10 years
State Bank of India
SBI e-Smart SME Loan
e-Smart SME
Interest Rate
9.75% – 24% p.a.
Interest Type
floating
Processing Fee
1%-2%
Loan Amount
from ₹1,00,000 | up to ₹1,00,00,000
HDFC Bank
HDFC Regular Fixed Deposit
Regular
Interest Rate
2.75% – 7% p.a.
Senior Citizen Rate
7% p.a.
Tenure
1 month – 10 years
Jana Small Finance Bank
Jana Micro Business Loan
Micro Business
Interest Rate
11% – 26% p.a.
Interest Type
flat rate
Processing Fee
1.5%-2.5%
Loan Amount
from ₹10,000 | up to ₹50,00,000
Jana Small Finance Bank
Jana Regular Fixed Deposit
Regular FD
Interest Rate
3.50% – 9% p.a.
Senior Citizen Rate
9.50% p.a.
Tenure
7 months – 10 years
Jana Small Finance Bank
Jana Personal Loan
Standard
Interest Rate
11% – 36% p.a.
Interest Type
fixed
Processing Fee
2%-3%
Loan Amount
from ₹25,000 | up to ₹15,00,000
Yes Bank
Yes Bank Tax Saving FD
Tax Saver
Interest Rate
3.50% – 8% p.a.
Senior Citizen Rate
8.50% p.a.
Tenure
up to 5 years
Kotak Mahindra Bank
Kotak Education Loan
Domestic
Interest Rate
9.50% – 13.50% p.a.
Interest Type
floating
Processing Fee
1% of loan amount + GST
Loan Amount
from ₹50,000 | up to ₹20,00,000
Kotak Mahindra Bank
Kotak Business Loan
Term Loan
Interest Rate
11% – 24% p.a.
Interest Type
floating
Processing Fee
1%-2%
Loan Amount
from ₹1,00,000 | up to ₹75,00,000
Jana Small Finance Bank
Jana Education Loan
Domestic
Interest Rate
9.50% – 13.50% p.a.
Interest Type
flat rate
Processing Fee
1% of loan amount + GST
Loan Amount
from ₹50,000 | up to ₹1,00,000
Kotak Mahindra Bank
Business Loan
Interest Rate
11% – 24% p.a.
Interest Type
floating
Processing Fee
1%-2%
Loan Amount
from ₹1,00,000 | up to ₹75,00,000
Yes Bank
YES Bank Tax Saver Fixed Deposit
Tax Saver
Interest Rate
3.50% – 8% p.a.
Senior Citizen Rate
8.50% p.a.
Tenure
up to 5 years
Yes Bank
YES Bank Floating Rate Fixed Deposit
Floating Rate
Interest Rate
3.50% – 8% p.a.
Senior Citizen Rate
8.50% p.a.
Tenure
7 months – 10 years
Yes Bank
YES Bank Senior Citizen Fixed Deposit
Senior Citizen
Interest Rate
3.50% – 8% p.a.
Senior Citizen Rate
8.50% p.a.
Tenure
7 months – 10 years
Yes Bank
YES Bank Sweep-in Fixed Deposit
Sweep-in
Interest Rate
3.50% – 8% p.a.
Senior Citizen Rate
8.50% p.a.
Tenure
7 months – 10 years
Jana Small Finance Bank
Jana Tax Saver FD
Tax Saver
Interest Rate
3.50% – 9% p.a.
Senior Citizen Rate
9.50% p.a.
Tenure
7 months – 10 years
Bank of Baroda
Baroda Square Drive FD
444 Days Special
Interest Rate
6.30% – 7.20% p.a.
Senior Citizen Rate
7% p.a.
Tenure
up to 14 months
Jana Small Finance Bank
Jana DigiGen FD
DigiGen Digital
Interest Rate
3.50% – 9% p.a.
Senior Citizen Rate
9.50% p.a.
Tenure
7 months – 10 years
Jana Small Finance Bank
Jana FD Plus
FD Plus Non-Callable
Interest Rate
3.50% – 9% p.a.
Senior Citizen Rate
9.50% p.a.
Tenure
7 months – 10 years
Ujjivan Small Finance Bank
Ujjivan Tax Saver Fixed Deposit
Tax Saver
Interest Rate
7.20% – 9% p.a.
Senior Citizen Rate
9.50% p.a.
Tenure
up to 5 years
Equitas Small Finance Bank
Equitas Selfie Fixed Deposit (Digital)
Selfie Digital
Interest Rate
3.50% – 9% p.a.
Senior Citizen Rate
7.60% p.a.
Tenure
1 month – 1 year
Ujjivan Small Finance Bank
Ujjivan Digital Fixed Deposit
Digital
Interest Rate
3.50% – 9% p.a.
Senior Citizen Rate
9.50% p.a.
Tenure
7 months – 10 years
Ujjivan Small Finance Bank
Ujjivan Agriculture Loan
Agriculture & Livestock
Interest Rate
9.25% – 24.80% p.a.
Interest Type
floating
Processing Fee
Up to 1%-2% + GST
Loan Amount
from ₹1,00,000 | up to ₹3,00,000
ICICI Bank
ICICI Bank Unsecured SME Business Loan
Unsecured SME
Interest Rate
11% – 24% p.a.
Processing Fee
2% of loan amount + GST
Loan Amount
from ₹1,00,000 | up to ₹10,00,00,000
Min Turnover
₹25,00,000 p.a.
HDFC Bank
Marriott Bonvoy
Joining Fee
₹3,000
Annual Fee
₹3,000
Annual Fee Waiver At
₹1,50,000 /year
Reward Rate
5 pts / ₹100
HDFC Bank
Family Savings Group
Balance Requirement
₹40,000
Average Monthly Balance (AMB)
Interest Rate
3% – 3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
HDFC Bank
Pixel Play
Joining Fee
₹0
Annual Fee
₹0
Annual Fee Waiver At
₹1,00,000 /year
Reward Rate
2 pts / ₹100
HDFC Bank
Government Scheme Beneficiary Savings Account
Balance Requirement
₹0
Zero Balance
Interest Rate
3% – 3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
HDFC Bank
Speciale Platinum Savings Account
Balance Requirement
₹3,00,000
Average Monthly Balance (AMB)
Interest Rate
3% – 3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
HDFC Bank
Speciale Gold Women's Savings Account
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
3% – 3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
ICICI Bank
ICICI Basic Savings (BSBDA)
Zero Balance
Balance Requirement
₹0
Zero Balance
Interest Rate
2.50% p.a.
Eligibility
Basic Savings Bank Deposit Account with no minimum balance requirement
HDFC Bank
Giga Business
Joining Fee
₹10,000
Annual Fee
₹10,000
Reward Rate
1 pts / ₹100
Eligibility
Business owners, gig economy operators
HDFC Bank
Speciale Gold Savings Account
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
3% – 3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
HDFC Bank
Biz Ultra+
Balance Requirement
₹1,00,000
Minimum Average Balance
₹25,000
Merchant Services
Soundbox, POS, SmartGateway, Payment Gateway
Eligibility
Indian resident business entity, GST registered, KYC completed
HDFC Bank
Personal Loan
Salaried
Interest Rate
9.99% – 24% p.a.
Interest Type
floating
Processing Fee
Up to 2.50% of total loan sanction value, minimum Rs. 1,999, maximum Rs. 25,000
Loan Amount
from ₹25,000 | up to ₹40,00,000
ICICI Bank
ICICI Campus Power Account
Student
Balance Requirement
₹0
Zero Balance
Interest Rate
2.50% p.a.
Eligibility
Resident individual, 17 to 35 years, student from select institutes in India
HDFC Bank
Senior Citizen's Account
Balance Requirement
₹5,000
Average Monthly Balance (AMB)
Interest Rate
3% – 3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
HDFC Bank
IndianOil HDFC
RuPay
Joining Fee
₹500
Annual Fee
₹500
Annual Fee Waiver At
₹50,000 /year
Reward Rate
1 pts / ₹100
HDFC Bank
Imperia Premium Banking
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
3% – 3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
HDFC Bank
Paytm HDFC Bank Business
Joining Fee
₹0
Annual Fee
₹0
Reward Rate
1 pts / ₹100
Eligibility
Small business owners, Paytm users
HDFC Bank
5 Year Tax Saving Fixed Deposit
Interest Rate
6.50% – 7.50% p.a.
Senior Citizen Rate
8% p.a.
Tenure
up to 5 years
HDFC Bank
IRCTC RuPay
Joining Fee
₹500
Annual Fee
₹500
Annual Fee Waiver At
₹1,50,000 /year
Reward Rate
5 pts / ₹100
HDFC Bank
Biz Pro+
Balance Requirement
₹50,000
Minimum Average Balance
₹25,000
Merchant Services
POS, Soundbox, Payment Gateway
Eligibility
Indian resident business entity, GST registered, KYC completed
HDFC Bank
Speciale Senior Citizen Savings Account
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
3% – 3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
HDFC Bank
Biz+
Balance Requirement
₹0
Merchant Services
Soundbox, POS, QR, Overdraft, Working Capital
Eligibility
Indian resident business entity, GST registered, KYC completed
Cash Deposit Limit
15x of AMB per month
HDFC Bank
Savings Max Account
Balance Requirement
₹25,000
Average Monthly Balance (AMB)
Interest Rate
3% – 3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
HDFC Bank
Recurring Deposit
Senior Citizen
Interest Rate
4.25% – 7% p.a.
Tenure
6 months – 10 years
Monthly Deposit
₹1,000
HDFC Bank
DigiSave Youth Account
Balance Requirement
₹5,000
Average Monthly Balance (AMB)
Interest Rate
3% – 3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
HDFC Bank
Insta Savings Account
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
3% – 3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
HDFC Bank
Millennia
Joining Fee
₹1,000
Annual Fee
₹1,000
Annual Fee Waiver At
₹1,00,000 /year
Reward Rate
5 pts / ₹100
HDFC Bank
BizBlack Metal Edition Business
Joining Fee
₹10,000
Annual Fee
₹10,000
Annual Fee Waiver At
₹7,50,000 /year
Reward Rate
5 pts / ₹100
HDFC Bank
Education Loan
Abroad
Interest Rate
9.95% – 14.10% p.a.
Interest Type
floating
Processing Fee
1% of loan amount + GST
Loan Amount
from ₹50,000 | up to ₹1,50,00,000
HDFC Bank
Speciale Activ Account
Balance Requirement
₹0
Zero Balance
Interest Rate
3% – 3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
HDFC Bank
Biz Lite+
Balance Requirement
₹25,000
Minimum Average Balance
₹25,000
Merchant Services
QR, Soundbox, Payment Gateway
Eligibility
Indian resident business entity, GST registered, KYC completed
HDFC Bank
BizGrow Business
Joining Fee
₹1,000
Annual Fee
₹1,000
Reward Rate
2 pts / ₹100
Eligibility
Growing business owners
HDFC Bank
Biz Elite+
Balance Requirement
₹2,00,000
Minimum Average Balance
₹25,000
Merchant Services
POS, Soundbox, Payment Gateway, CBX, Bulk Payments
Eligibility
Indian resident business entity, GST registered, KYC completed
HDFC Bank
Basic Savings Bank Deposit Account
Balance Requirement
₹0
Zero Balance
Interest Rate
3% – 3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
HDFC Bank
Paytm HDFC Bank SELECT Business
Joining Fee
₹0
Annual Fee
₹0
Reward Rate
1 pts / ₹100
Eligibility
Business owners and self-employed. Minimum income ₹50,000/month. CIBIL 700+.
ICICI Bank
ICICI Senior Citizens Savings Account
Standard
Balance Requirement
₹15,000
Average Monthly Balance (AMB)
Interest Rate
2.50% p.a.
Eligibility
Resident Indian above 60 years; pensioners above 60 have nil MAB requirement
ICICI Bank
ICICI Regular Salary Account
Standard
Balance Requirement
₹0
Zero Balance
Interest Rate
2.50% p.a.
Eligibility
Salaried employees of eligible companies
HDFC Bank
Super Kids Savings Account
Balance Requirement
₹5,000
Average Monthly Balance (AMB)
Interest Rate
3% – 3.50% p.a.
Eligibility
Resident Individuals (sole or joint), Hindu Undivided Families (HUFs), Foreign Nationals residing in India (minimum 180 days)
HDFC Bank
BizFirst Business
Joining Fee
₹500
Annual Fee
₹500
Reward Rate
2 pts / ₹100
Eligibility
Small business owners
HDFC Bank
Pragati Savings Account
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
3% – 3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
ICICI Bank
ICICI Wealth Management Salary Account
Wealth Management
Balance Requirement
₹0
Zero Balance
Interest Rate
2.50% p.a.
Eligibility
Salaried employees of eligible companies
HDFC Bank
Kids Advantage Account
Balance Requirement
₹5,000
Average Monthly Balance (AMB)
Interest Rate
3% – 3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
HDFC Bank
Regalia Gold
Joining Fee
₹2,500
Annual Fee
₹2,500
Annual Fee Waiver At
₹4,00,000 /year
Reward Rate
2.66 pts / ₹100
HDFC Bank
Regular Savings Account
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
3% – 3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
HDFC Bank
Women's Savings Account
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
3% – 3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
State Bank of India
SBI Regular Savings Account
Standard
Balance Requirement
₹0
Zero Balance
Interest Rate
2.70% – 3% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
State Bank of India
SBI Cashback Credit Card
Joining Fee
₹999
Annual Fee
₹999
Annual Fee Waiver At
₹2,00,000 /year
Eligibility
Indian residents aged 21-65. Salary Rs 20,000+ pm. CIBIL 650+.
State Bank of India
SBI Har Ghar Lakhpati
Interest Rate
5.50% – 7% p.a.
Tenure
1 year – 10 years
Monthly Deposit
₹100
ICICI Bank
ICICI Business Loan
Secured Business Loan
Interest Rate
11% – 18% p.a.
Processing Fee
2% + GST
State Bank of India
SBI Amrit Vrishti
Interest Rate
3% – 7.10% p.a.
Senior Citizen Rate
7.60% p.a.
Tenure
7 months – 10 years
ICICI Bank
ICICI Business Loan
Term Loan — Unsecured
Interest Rate
11% – 18% p.a.
Processing Fee
2% + GST
ICICI Bank
ICICI IRD (Recurring Deposit)
General (Non-Senior)
Interest Rate
7.25% p.a.
Tenure
6 months – 10 years
Monthly Deposit
₹500
State Bank of India
SBI Platinum Current Account
Platinum
Balance Requirement
₹10,00,000
Minimum Average Balance
₹25,000
Merchant Services
Free POS QR Sound Box, MDR 1.20%, 4 machines
Eligibility
Indian resident business entity, GST registered, KYC completed
State Bank of India
SBI Xpress Elite Personal Loan
Interest Rate
11.05% – 15.30% p.a.
Interest Type
floating
Processing Fee
1.5%+GST
Loan Amount
from ₹50,000 | up to ₹50,00,000
ICICI Bank
ICICI Silver Savings Account
Standard
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
2.50% p.a.
Eligibility
Resident Individual — MAB ₹25,000. Unlimited ATM withdrawals at ICICI Bank ATMs.
ICICI Bank
ICICI MSME Loan
GST-Based Term Loan
Interest Rate
11% – 18% p.a.
Processing Fee
2% + GST
State Bank of India
SBI Corporate Salary Package
Corporate (Rhodium / Platinum / Diamond / Gold / Silver)
Balance Requirement
₹0
Zero Balance
Interest Rate
2.70% – 3% p.a.
Eligibility
SBI Corporate Salary Package
State Bank of India
SBI PM Vidyalaxmi Education Loan
Interest Rate
8.50% – 11.50% p.a.
Interest Type
floating
Processing Fee
1% of loan amount + GST
Loan Amount
from ₹50,000 | up to ₹10,00,000
State Bank of India
SBI Savings Account for Minors
Minors
Balance Requirement
₹0
Zero Balance
Interest Rate
2.70% – 3% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
ICICI Bank
ICICI Wealth Management Salary Account
Private Banking
Balance Requirement
₹0
Zero Balance
Interest Rate
2.50% p.a.
Eligibility
Salaried employees of eligible companies
ICICI Bank
ICICI Tax Saver Fixed Deposit
5 Year Tax Saver
Interest Rate
2.75% – 7.25% p.a.
Senior Citizen Rate
7.75% p.a.
Tenure
0.23 month – 10 years
ICICI Bank
ICICI Bank LAP Commercial
Commercial
Interest Rate
10.50% – 12.25% p.a.
Processing Fee
1.50% of loan amount + GST
Loan Amount
up to ₹1,00,00,00,000
Eligibility
Age 21-65 years. Commercial property owner. Business vintage 3+ years. Minimum annual income ₹10 lakhs. CIBIL 700+.
State Bank of India
SBI Tax Savings Scheme 2006
Interest Rate
3% – 7.10% p.a.
Senior Citizen Rate
7.60% p.a.
Tenure
7 months – 10 years
ICICI Bank
ICICI Business Loan
Working Capital — Overdraft
Interest Rate
11% – 18% p.a.
Processing Fee
2% + GST
ICICI Bank
ICICI MSME Loan
InstaBIZ Collateral-Free
Interest Rate
11% – 18% p.a.
Processing Fee
2% + GST
ICICI Bank
ICICI IRD Senior Citizen
Senior Citizen
Interest Rate
7.25% p.a.
Tenure
6 months – 10 years
Monthly Deposit
₹500
State Bank of India
SBI Silver Current Account
Silver
Balance Requirement
₹50,000
Minimum Average Balance
₹25,000
Merchant Services
Free POS/QR Sound Box installation, 50% rental concession
Eligibility
Indian resident business entity, GST registered, KYC completed
HDFC Bank
HDFC Bank Swiggy HDFC Bank Credit Card
Swiggy
Joining Fee
₹500
Annual Fee
₹500
Annual Fee Waiver At
₹2,00,000 /year
Reward Rate
10 pts / ₹100
HDFC Bank
HDFC Bank MoneyBack+
MoneyBack
Joining Fee
₹500
Annual Fee
₹500
Reward Rate
2 pts / ₹100
Eligibility
Age 21-65 years. Minimum annual income ₹2.4 lakhs. CIBIL score 700+.
State Bank of India
SBI Gold Current Account
Gold
Balance Requirement
₹1,00,000
Minimum Average Balance
₹25,000
Merchant Services
Free POS QR Sound Box installation and monthly service, Free MDR 1.60%
Eligibility
Indian resident business entity, GST registered, KYC completed
State Bank of India
SBI Savings Plus Account
Savings Plus
Balance Requirement
₹25,000
Average Monthly Balance (AMB)
Interest Rate
2.70% – 3% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
State Bank of India
SBI Recurring Deposit
Senior Citizen
Interest Rate
5.50% – 7% p.a.
Tenure
1 year – 10 years
Monthly Deposit
₹100
State Bank of India
SBI Certified Pre-Owned Car Loan
Interest Rate
8.60% – 9.80% p.a.
Interest Type
floating
Processing Fee
0.5%+GST
Loan Amount
from ₹1,00,000 | up to ₹50,00,000
HDFC Bank
HDFC Bank Regular Current Account
Regular
Balance Requirement
₹10,000
Average Monthly Balance
₹10,000
Minimum Average Balance
₹25,000
Merchant Services
Basic manual retail collection assistance
HDFC Bank
HDFC Bank Digital Current Account
Digital
Balance Requirement
₹25,000
Merchant Services
Available
Eligibility
Indian resident business entity, GST registered, KYC completed
Cash Deposit Limit
Free up to ₹50,000 per month
ICICI Bank
ICICI Bank Standard Current Account
Standard
Balance Requirement
₹50,000
Average Monthly Balance
₹25,000
Minimum Average Balance
₹50,000
Merchant Services
InstaBIZ, NEFT, RTGS, IMPS, trade services and branch banking
State Bank of India
SBI Basic Savings Bank Deposit Account
Balance Requirement
₹0
Zero Balance
Interest Rate
2.70% – 3% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
HDFC Bank
HDFC Bank Amazon Pay
Amazon
Joining Fee
₹500
Annual Fee
₹500
Reward Rate
1 pts / ₹100
Eligibility
Age 21-65 years. Minimum annual income ₹3 lakhs. CIBIL score 700+.
HDFC Bank
HDFC Bank Premium Current Account
Premium
Balance Requirement
₹50,000
Average Monthly Balance
₹1,00,000
Minimum Average Balance
₹25,000
Merchant Services
Standard consumer merchant terminal linking | 100 free payable-at-par cheque leaves
State Bank of India
SBI Global Ed-Vantage Loan
Interest Rate
8.50% – 11.50% p.a.
Interest Type
floating
Processing Fee
1% of loan amount + GST
Loan Amount
from ₹50,000 | up to ₹3,00,00,000
State Bank of India
SBI Insta Plus Savings Account
Video KYC
Balance Requirement
₹0
Zero Balance
Interest Rate
2.70% – 3% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
State Bank of India
SBI Xpress Credit Personal Loan
Interest Rate
11.05% – 15.30% p.a.
Interest Type
floating
Processing Fee
1.5%+GST
Loan Amount
from ₹50,000 | up to ₹35,00,000
State Bank of India
SBI Shubharambh Current Account
Shubharambh
Merchant Services
Available
Eligibility
Indian resident business entity, GST registered, KYC completed
Cash Deposit Limit
Free up to ₹25,000 per month
Transaction Limit
Free up to ₹25,000 per month
State Bank of India
SBI Scholar Loan
Interest Rate
8.50% – 11.50% p.a.
Interest Type
floating
Processing Fee
1% of loan amount + GST
Loan Amount
from ₹50,000 | up to ₹40,00,000
HDFC Bank
HDFC Bank Foreign Currency Current Account
Foreign Currency
Balance Requirement
₹5,000
Minimum Average Balance
₹25,000
Merchant Services
Available
Eligibility
Indian resident business entity, GST registered, KYC completed
HDFC Bank
HDFC Bank IndianOil
IOCL
Joining Fee
₹500
Annual Fee
₹500
Annual Fee Waiver At
₹50,000 /year
Reward Rate
1 pts / ₹100
ICICI Bank
ICICI Bank Education Loan
Overseas Education Loan
Interest Rate
9.50% – 14.50% p.a.
Processing Fee
1% of loan amount + GST
Loan Amount
from ₹50,000 | up to ₹1,00,00,000
Eligibility
Indian resident, 16+ years, confirmed admission to recognised institution, co-applicant required
State Bank of India
SBI Card SimplySAVE
SimplySAVE
Joining Fee
₹499
Annual Fee
₹499
Annual Fee Waiver At
₹1,00,000 /year
Reward Rate
0.25 pts / ₹100
Axis Bank
Axis Bank Loan Against Property
Residential LAP
Interest Rate
9.90% – 14% p.a.
Interest Type
floating
Processing Fee
1% + GST
Loan Amount
from ₹10,00,000 | up to ₹5,00,00,000
State Bank of India
SBI Mortgage Loan
Residential LAP
Interest Rate
9.75% – 12% p.a.
Interest Type
fixed
Processing Fee
0.50% + GST
Loan Amount
up to ₹5,00,00,000
Axis Bank
Axis Bank Business Classic Current Account
Business Classic
Balance Requirement
₹5,000
Minimum Average Balance
₹25,000
Merchant Services
NEFT | RTGS | Net Banking | Mobile Banking
Eligibility
Indian resident business entity, GST registered, KYC completed
State Bank of India
SBI Card BPCL
BPCL
Joining Fee
₹499
Annual Fee
₹499
Annual Fee Waiver At
₹1,00,000 /year
Reward Rate
1.3 pts / ₹100
HDFC Bank
HDFC Bank MSME Loan
Unsecured Term Loan
Interest Rate
15% – 24% p.a.
Interest Type
floating
Processing Fee
2% of loan amount + GST
Loan Amount
from ₹1,00,000 | up to ₹50,00,000
State Bank of India
SBI MSME Loan
Collateral-Free Term Loan
Interest Rate
9.75% – 16% p.a.
Interest Type
floating
Processing Fee
1%-2%
Loan Amount
from ₹1,00,000 | up to ₹50,00,000
Axis Bank
Axis Bank Insta Personal Loan
Insta — Pre-approved
Interest Rate
10.50% – 18% p.a.
Interest Type
fixed
Processing Fee
2% of loan amount + GST
Loan Amount
from ₹50,000 | up to ₹15,00,000
HDFC Bank
HDFC Bank Unsecured Business Loan
Unsecured
Interest Rate
15% – 24% p.a.
Interest Type
floating
Processing Fee
2% of loan amount + GST
Loan Amount
from ₹1,00,000 | up to ₹10,00,00,000
Axis Bank
Axis Bank Tax Saver Fixed Deposit
Tax Saver FD
Interest Rate
6.50% – 7.75% p.a.
Senior Citizen Rate
8.25% p.a.
Tenure
up to 5 years
Axis Bank
Axis Bank Flipkart Credit Card
Flipkart
Joining Fee
₹500
Annual Fee
₹500
Annual Fee Waiver At
₹2,00,000 /year
Reward Rate
1.5 pts / ₹100
State Bank of India
SBI Card SimplyCLICK
SimplyCLICK
Joining Fee
₹499
Annual Fee
₹499
Annual Fee Waiver At
₹1,00,000 /year
Reward Rate
0.25 pts / ₹100
Axis Bank
Axis Bank My Zone Credit Card
My Zone
Joining Fee
₹500
Annual Fee
₹500
Annual Fee Waiver At
₹2,00,000 /year
Reward Rate
2 pts / ₹100
Axis Bank
Axis Bank ACE Credit Card
ACE
Joining Fee
₹499
Annual Fee
₹499
Annual Fee Waiver At
₹2,00,000 /year
Reward Rate
2 pts / ₹100
State Bank of India
SBI Secured Business Loan
Secured
Interest Rate
9.75% – 16% p.a.
Interest Type
floating
Processing Fee
1%-2%
Loan Amount
from ₹1,00,000 | up to ₹5,00,00,000
Axis Bank
Axis Bank Business Advantage Current Account
Business Advantage
Balance Requirement
₹50,000
Minimum Average Balance
₹25,000
Merchant Services
POS | Payment Gateway | QR | Trade Finance
Eligibility
Indian resident business entity, GST registered, KYC completed
Axis Bank
Axis Bank Business Loan
Unsecured Business Loan
Interest Rate
15% – 24% p.a.
Interest Type
fixed
Processing Fee
2% of loan amount + GST
Loan Amount
from ₹1,00,000 | up to ₹50,00,000
ICICI Bank
ICICI Bank Secured Business Loan
Secured
Interest Rate
11% – 18% p.a.
Processing Fee
2% + GST
ICICI Bank
ICICI Bank MSME GST Loan
GST-based
Interest Rate
11% – 18% p.a.
Processing Fee
2% + GST
Axis Bank
Axis Bank New Car Loan
New Car
Interest Rate
8.85% – 14% p.a.
Interest Type
fixed
Processing Fee
0.5% of loan amount + GST
Loan Amount
from ₹1,00,000 | up to ₹1,00,00,000
HDFC Bank
HDFC Bank Secured Business Loan
Secured
Interest Rate
15% – 24% p.a.
Interest Type
floating
Processing Fee
2% of loan amount + GST
Loan Amount
from ₹1,00,000 | up to ₹50,00,00,000
Axis Bank
Axis Bank Salary Account
Corporate Salary
Balance Requirement
₹0
Zero Balance
Interest Rate
3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Axis Bank
Axis Bank Burgundy Savings Account
Burgundy
Balance Requirement
₹10,00,000
Average Monthly Balance (AMB)
Interest Rate
3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Axis Bank
Axis Bank Easy Access Savings Account
Regular
Balance Requirement
₹0
Zero Balance
Interest Rate
3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
State Bank of India
SBI Card Amazon Pay
Amazon Pay
Joining Fee
₹500
Annual Fee
₹500
Reward Rate
1 pts / ₹100
Eligibility
Age 21-60 years. Minimum monthly income ₹25,000. CIBIL score 700+.
Axis Bank
Axis Bank Prime Savings Account
Prime
Interest Rate
3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Axis Bank
Axis Bank Business Select Current Account
Business Select
Balance Requirement
₹25,000
Minimum Average Balance
₹25,000
Merchant Services
NEFT | RTGS | IMPS | Net Banking | POS | Payment Gateway | QR
Eligibility
Indian resident business entity, GST registered, KYC completed
IDFC FIRST Bank
IDFC FIRST Bank Business Loan
Unsecured Business Loan
Interest Rate
9.50% – 12.99% p.a.
Interest Type
fixed
Processing Fee
1.5% + GST
Loan Amount
from ₹7,00,000 | up to ₹1,00,00,000
Yes Bank
Yes Bank Select Credit Card
Select
Joining Fee
₹2,499
Annual Fee
₹2,499
Annual Fee Waiver At
₹2,00,000 /year
Reward Rate
8 pts / ₹100
Yes Bank
Yes Bank Regular Savings Account
Regular
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Federal Bank
Federal Bank RuPay Credit Card
RuPay
Joining Fee
₹500
Annual Fee
₹500
Annual Fee Waiver At
₹75,000 /year
Reward Rate
5 pts / ₹100
Federal Bank
Federal Bank Education Loan
Abroad
Interest Rate
10.55% – 12.55% p.a.
Interest Type
floating
Processing Fee
1% of loan amount + GST
Loan Amount
from ₹50,000 | up to ₹1,00,00,000
IDFC FIRST Bank
IDFC FIRST Bank Recurring Deposit
Regular RD
Interest Rate
6.50% – 7.50% p.a.
Tenure
6 months – 10 years
IDFC FIRST Bank
IDFC FIRST Bank Personal Loan
Salaried
Interest Rate
10.49% – 23% p.a.
Interest Type
fixed
Processing Fee
Up to 2% + GST
Loan Amount
from ₹50,000 | up to ₹10,00,000
Yes Bank
Yes Bank ACE Credit Card
ACE
Joining Fee
₹999
Annual Fee
₹999
Annual Fee Waiver At
₹1,00,000 /year
Reward Rate
1 pts / ₹100
Yes Bank
Yes Bank Personal Loan
Salaried
Interest Rate
10.85% – 20% p.a.
Interest Type
fixed
Processing Fee
Up to 2.5% + GST
Loan Amount
from ₹50,000 | up to ₹20,00,000
Yes Bank
Yes Bank Education Loan
Abroad
Interest Rate
9.50% – 13.50% p.a.
Interest Type
floating
Processing Fee
Nil to 1% + GST
Loan Amount
from ₹50,000 | up to ₹75,00,000
Yes Bank
Yes Bank Business Loan
Unsecured
Interest Rate
16% – 22% p.a.
Interest Type
fixed
Processing Fee
Up to 2.5% + GST
Loan Amount
from ₹2,00,000 | up to ₹50,00,000
Kotak Mahindra Bank
Kotak Mahindra Bank Recurring Deposit
Standard RD
Interest Rate
5.50% – 7.25% p.a.
Tenure
6 months – 10 years
Monthly Deposit
₹100
Kotak Mahindra Bank
Kotak Mahindra Bank Loan Against Property
Residential LAP
Interest Rate
9.50% – 13% p.a.
Interest Type
floating
Processing Fee
1% + GST
Loan Amount
from ₹10,00,000 | up to ₹10,00,00,000
Yes Bank
Yes Bank Reserv Credit Card
Reserv
Joining Fee
₹999
Annual Fee
₹999
Annual Fee Waiver At
₹4,00,000 /year
Reward Rate
12 pts / ₹100
Yes Bank
Yes Bank Zero Balance Savings Account
YES Basic
Balance Requirement
₹0
Zero Balance
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Yes Bank
Yes Bank Car Loan
New Car
Interest Rate
9.15% – 11.50% p.a.
Interest Type
fixed
Processing Fee
Up to 1% + GST
Loan Amount
from ₹1,00,000 | up to ₹1,00,00,000
Federal Bank
Federal Bank Education Loan
Domestic
Interest Rate
10.55% – 12% p.a.
Interest Type
floating
Processing Fee
1% of loan amount + GST
Loan Amount
from ₹50,000 | up to ₹25,00,000
Kotak Mahindra Bank
Kotak Mahindra Bank MSME Loan
MSME
Interest Rate
11% – 20% p.a.
Interest Type
fixed
Processing Fee
1%-2%
Loan Amount
from ₹1,00,000 | up to ₹1,50,00,000
Kotak Mahindra Bank
Kotak Mahindra Bank Business Loan
Unsecured Business Loan
Interest Rate
11% – 20% p.a.
Interest Type
fixed
Processing Fee
1%-2%
Loan Amount
from ₹1,00,000 | up to ₹75,00,000
IDFC FIRST Bank
IDFC FIRST Bank Salary Account
Salary
Balance Requirement
₹0
Zero Balance
Interest Rate
7.25% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
IDFC FIRST Bank
IDFC FIRST Bank Future FIRST Savings Account
Future FIRST — Zero Balance
Balance Requirement
₹0
Zero Balance
Interest Rate
7.25% p.a.
Eligibility
Indian resident, age 18-35. Zero balance account.
Kotak Mahindra Bank
Kotak Ace Savings Account
Ace
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
2.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Kotak Mahindra Bank
Kotak 811 Digital Savings Account
811 Zero Balance
Balance Requirement
₹0
Zero Balance
Interest Rate
2.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Kotak Mahindra Bank
Kotak Edge Current Account
Edge
Balance Requirement
₹10,000
Minimum Average Balance
₹25,000
Merchant Services
NEFT | RTGS | Net Banking | Mobile Banking | POS
Eligibility
Indian resident business entity, GST registered, KYC completed
Yes Bank
Yes Bank Business Current Account
Business Edge
Balance Requirement
₹25,000
Minimum Average Balance
₹25,000
Merchant Services
POS | Payment Gateway | QR | Soundbox
Eligibility
Indian resident business entity, GST registered, KYC completed
Yes Bank
Yes Bank Recurring Deposit
Standard RD
Interest Rate
5% – 7.75% p.a.
Tenure
6 months – 10 years
Monthly Deposit
₹1,000
IDFC FIRST Bank
IDFC FIRST Bank Loan Against Property
Residential LAP
Interest Rate
9% – 14.50% p.a.
Interest Type
floating
Processing Fee
1% + GST
Loan Amount
from ₹10,00,000 | up to ₹7,50,00,000
Yes Bank
Yes Bank Senior Citizen Savings Account
Senior Citizen
Balance Requirement
₹5,000
Average Monthly Balance (AMB)
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Kotak Mahindra Bank
Kotak Salary Account
Classic Salary
Balance Requirement
₹0
Zero Balance
Interest Rate
2.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
IDFC FIRST Bank
IDFC FIRST Bank MSME Loan
MSME
Interest Rate
9.50% – 12.99% p.a.
Interest Type
fixed
Processing Fee
1.5% + GST
Loan Amount
from ₹7,00,000 | up to ₹1,00,00,000
IDFC FIRST Bank
IDFC FIRST Bank Startup Current Account
Startup
Balance Requirement
₹10,000
Minimum Average Balance
₹25,000
Merchant Services
it
Eligibility
Indian resident business entity, GST registered, KYC completed
IDFC FIRST Bank
IDFC FIRST Bank Business Current Account
Business
Balance Requirement
₹25,000
Minimum Average Balance
₹25,000
Merchant Services
POS | Payment Gateway | QR | Soundbox
Eligibility
Indian resident business entity, GST registered, KYC completed
Kotak Mahindra Bank
Kotak Pro Current Account
Pro
Balance Requirement
₹25,000
Minimum Average Balance
₹25,000
Merchant Services
NEFT | RTGS | IMPS | POS | Payment Gateway | QR | Mobile Banking
Eligibility
Indian resident business entity, GST registered, KYC completed
Kotak Mahindra Bank
Kotak Mahindra Bank Personal Loan
Salaried
Interest Rate
10.99% – 24% p.a.
Interest Type
fixed
Processing Fee
0.5%-2%
Loan Amount
from ₹50,000 | up to ₹40,00,000
IDFC FIRST Bank
IDFC FIRST Bank Wealth Savings Account
Wealth
Balance Requirement
₹10,00,000
Average Monthly Balance (AMB)
Interest Rate
7% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Federal Bank
Federal Bank Loan Against Property
Standard
Interest Rate
9.50% – 13% p.a.
Interest Type
floating
Processing Fee
0.50% (Min ₹10k, Max ₹50k)
Loan Amount
from ₹10,00,000 | up to ₹3,00,00,000
Federal Bank
Federal Bank Scapia Credit Card
Scapia
Joining Fee
₹0
Annual Fee
₹0
Reward Rate
10 pts / ₹100
Eligibility
Salaried/self-employed. Min income ₹4L p.a. CIBIL 700+.
IDFC FIRST Bank
IDFC FIRST Bank New Car Loan
New Car
Interest Rate
8.85% – 14% p.a.
Interest Type
fixed
Processing Fee
0.5% of loan amount + GST
Loan Amount
from ₹1,00,000 | up to ₹2,00,00,000
Yes Bank
Yes Bank Premium Current Account
YES Premium
Balance Requirement
₹1,00,000
Minimum Average Balance
₹25,000
Merchant Services
POS, Payment Gateway
Eligibility
Indian resident business entity, GST registered, KYC completed
Federal Bank
Federal Bank Personal Loan
Salaried
Interest Rate
11.49% – 20% p.a.
Interest Type
fixed
Processing Fee
2% + GST
Loan Amount
from ₹50,000 | up to ₹25,00,000
Kotak Mahindra Bank
Kotak Mahindra Bank Regular Savings Account
Regular
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
2.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Kotak Mahindra Bank
Kotak Mahindra Bank 811 Zero Balance Account
811 Zero Balance Digital
Balance Requirement
₹0
Zero Balance
Interest Rate
2.50% p.a.
Eligibility
Indian resident, age 18+. Video KYC via app.
Kotak Mahindra Bank
Kotak Mahindra Bank Solitaire Savings Account
Solitaire
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
2.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Kotak Mahindra Bank
Kotak Mahindra Bank Privy League Savings Account
Privy League
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
2.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
ICICI Bank
ICICI Bank HUF Savings Account
Hindu Undivided Family
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
2.50% p.a.
Kotak Mahindra Bank
Kotak Mahindra Bank Ace Current Account
Ace
Balance Requirement
₹5,00,000
Minimum Average Balance
₹25,000
Merchant Services
POS, Payment Gateway
Eligibility
Indian resident business entity, GST registered, KYC completed
Yes Bank
Yes Bank Business Current Account
Standard
Balance Requirement
₹25,000
Minimum Average Balance
₹25,000
Merchant Services
POS, Payment Gateway
Eligibility
Indian resident business entity, GST registered, KYC completed
IDFC FIRST Bank
IDFC FIRST Bank BSBDA Savings Account
BSBDA Zero Balance
Balance Requirement
₹0
Zero Balance
Interest Rate
7% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
State Bank of India
SBI Air India Signature Credit Card
Standard
Joining Fee
₹4,999
Annual Fee
₹4,999
Reward Rate
30 pts / ₹100
Eligibility
Age: 21–65 years (primary cardholder) | Minimum annual income: ₹6–8 lakh (salaried or self-employed) | Employment type: Salaried or self-employed/business professionals | Minimum CIBIL score: 750+ recommended | Must be a resident Indian citizen | Existing SBI Card customers or new applicants with good credit history eligible
Federal Bank
Federal Bank MSME Loan
Working Capital
Interest Rate
12% – 20% p.a.
Interest Type
floating
Processing Fee
2% + GST
Loan Amount
from ₹1,00,000 | up to ₹1,00,00,000
Kotak Mahindra Bank
Kotak Mahindra Bank Senior Citizen Account
Senior Citizen
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
2.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Yes Bank
Yes Bank YES FIRST Exclusive Savings Account
YES FIRST Exclusive
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Kotak Mahindra Bank
Myntra Kotak Credit Card
Standard
Joining Fee
₹0
Annual Fee
₹0
Annual Fee Waiver At
₹2,00,000 /year
Reward Rate
7.5 pts / ₹100
State Bank of India
SBI Xpress Credit Personal Loan
Salaried
Interest Rate
11.05% – 15.30% p.a.
Interest Type
fixed
Processing Fee
1.5%+GST
Loan Amount
from ₹50,000 | up to ₹20,00,000
Axis Bank
Axis Bank Senior Privilege Account
Senior Citizen
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
HDFC Bank
HDFC Bank Speciale Senior Citizen Savings Account
Specialé Senior Citizen
Balance Requirement
₹1,00,000
Average Monthly Balance (AMB)
Interest Rate
4% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
ICICI Bank
ICICI Bank Private Banking Savings Account
Private Banking & Family Office
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
2.50% p.a.
Eligibility
Wealth or private banking relationship criteria as per ICICI programme thresholds
State Bank of India
SBI Green Rupee Term Deposit
Green Rupee
Interest Rate
3% – 7.10% p.a.
Senior Citizen Rate
7.60% p.a.
Tenure
7 months – 10 years
HDFC Bank
HDFC Bank Apex Current Account
Apex
Balance Requirement
₹10,00,000
Minimum Average Balance
₹25,000
Merchant Services
Available
Eligibility
Indian resident business entity, GST registered, KYC completed
Kotak Mahindra Bank
Kotak Mahindra Bank Royale Signature Credit Card
Standard
Joining Fee
₹0
Annual Fee
₹0
Annual Fee Waiver At
₹1,50,000 /year
Reward Rate
4 pts / ₹100
Kotak Mahindra Bank
Kotak Mahindra Bank Fixed Deposit
Regular FD
Interest Rate
3% – 7.50% p.a.
Senior Citizen Rate
8% p.a.
Tenure
7 months – 10 years
Axis Bank
Axis Bank Prestige Savings Account
Prestige
Balance Requirement
₹75,000
Average Monthly Balance (AMB)
Interest Rate
4% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
State Bank of India
SBI Annuity Deposit Scheme
Annuity Deposit
Interest Rate
3% – 7.10% p.a.
Senior Citizen Rate
7.60% p.a.
Tenure
7 months – 10 years
Axis Bank
Axis Bank Recurring Deposit
Regular
Interest Rate
4.50% – 7.50% p.a.
Tenure
6 months – 10 years
State Bank of India
SBI Card PRIME
Standard
Joining Fee
₹2,999
Annual Fee
₹2,999
Annual Fee Waiver At
₹3,00,000 /year
Reward Rate
0.5 pts / ₹100
Kotak Mahindra Bank
Kotak Mahindra Bank Salary Account
Corporate Salary
Balance Requirement
₹0
Zero Balance
Interest Rate
2.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
IDFC FIRST Bank
IDFC FIRST Bank Business Plus Current Account
Business Plus
Balance Requirement
₹1,00,000
Minimum Average Balance
₹25,000
Merchant Services
POS | QR | Payment Gateway | Trade Finance | Forex
Eligibility
Indian resident business entity, GST registered, KYC completed
HDFC Bank
HDFC Bank Speciale Gold Women's Savings Account
Specialé Gold Women
Balance Requirement
₹1,00,000
Average Monthly Balance (AMB)
Interest Rate
3% – 4% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Kotak Mahindra Bank
Kotak Mahindra Bank Tax Saver FD
Tax Saver
Interest Rate
3% – 7.50% p.a.
Senior Citizen Rate
8% p.a.
Tenure
7 months – 10 years
ICICI Bank
ICICI Bank 3-in-1 Account
3-in-1 Savings + Demat + Trading
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
2.50% p.a.
Axis Bank
Axis Bank Prestige Digital Savings Account
Prestige Digital
Balance Requirement
₹75,000
Average Monthly Balance (AMB)
Interest Rate
4% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
IDFC FIRST Bank
IDFC FIRST Bank FutureFIRST Savings Account
FutureFIRST (Youth/Students)
Balance Requirement
₹0
Zero Balance
Interest Rate
7.25% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Kotak Mahindra Bank
Kotak Mahindra Bank Pro Savings Account
Pro
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
2.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
IDFC FIRST Bank
IDFC FIRST Bank Senior Citizen Savings Account
Senior Citizen
Balance Requirement
₹0
Zero Balance
Interest Rate
7.25% p.a.
State Bank of India
SBI Tax Saving Fixed Deposit
Tax Saver FD (Sec 80C)
Interest Rate
3% – 7.10% p.a.
Senior Citizen Rate
7.60% p.a.
Tenure
7 months – 10 years
Yes Bank
Yes Bank YES Junior Savings Account
YES Junior (Kids)
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Yes Bank
Yes Bank YES Grace Senior Citizen Account
YES Grace Senior Citizen
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
State Bank of India
SBI Diamond Current Account
Diamond
Balance Requirement
₹5,00,000
Minimum Average Balance
₹25,000
Merchant Services
Available
Eligibility
Indian resident business entity, GST registered, KYC completed
IndusInd Bank
IndusInd Bank Fixed Deposit
Regular
Interest Rate
3.25% – 7.75% p.a.
Senior Citizen Rate
8.25% p.a.
Tenure
7 months – 10 years
Equitas Small Finance Bank
Equitas MSME Business Loan
Micro-LAP / Agri MSME
Interest Rate
19% – 24% p.a.
Interest Type
floating
Processing Fee
2% + GST
Loan Amount
from ₹1,00,000 | up to ₹50,00,000
AU Small Finance Bank
AU Tax Saver Fixed Deposit
Tax Saver
Interest Rate
9.50% p.a.
Senior Citizen Rate
10.25% p.a.
Tenure
up to 5 years
AU Small Finance Bank
AU Bank Gold Loan
Standard
Interest Rate
11% – 14.50% p.a.
Interest Type
floating
Processing Fee
0.5% of loan amount + GST
Loan Amount
from ₹15,000 | up to ₹20,00,000
Yes Bank
Yes Bank Trade Current Account
Trade Plus
Balance Requirement
₹1,00,000
Minimum Average Balance
₹25,000
Merchant Services
POS, Payment Gateway
Eligibility
Indian resident business entity, GST registered, KYC completed
IndusInd Bank
IndusInd Bank Indus Advantage Savings Account
Indus Advantage
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
State Bank of India
SBI Recurring Deposit
Regular
Interest Rate
5.50% – 7% p.a.
Tenure
1 year – 10 years
Monthly Deposit
₹100
IndusInd Bank
IndusInd Bank Indus Delite Savings Account
Indus Delite
Balance Requirement
₹2,00,000
Average Monthly Balance (AMB)
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
IndusInd Bank
IndusInd Bank Pioneer Heritage Account
Pioneer Heritage
Balance Requirement
₹5,00,000
Average Monthly Balance (AMB)
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
IndusInd Bank
IndusInd Bank Personal Loan
Salaried
Interest Rate
10.49% – 22% p.a.
Interest Type
fixed
Processing Fee
1.5%-3%
Loan Amount
from ₹50,000 | up to ₹50,00,000
Equitas Small Finance Bank
Equitas Selfe Digital Savings Account
Selfe Digital
Balance Requirement
₹0
Zero Balance
Interest Rate
7% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
IndusInd Bank
IndusInd Bank Platinum RuPay Credit Card
Platinum RuPay
Joining Fee
₹0
Annual Fee
₹0
Reward Rate
2 pts / ₹100
Eligibility
CIBIL 700+, income ₹20K+
Equitas Small Finance Bank
Equitas Senior Citizen Savings Account
Senior Citizen
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
7% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
RBL Bank
RBL Bank Shoprite Credit Card
Shoprite
Joining Fee
₹500
Annual Fee
₹500
Annual Fee Waiver At
₹1,50,000 /year
Reward Rate
20 pts / ₹100
AU Small Finance Bank
AU Digital Savings Account
Digital (0101)
Balance Requirement
₹0
Zero Balance
Interest Rate
7.25% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Federal Bank
Federal Bank Business Loan
SME
Interest Rate
11.50% – 24% p.a.
Interest Type
floating
Processing Fee
1% + GST
Loan Amount
from ₹1,00,000 | up to ₹50,00,000
Equitas Small Finance Bank
Equitas Recurring Deposit Regular
Regular
Interest Rate
3.50% – 7% p.a.
Tenure
6 months – 10 years
Monthly Deposit
₹100
IDFC FIRST Bank
IDFC FIRST Bank Wealth Credit Card
Standard
Joining Fee
₹2,500
Annual Fee
₹2,500
Reward Rate
10 pts / ₹100
Eligibility
Eligibility subject to income, credit score, KYC, issuer policy, and bureau assessment
AU Small Finance Bank
AU Bank Personal Loan
Salaried
Interest Rate
12% – 26% p.a.
Interest Type
fixed
Processing Fee
1% + GST
Loan Amount
from ₹50,000 | up to ₹20,00,000
Yes Bank
Yes Bank Smart Business Current Account
Smart Business
Balance Requirement
₹25,000
Minimum Average Balance
₹25,000
Merchant Services
POS, Payment Gateway
Eligibility
Indian resident business entity, GST registered, KYC completed
IndusInd Bank
IndusInd Bank Business Loan
MSME
Interest Rate
9.25% – 16.50% p.a.
Interest Type
floating
Processing Fee
0.50% – 2.00% of facility size
Loan Amount
from ₹1,00,000 | up to ₹15,00,00,000
RBL Bank
RBL Bank Fixed Deposit
Regular
Interest Rate
3.50% – 7.20% p.a.
Senior Citizen Rate
7.70% p.a.
Tenure
7 months – 10 years
AU Small Finance Bank
AU Value Savings Account
Value
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
7.25% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
AU Small Finance Bank
AU Senior Citizen Savings Account
Senior Citizen
Balance Requirement
₹5,000
Average Monthly Balance (AMB)
Interest Rate
7.25% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
AU Small Finance Bank
AU Bank LIT Credit Card
LIT
Joining Fee
₹0
Annual Fee
₹0
Reward Rate
1 pts / ₹100
Eligibility
Salaried or self-employed | Minimum income as per bank norms | Age 21-60 years | CIBIL 700+
AU Small Finance Bank
AU Bank Current Account
Basic
Balance Requirement
₹10,000
Minimum Average Balance
₹25,000
Merchant Services
AU QR, POS machine, CMS services, Demand Drafts
Eligibility
Indian resident business entity, GST registered, KYC completed
Federal Bank
Federal Bank Celesta Credit Card
Celesta
Joining Fee
₹10,000
Annual Fee
₹10,000
Reward Rate
5 pts / ₹100
Eligibility
Income ₹25L+ p.a., invite only
Federal Bank
Federal Bank Car Loan
New Vehicle
Interest Rate
8.85% – 9.20% p.a.
Interest Type
fixed
Processing Fee
1% of loan amount (Min ₹1,000, Max ₹50,000)
Loan Amount
from ₹1,00,000 | up to ₹1,00,000
IndusInd Bank
IndusInd Bank Recurring Deposit
Regular
Interest Rate
7.50% p.a.
Tenure
6 months – 10 years
Monthly Deposit
₹500
RBL Bank
RBL Bank Optima Current Account
Optima
Balance Requirement
₹10,000
Minimum Average Balance
₹25,000
Merchant Services
POS, Payment Gateway
Eligibility
Indian resident business entity, GST registered, KYC completed
RBL Bank
RBL Bank Digital Savings Account
Digital
Balance Requirement
₹0
Zero Balance
Interest Rate
6% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
RBL Bank
RBL Bank RBL ExecutEdge Savings Account
ExecutEdge
Balance Requirement
₹0
Zero Balance
Interest Rate
6% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
RBL Bank
RBL Bank Recurring Deposit
Regular
Interest Rate
7.50% – 8% p.a.
Tenure
6 months – 10 years
Monthly Deposit
₹1,000
RBL Bank
RBL Bank Personal Loan
Salaried
Interest Rate
17.50% – 21% p.a.
Interest Type
fixed
Processing Fee
Up to 3%
Loan Amount
from ₹25,000 | up to ₹20,00,000
Yes Bank
Yes Bank MSME Loan
MSME
Interest Rate
16% – 22% p.a.
Interest Type
floating
Processing Fee
Up to 2.5% + GST
Loan Amount
from ₹1,00,000 | up to ₹50,00,000
AU Small Finance Bank
AU Bank Recurring Deposit
Regular
Interest Rate
6.50% – 7.50% p.a.
Tenure
6 months – 10 years
Equitas Small Finance Bank
Equitas Regular Savings Account
Regular
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
7.80% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Ujjivan Small Finance Bank
Ujjivan Regular Savings Account
Regular
Balance Requirement
₹1,000
Average Monthly Balance (AMB)
Interest Rate
6.75% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Equitas Small Finance Bank
Equitas Personal Loan
Salaried Unsecured
Interest Rate
10.49% – 18% p.a.
Interest Type
fixed
Processing Fee
1% + GST
Loan Amount
from ₹50,000 | up to ₹10,00,000
Equitas Small Finance Bank
Equitas My Business Current Account
My Business
Merchant Services
POS, Payment Gateway, QR
Eligibility
Indian resident business entity, GST registered, KYC completed
Cash Deposit Limit
12x AMB per month
Transaction Limit
12x AMB per month
Equitas Small Finance Bank
Equitas Gold Loan
Standard
Interest Rate
9% – 13% p.a.
Interest Type
floating
Processing Fee
0.5% of loan amount + GST
Loan Amount
from ₹15,000 | up to ₹25,00,000
Ujjivan Small Finance Bank
Ujjivan Gold Loan
Standard
Interest Rate
10% – 17.90% p.a.
Interest Type
floating
Processing Fee
NIL for small amounts; ₹600-₹3,000 based on amount
Loan Amount
from ₹15,000 | up to ₹50,00,000
Ujjivan Small Finance Bank
Ujjivan Personal Loan
Salaried
Interest Rate
11.49% – 16.49% p.a.
Interest Type
fixed
Processing Fee
0.8%-1.5%
Loan Amount
from ₹10,000 | up to ₹15,00,000
Ujjivan Small Finance Bank
Ujjivan Recurring Deposit Regular
Regular
Interest Rate
5.50% – 7.80% p.a.
Tenure
6 months – 10 years
Monthly Deposit
₹100
Ujjivan Small Finance Bank
Ujjivan Garima Women Savings Account
Garima (Women)
Balance Requirement
₹5,000
Average Monthly Balance (AMB)
Interest Rate
6.75% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Jana Small Finance Bank
Jana Regular Savings Account
Regular
Balance Requirement
₹2,500
Average Monthly Balance (AMB)
Interest Rate
7% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Ujjivan Small Finance Bank
Ujjivan Small Finance Bank Senior Citizen Savings Account
Senior Citizen
Balance Requirement
₹0
Zero Balance
Interest Rate
6.75% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
State Bank of India
SBI Premium Salary Account
Premium Salary
Balance Requirement
₹0
Zero Balance
Interest Rate
2.70% – 3% p.a.
Eligibility
SBI Premium Salary Account
HDFC Bank
HDFC Recurring Deposit
Regular
Interest Rate
4.25% – 7.50% p.a.
Tenure
6 months – 10 years
HDFC Bank
HDFC UPI RuPay Credit Card
UPI RuPay
Joining Fee
₹0
Annual Fee
₹0
Reward Rate
3 pts / ₹100
Eligibility
CIBIL 680+, monthly income ₹12K+
State Bank of India
SBI Student Loan
Domestic
Interest Rate
8.50% – 11.50% p.a.
Interest Type
floating
Processing Fee
1% of loan amount + GST
Loan Amount
from ₹50,000 | up to ₹10,00,000
State Bank of India
SBI Pehla Kadam Account
Minor
Balance Requirement
₹10,000
Minimum Average Balance (MAB)
Interest Rate
2.70% – 3% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
HDFC Bank
HDFC SavingsMax Account
SavingsMax
Balance Requirement
₹25,000
Average Monthly Balance (AMB)
Interest Rate
3% – 3.50% p.a.
Eligibility
Resident Individuals (sole or joint accounts)
HDFC Bank
HDFC Infinia Metal Edition
Infinia Metal
Joining Fee
₹12,500
Annual Fee
₹12,500
Annual Fee Waiver At
₹10,00,000 /year
Reward Rate
3.33 pts / ₹100
Axis Bank
Axis Liberty Salary Account
Liberty Salary
Balance Requirement
₹0
Zero Balance
Interest Rate
3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
HDFC Bank
HDFC Premium Salary Account
Premium Salary
Balance Requirement
₹10,000
Minimum Average Balance (MAB)
Interest Rate
3% – 3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
ICICI Bank
ICICI Money Multiplier Plan
Flexi
Interest Rate
2.75% – 7.25% p.a.
Senior Citizen Rate
7.75% p.a.
Tenure
0.23 month – 10 years
Jana Small Finance Bank
Jana Zero Balance Savings Account
Zero Balance
Balance Requirement
₹0
Zero Balance
Interest Rate
7% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Jana Small Finance Bank
Jana Recurring Deposit
Standard RD
Interest Rate
6% – 8% p.a.
Tenure
6 months – 10 years
Monthly Deposit
₹100
State Bank of India
SBI Defence Salary Package
Defence Salary
Balance Requirement
₹0
Zero Balance
Interest Rate
2.70% – 3% p.a.
Eligibility
SBI Defence Salary Package
HDFC Bank
HDFC Tax Saving Fixed Deposit
Tax Saver
Interest Rate
7.50% p.a.
Senior Citizen Rate
8% p.a.
Tenure
up to 5 years
State Bank of India
SBI Regular Salary Account
Regular Salary
Balance Requirement
₹0
Zero Balance
Interest Rate
2.70% – 3% p.a.
Eligibility
SBI Regular Salary Account
HDFC Bank
HDFC Classic Salary Account
Classic Salary
Balance Requirement
₹10,000
Minimum Average Balance (MAB)
Interest Rate
3% – 3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
HDFC Bank
HDFC Merchant Advantage Plus
Merchant
Balance Requirement
₹25,000
Minimum Average Balance
₹25,000
Merchant Services
POS, Soundbox, Payment Gateway, QR, SmartHub
Eligibility
Indian resident business entity, GST registered, KYC completed
ICICI Bank
ICICI Advantage Woman Account
Women's
Balance Requirement
₹15,000
Average Monthly Balance (AMB)
Interest Rate
2.50% p.a.
Eligibility
Thereafter ₹150 per transaction or ₹3.5 per ₹1,000 / ₹150 whichever is higher as applicable | 3 complimentary cash transactions per month | value limit up to ₹1 lakh per month
ICICI Bank
ICICI Advantage Salary Account
Advantage Salary
Balance Requirement
₹0
Zero Balance
Interest Rate
2.50% p.a.
Eligibility
Salaried employees of eligible companies
Jana Small Finance Bank
Jana Legend Savings Account
Senior Citizen
Balance Requirement
₹25,000
Average Monthly Balance (AMB)
Interest Rate
7% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
ICICI Bank
ICICI Tax Saver FD
Tax Saver
Interest Rate
2.75% – 7.25% p.a.
Senior Citizen Rate
7.75% p.a.
Tenure
0.23 month – 10 years
ICICI Bank
ICICI iWish Flexible RD
Flexi iWish
Interest Rate
7.25% p.a.
Tenure
6 months – 10 years
Monthly Deposit
₹100
Jana Small Finance Bank
Jana Freedom Current Account
Freedom for Professionals
Balance Requirement
₹5,000
Average Monthly Balance
₹5,000
Minimum Average Balance
₹25,000
Merchant Services
POS, Payment Gateway
State Bank of India
SBI Term Deposit
Regular
Interest Rate
3% – 7.10% p.a.
Senior Citizen Rate
7.60% p.a.
Tenure
7 months – 10 years
HDFC Bank
HDFC Diners Club Black
Diners Black
Joining Fee
₹10,000
Annual Fee
₹10,000
Annual Fee Waiver At
₹5,00,000 /year
Reward Rate
3.33 pts / ₹100
Axis Bank
Axis Tax Saver FD
Tax Saver
Interest Rate
7.75% p.a.
Senior Citizen Rate
8.25% p.a.
Tenure
up to 5 years
HDFC Bank
HDFC Senior Citizens Account
Senior Citizen
Balance Requirement
₹10,000
Minimum Average Balance (MAB)
Interest Rate
3% – 3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
HDFC Bank
HDFC Senior Citizen Care FD
Senior Citizen
Interest Rate
7.50% p.a.
Senior Citizen Rate
8% p.a.
Tenure
1 year – 5 years
HDFC Bank
HDFC GST Business Loan
GST Based
Interest Rate
15% – 24% p.a.
Interest Type
floating
Processing Fee
2% of loan amount + GST
Loan Amount
from ₹1,00,000 | up to ₹1,00,00,000
ICICI Bank
ICICI Defence Salary Account
Defence Salary
Balance Requirement
₹0
Zero Balance
Interest Rate
2.50% p.a.
Eligibility
Salaried employees of eligible companies
ICICI Bank
ICICI Senior Citizen Savings Account
Senior Citizen
Balance Requirement
₹15,000
Average Monthly Balance (AMB)
Interest Rate
2.50% p.a.
Eligibility
Resident Indian above 60 years; pensioners above 60 have nil MAB requirement
HDFC Bank
HDFC Flexi Fixed Deposit
Flexi
Interest Rate
7.50% p.a.
Senior Citizen Rate
8% p.a.
Tenure
1 year – 5 years
Axis Bank
Axis Burgundy Private Account
Burgundy Private
Balance Requirement
₹15,00,000
Average Monthly Balance (AMB)
Interest Rate
3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
State Bank of India
SBI Multi Option Deposit Scheme
Flexi MOD
Interest Rate
3% – 7.10% p.a.
Senior Citizen Rate
7.60% p.a.
Tenure
7 months – 10 years
HDFC Bank
HDFC Business Loan
Working Capital
Interest Rate
15% – 24% p.a.
Interest Type
floating
Processing Fee
2% of loan amount + GST
Loan Amount
from ₹1,00,000 | up to ₹50,00,000
Axis Bank
Axis Women's Savings Account
Women's
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Axis Bank
Axis Reserve Credit Card
Reserve
Joining Fee
₹20,000
Annual Fee
₹20,000
Annual Fee Waiver At
₹35,00,000 /year
Reward Rate
1.5 pts / ₹100
State Bank of India
BPCL SBI Card Octane
BPCL Octane
Joining Fee
₹1,499
Annual Fee
₹1,499
Annual Fee Waiver At
₹2,00,000 /year
Reward Rate
1.3 pts / ₹100
HDFC Bank
HDFC Used Car Loan
Used Car
Interest Rate
8.85% – 14% p.a.
Interest Type
fixed
Processing Fee
0.5% of loan amount + GST
Loan Amount
from ₹1,00,000 | up to ₹50,00,000
ICICI Bank
ICICI Business Installment Loan
Term Loan
Interest Rate
11% – 18% p.a.
Processing Fee
2% + GST
Axis Bank
Axis Prime Current Account
Prime
Merchant Services
POS, Payment Gateway
Eligibility
Indian resident business entity, GST registered, KYC completed
Cash Deposit Limit
4x AMB per month
IDFC FIRST Bank
IDFC FIRST Current Account
Regular
Merchant Services
POS, Payment Gateway
Eligibility
Indian resident business entity, GST registered, KYC completed
Cash Deposit Limit
12x AMB per month
Jana Small Finance Bank
Jana Two-Wheeler / EV Loan
Two-Wheeler/EV
Interest Rate
9% – 14% p.a.
Interest Type
fixed
Processing Fee
1%
Loan Amount
from ₹1,00,000 | up to ₹3,50,000
IDFC FIRST Bank
IDFC FIRST Education Loan
Domestic
Interest Rate
9% – 13.50% p.a.
Interest Type
floating
Processing Fee
1% of loan amount + GST
Loan Amount
from ₹50,000 | up to ₹20,00,000
RBL Bank
RBL Bank Loan Against Property
Residential
Interest Rate
8.50% – 13% p.a.
Interest Type
floating
Processing Fee
0.50% to 1.50% of loan size
Min Credit Score
CIBIL 700
IDFC FIRST Bank
IDFC FIRST Savings Account
Regular
Balance Requirement
₹0
Zero Balance
Interest Rate
6.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Kotak Mahindra Bank
Kotak Silk Women's Account
Silk Women's
Balance Requirement
₹0
Zero Balance
Interest Rate
2.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
RBL Bank
RBL Bank Gold Loan
Standard
Interest Rate
9.50% – 16% p.a.
Processing Fee
₹250-₹1,000 flat
Loan Amount
from ₹10,000 | up to ₹1,00,00,000
Eligibility
Gold 18-22 karat, Indian resident
AU Small Finance Bank
AU Bank Used Car Loan
Used Car
Interest Rate
14% – 30% p.a.
Interest Type
fixed
Processing Fee
Up to 2% - 3% of loan amount
Loan Amount
from ₹1,00,000 | up to ₹20,00,000
Equitas Small Finance Bank
Equitas Vehicle Loan
New / Used Car & Commercial Vehicle
Interest Rate
10.50% – 24% p.a.
Interest Type
fixed
Processing Fee
1% to 2.25% + GST
Loan Amount
from ₹1,00,000 | up to ₹1,00,000
Ujjivan Small Finance Bank
Ujjivan Chakra Two-Wheeler Loan
Chakra Two-Wheeler
Interest Rate
8.85% – 14% p.a.
Interest Type
fixed
Processing Fee
0.5% of loan amount + GST
Loan Amount
from ₹1,00,000 | up to ₹1,50,000
IDFC FIRST Bank
IDFC FIRST Business Loan
Term Loan
Interest Rate
9.50% p.a.
Interest Type
floating
Processing Fee
1.5% + GST
Loan Amount
from ₹50,00,000 | up to ₹1,00,00,000
Kotak Mahindra Bank
Kotak Senior Privilege Account
Senior Citizen
Balance Requirement
₹0
Zero Balance
Interest Rate
2.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Kotak Mahindra Bank
Kotak Tax Saving FD
Tax Saver
Interest Rate
3% – 7.50% p.a.
Senior Citizen Rate
8% p.a.
Tenure
7 months – 10 years
IDFC FIRST Bank
IDFC FIRST Tax Saver FD
Tax Saver
Interest Rate
7.50% – 8% p.a.
Senior Citizen Rate
8.50% p.a.
Tenure
up to 5 years
Kotak Mahindra Bank
Kotak 811 Zero Balance Account
811 Zero Balance
Balance Requirement
₹0
Zero Balance
Interest Rate
2.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Kotak Mahindra Bank
Kotak Neo Current Account
Neo
Merchant Services
POS, Payment Gateway
Eligibility
Indian resident business entity, GST registered, KYC completed
Cash Deposit Limit
12x AMB per month
Kotak Mahindra Bank
Kotak Grand Savings Account
Grand
Interest Rate
2.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Kotak Mahindra Bank
Kotak Essentia Platinum Credit Card
Essentia
Joining Fee
₹749
Annual Fee
₹749
Annual Fee Waiver At
₹50,000 /year
Reward Rate
1 pts / ₹100
AU Small Finance Bank
AU Loan Against Property
LAP
Interest Rate
11% – 18% p.a.
Interest Type
floating
Processing Fee
1.00% to 2.00% of limit
Loan Amount
from ₹5,00,000 | up to ₹5,00,00,000
IndusInd Bank
IndusInd Loan Against Property
Residential
Interest Rate
9.25% – 13% p.a.
Interest Type
floating
Processing Fee
1%
Min Credit Score
CIBIL 700
Equitas Small Finance Bank
Equitas Small Finance Bank Education Loan
Domestic
Interest Rate
9% – 13.50% p.a.
Interest Type
floating
Processing Fee
1% of loan amount + GST
Loan Amount
from ₹5,00,000 | up to ₹5,00,000
Kotak Mahindra Bank
Kotak 811 #DreamDifferent Credit Card
811 DreamDifferent
Joining Fee
₹0
Annual Fee
₹0
Reward Rate
2 pts / ₹100
Eligibility
Kotak 811 account holder, CIBIL 650+
IDFC FIRST Bank
IDFC FIRST Senior Citizen Account
Senior Citizen
Balance Requirement
₹0
Zero Balance
Interest Rate
7.25% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
RBL Bank
RBL Bank Education Loan
Domestic
Interest Rate
9.50% – 14% p.a.
Interest Type
floating
Processing Fee
1% of loan amount + GST
Loan Amount
from ₹50,000 | up to ₹20,00,000
AU Small Finance Bank
AU Bank Education Loan
Domestic
Interest Rate
9% – 13.50% p.a.
Interest Type
floating
Processing Fee
1% of loan amount + GST
Loan Amount
from ₹50,000 | up to ₹10,00,000
Kotak Mahindra Bank
Kotak Infinite Credit Card
Infinite
Joining Fee
₹10,000
Annual Fee
₹10,000
Reward Rate
10 pts / ₹100
Eligibility
Annual income ₹25L+, CIBIL 780+
Ujjivan Small Finance Bank
Ujjivan Small Finance Bank Education Loan
Domestic
Interest Rate
12.50% – 16% p.a.
Interest Type
flat rate
Processing Fee
1% of loan amount + GST
Loan Amount
from ₹50,000 | up to ₹10,00,000
Equitas Small Finance Bank
Equitas Loan Against Property
Hybrid LAP
Interest Rate
11.50% – 17% p.a.
Interest Type
floating
Processing Fee
Up to 2.00% of loan amount + GST
Loan Amount
from ₹10,00,000 | up to ₹3,00,00,000
IDFC FIRST Bank
IDFC FIRST Women's Account
Women's
Balance Requirement
₹0
Zero Balance
Interest Rate
7.25% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
RBL Bank
RBL Bank Car Loan
New Car
Interest Rate
9.15% – 14% p.a.
Interest Type
fixed
Processing Fee
0.50%
Loan Amount
from ₹1,00,000
Kotak Mahindra Bank
Elite Current Account
Balance Requirement
₹1,00,000
Average Monthly Balance
₹10,000
Minimum Average Balance
₹10,000
Merchant Services
POS, Payment Gateway
Kotak Mahindra Bank
Car Loan
New Vehicle
Interest Rate
8.50% – 11.50% p.a.
Interest Type
floating
Processing Fee
0.5%-1%
Loan Amount
from ₹1,00,000
Kotak Mahindra Bank
Corporate Gold Credit Card
Joining Fee
₹0
Annual Fee
₹1,000
Reward Rate
1 pts / ₹100
Eligibility
Corporate customers
Kotak Mahindra Bank
Purchase Credit Card
Corporate
Joining Fee
₹0
Annual Fee
₹0
Reward Rate
1 pts / ₹100
Eligibility
Corporate customers
Kotak Mahindra Bank
IndianOil Kotak Credit Card
Joining Fee
₹449
Annual Fee
₹449
Annual Fee Waiver At
₹50,000 /year
Reward Rate
1 pts / ₹100
Ujjivan Small Finance Bank
Ujjivan Home Equity LAP
Home Equity (LAP)
Interest Rate
9.50% – 18% p.a.
Interest Type
floating
Processing Fee
1.5% of loan amount + GST
Loan Amount
from ₹2,00,000 | up to ₹75,00,000
Kotak Mahindra Bank
White Reserve Credit Card
Joining Fee
₹3,000
Annual Fee
₹3,000
Annual Fee Waiver At
₹10,00,000 /year
Reward Rate
2 pts / ₹100
Ujjivan Small Finance Bank
Ujjivan Current Account Maxima
Maxima
Balance Requirement
₹1,00,000
Minimum Average Balance
₹25,000
Merchant Services
POS, UPI QR, Business Net Banking, Bulk Payments
Eligibility
Indian resident business entity, GST registered, KYC completed
Kotak Mahindra Bank
IndiGo 6E Rewards XL Credit Card
Joining Fee
₹0
Annual Fee
₹0
Reward Rate
1 pts / ₹100
Eligibility
Frequent IndiGo flyers
Kotak Mahindra Bank
UPI RuPay Credit Card
Joining Fee
₹0
Annual Fee
₹0
Reward Rate
3 pts / ₹100
Eligibility
Digital banking customers
Kotak Mahindra Bank
Air Credit Card
Joining Fee
₹999
Annual Fee
₹999
Reward Rate
1 pts / ₹100
Eligibility
Travel enthusiasts with entry-level income
Kotak Mahindra Bank
Biz Credit Card
Joining Fee
₹299
Annual Fee
₹499
Reward Rate
4 pts / ₹100
Eligibility
Invite-only for business customers
Kotak Mahindra Bank
811 Credit Card
Joining Fee
₹500
Annual Fee
₹500
Annual Fee Waiver At
₹50,000 /year
Reward Rate
2 pts / ₹100
Kotak Mahindra Bank
IndiGo Kotak XL Credit Card
Joining Fee
₹3,000
Annual Fee
₹3,000
Reward Rate
1 pts / ₹100
Eligibility
Frequent IndiGo travellers
Kotak Mahindra Bank
Global Service Current Account
Balance Requirement
₹10,000
Minimum Average Balance
₹10,000
Merchant Services
POS, Payment Gateway
Eligibility
Indian resident business entity, GST registered, KYC completed
Kotak Mahindra Bank
White Credit Card
Joining Fee
₹3,000
Annual Fee
₹3,000
Annual Fee Waiver At
₹5,00,000 /year
Reward Rate
2 pts / ₹100
Kotak Mahindra Bank
IndiGo Kotak Credit Card
Joining Fee
₹1,500
Annual Fee
₹1,500
Annual Fee Waiver At
₹1,00,000 /year
Reward Rate
1 pts / ₹100
Kotak Mahindra Bank
Startup Premium Current Account
Balance Requirement
₹10,000
Minimum Average Balance
₹10,000
Merchant Services
POS, Payment Gateway
Eligibility
Indian resident business entity, GST registered, KYC completed
Kotak Mahindra Bank
811 Dream Different Credit Card
Joining Fee
₹250
Annual Fee
₹0
Reward Rate
4 pts / ₹100
Eligibility
Young digital-first customers
Kotak Mahindra Bank
Pro Business Current Account
Balance Requirement
₹50,000
Average Monthly Balance
₹10,000
Minimum Average Balance
₹10,000
Merchant Services
POS, Payment Gateway, QR
Kotak Mahindra Bank
Air+ Prime Credit Card
Joining Fee
₹3,000
Annual Fee
₹3,000
Annual Fee Waiver At
₹4,00,000 /year
Reward Rate
1 pts / ₹100
Kotak Mahindra Bank
Recurring Deposit
Regular Citizen
Interest Rate
6% – 7.25% p.a.
Tenure
6 months – 10 years
Monthly Deposit
₹100
Kotak Mahindra Bank
Personal Loan
Interest Rate
10.99% – 24% p.a.
Interest Type
fixed
Processing Fee
0.5%-2%
Loan Amount
from ₹50,000 | up to ₹1,00,00,000
Kotak Mahindra Bank
Corporate Platinum Credit Card
Joining Fee
₹0
Annual Fee
₹0
Reward Rate
1 pts / ₹100
Eligibility
Corporate customers
Kotak Mahindra Bank
Corporate Wealth Signature Credit Card
Joining Fee
₹0
Annual Fee
₹0
Reward Rate
1 pts / ₹100
Eligibility
Corporate wealth customers
Kotak Mahindra Bank
PVR INOX Kotak Credit Card
Joining Fee
₹0
Annual Fee
₹499
Reward Rate
2 pts / ₹100
Eligibility
Movie enthusiasts
Kotak Mahindra Bank
Junior Savings Account
The Savings Account for Kids
Balance Requirement
₹0
Zero Balance
Interest Rate
2.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Kotak Mahindra Bank
Sankalp Savings Account
Balance Requirement
₹0
Zero Balance
Interest Rate
2.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Kotak Mahindra Bank
Biz Edge Credit Card
Joining Fee
₹999
Annual Fee
₹999
Annual Fee Waiver At
₹2,00,000 /year
Reward Rate
5 pts / ₹100
Kotak Mahindra Bank
Cashback+ Credit Card
Prime
Joining Fee
₹750
Annual Fee
₹750
Annual Fee Waiver At
₹2,00,000 /year
Reward Rate
1 pts / ₹100
IndusInd Bank
INDIE Instant FD
INDIE Instant
Interest Rate
3.25% – 7.75% p.a.
Senior Citizen Rate
8.25% p.a.
Tenure
7 months – 10 years
IndusInd Bank
Indus Essence Savings Account
Indus Essence
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
IndusInd Bank
INDIE Digital Credit Card
INDIE Digital
Joining Fee
₹0
Annual Fee
₹0
Reward Rate
3 pts / ₹100
Eligibility
Contact branch or visit official website for detailed eligibility criteria
IndusInd Bank
Indus Freedom Current Account
Indus Freedom
Balance Requirement
₹25,000
Merchant Services
POS, Payment Gateway
Eligibility
Indian resident business entity, GST registered, KYC completed
Cash Deposit Limit
12x AMB per month
IndusInd Bank
IndusInd Senior Citizen Fixed Deposit
Senior Citizen
Interest Rate
3.25% – 7.75% p.a.
Senior Citizen Rate
8.25% p.a.
Tenure
7 months – 10 years
IndusInd Bank
INDIE Star Savings Account
INDIE Star
Balance Requirement
₹0
Zero Balance
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
IndusInd Bank
IndusInd EazyDiner Credit Card
EazyDiner
Joining Fee
₹2,499
Annual Fee
₹2,499
Annual Fee Waiver At
₹2,00,000 /year
Reward Rate
10 pts / ₹100
Axis Bank
Axis Advantage Current Account
Advantage
Balance Requirement
₹75,000
Minimum Average Balance
₹25,000
Merchant Services
POS, Payment Gateway
Eligibility
Indian resident business entity, GST registered, KYC completed
IndusInd Bank
IndusInd Legend Credit Card
Legend
Joining Fee
₹9,999
Annual Fee
₹9,999
Annual Fee Waiver At
₹6,00,000 /year
Reward Rate
2 pts / ₹100
Axis Bank
Axis Senior Privilege Savings Account
Senior Privilege
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Kotak Mahindra Bank
811 Digital Bank Account
Balance Requirement
₹0
Zero Balance
Interest Rate
2.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Axis Bank
Axis Future Stars Savings Account
Future Stars
Balance Requirement
₹2,500
Average Monthly Balance (AMB)
Interest Rate
3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
IndusInd Bank
IndusInd PIONEER Savings Account
PIONEER
Balance Requirement
₹10,00,000
Average Monthly Balance (AMB)
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
IndusInd Bank
IndusInd Select Savings Account
Indus Select
Balance Requirement
₹75,000
Average Monthly Balance (AMB)
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
IndusInd Bank
Indus Tect Current Account
Indus Tect
Balance Requirement
₹10,000
Minimum Average Balance
₹25,000
Merchant Services
POS, Payment Gateway
Eligibility
Indian resident business entity, GST registered, KYC completed
IndusInd Bank
Indus Optima Current Account
Indus Optima
Balance Requirement
₹50,000
Minimum Average Balance
₹25,000
Merchant Services
POS, Payment Gateway
Eligibility
Indian resident business entity, GST registered, KYC completed
IndusInd Bank
IndusInd Tax Saver Fixed Deposit
Tax Saver
Interest Rate
3.25% – 7.75% p.a.
Senior Citizen Rate
8.25% p.a.
Tenure
7 months – 10 years
Axis Bank
Axis Priority Savings Account
Priority
Balance Requirement
₹2,00,000
Average Monthly Balance (AMB)
Interest Rate
3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
IndusInd Bank
IndusInd Two Wheeler Loan
Two Wheeler
Interest Rate
8.85% – 14% p.a.
Interest Type
floating
Processing Fee
0.5% of loan amount + GST
Loan Amount
from ₹1,00,000
IndusInd Bank
IndusInd Business Loan Unsecured
Unsecured
Interest Rate
15% – 24% p.a.
Interest Type
floating
Processing Fee
2% of loan amount + GST
Loan Amount
from ₹1,00,000 | up to ₹50,00,000
IndusInd Bank
IndusInd PIONEER Heritage Credit Card
PIONEER Heritage
Joining Fee
₹1,80,000
Annual Fee
₹1,80,000
Annual Fee Waiver At
₹10,00,000 /year
Reward Rate
2.5 pts / ₹100
IndusInd Bank
IndusInd Pinnacle Credit Card
Pinnacle
Joining Fee
₹50,000
Annual Fee
₹50,000
Reward Rate
2.5 pts / ₹100
Eligibility
Contact branch or visit official website for detailed eligibility criteria
IndusInd Bank
INDIE Megastar Savings Account
INDIE Megastar
Balance Requirement
₹0
Zero Balance
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
IndusInd Bank
Indus Senior Savings Account
Indus Senior
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
IndusInd Bank
Indus Crown Current Account
Indus Crown
Balance Requirement
₹5,00,000
Minimum Average Balance
₹25,000
Merchant Services
POS, Payment Gateway
Eligibility
Indian resident business entity, GST registered, KYC completed
IndusInd Bank
IndusInd Commercial Vehicle Loan
Commercial Vehicle
Interest Rate
8% – 14% p.a.
Interest Type
floating
Processing Fee
Up to 5% of the loan amount
Loan Amount
from ₹1,00,000 | up to ₹25,00,000
IndusInd Bank
IndusInd Avios Visa Infinite Credit Card
Avios Visa Infinite
Joining Fee
₹40,000
Annual Fee
₹40,000
Annual Fee Waiver At
₹2,00,000 /year
Reward Rate
5 pts / ₹100
Kotak Mahindra Bank
My Family Savings Account
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
2.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Kotak Mahindra Bank
Fixed Deposit
Senior Citizen - Premature Withdrawal Allowed
Interest Rate
3% – 7.50% p.a.
Senior Citizen Rate
8% p.a.
Tenure
7 months – 10 years
IndusInd Bank
INDIE Superstar Savings Account
INDIE Superstar
Balance Requirement
₹0
Zero Balance
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
IndusInd Bank
Indus Pride Current Account
Indus Pride
Balance Requirement
₹1,00,000
Minimum Average Balance
₹25,000
Merchant Services
POS, Payment Gateway
Eligibility
Indian resident business entity, GST registered, KYC completed
IndusInd Bank
Indus Goal Planner RD
Indus Goal Planner
Interest Rate
7.25% – 7.50% p.a.
Tenure
6 months – 10 years
Monthly Deposit
₹500
IndusInd Bank
IndusInd Platinum Aura Edge Credit Card
Platinum Aura Edge
Joining Fee
₹500
Annual Fee
₹500
Annual Fee Waiver At
₹50,000 /year
Reward Rate
4 pts / ₹100
IndusInd Bank
IndusInd Maxima Savings Account
Indus Maxima
Balance Requirement
₹25,000
Average Monthly Balance (AMB)
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Axis Bank
Axis Recurring Deposit
Senior Citizen
Interest Rate
6.75% – 7.50% p.a.
Tenure
6 months – 10 years
Kotak Mahindra Bank
Everyday+ Savings Account
Balance Requirement
₹25,000
Average Monthly Balance (AMB)
Interest Rate
2.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
IndusInd Bank
Indus Ease Current Account
Indus Ease
Balance Requirement
₹25,000
Minimum Average Balance
₹25,000
Merchant Services
POS, Payment Gateway
Eligibility
Indian resident business entity, GST registered, KYC completed
IndusInd Bank
Indus Spark Current Account
Indus Spark
Merchant Services
POS, Payment Gateway
Eligibility
Indian resident business entity, GST registered, KYC completed
Cash Deposit Limit
12x AMB per month
IndusInd Bank
Indus Choice FD
Indus Choice
Interest Rate
3.25% – 7.75% p.a.
Senior Citizen Rate
8.25% p.a.
Tenure
7 months – 10 years
Axis Bank
Axis Select Current Account
Select
Balance Requirement
₹3,00,000
Minimum Average Balance
₹25,000
Merchant Services
POS, Payment Gateway
Eligibility
Indian resident business entity, GST registered, KYC completed
Axis Bank
Axis Digital Current Account
Digital
Merchant Services
POS, Payment Gateway
Eligibility
Indian resident business entity, GST registered, KYC completed
Cash Deposit Limit
12x AMB per month
Transaction Limit
12x AMB per month
Kotak Mahindra Bank
Civil Pension Savings Account
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
2.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
IndusInd Bank
IndusInd Tiger Credit Card
Tiger
Joining Fee
₹1,999
Annual Fee
₹1,999
Reward Rate
6 pts / ₹100
Eligibility
Contact branch or visit official website for detailed eligibility criteria
Axis Bank
Axis Liberty Savings Account
Liberty
Balance Requirement
₹25,000
Average Monthly Balance (AMB)
Interest Rate
3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Axis Bank
Axis Normal Current Account
Normal
Balance Requirement
₹10,000
Minimum Average Balance
₹25,000
Merchant Services
POS, Payment Gateway
Eligibility
Indian resident business entity, GST registered, KYC completed
IndusInd Bank
Indus Professional Current Account
Indus Professional
Merchant Services
POS, Payment Gateway, QR
Eligibility
Indian resident business entity, GST registered, KYC completed
Cash Deposit Limit
12x AMB per month
Transaction Limit
12x AMB per month
Axis Bank
Axis Classic Current Account
Classic
Balance Requirement
₹1,00,000
Minimum Average Balance
₹1,00,000
Merchant Services
POS, Payment Gateway
Eligibility
Indian resident business entity, GST registered, KYC completed
IndusInd Bank
IndusInd Exclusive Savings Account
Indus Exclusive
Balance Requirement
₹1,50,000
Average Monthly Balance (AMB)
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Yes Bank
YES Bank Senior Citizen Recurring Deposit
Senior Citizen
Interest Rate
5% – 7.75% p.a.
Tenure
6 months – 10 years
Monthly Deposit
₹1,000
Yes Bank
YES Bank YES GST Loan
GST-based OD
Interest Rate
12% – 18% p.a.
Interest Type
floating
Processing Fee
2% + GST
Loan Amount
from ₹1,00,000 | up to ₹1,00,00,000
RBL Bank
RBL Bank Flexi Sure Fixed Deposit
Flexi Sure
Interest Rate
3.50% – 7.20% p.a.
Senior Citizen Rate
7.70% p.a.
Tenure
7 months – 10 years
Axis Bank
Axis Airtel Credit Card
Airtel
Joining Fee
₹0
Annual Fee
₹500
Annual Fee Waiver At
₹2,00,000 /year
Reward Rate
1 pts / ₹100
Yes Bank
YES Bank YES First Savings Account
YES First
Balance Requirement
₹2,00,000
Average Monthly Balance (AMB)
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
RBL Bank
RBL Bank Advantage Savings Account
Advantage
Balance Requirement
₹5,000
Average Monthly Balance (AMB)
Interest Rate
6% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
RBL Bank
RBL Bank Basic Savings Account
Basic BSBDA
Balance Requirement
₹0
Zero Balance
Interest Rate
6% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
RBL Bank
RBL Bank i-PRO Recurring Deposit
i-PRO RD
Interest Rate
7.50% – 8% p.a.
Tenure
6 months – 10 years
Monthly Deposit
₹1,000
Axis Bank
Axis Global Current Account
Global
Balance Requirement
₹1,00,000
Minimum Average Balance
₹25,000
Merchant Services
POS, Payment Gateway
Eligibility
Indian resident business entity, GST registered, KYC completed
Yes Bank
YES Bank YES PRO Plus Savings Account
YES PRO Plus
Balance Requirement
₹25,000
Average Monthly Balance (AMB)
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Yes Bank
YES Bank YES PRO Savings Account
YES PRO
Balance Requirement
₹0
Zero Balance
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Yes Bank
YES Bank YES Essence Savings Account
YES Essence
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Yes Bank
YES Bank BYOC Credit Card
BYOC
Joining Fee
₹999
Annual Fee
₹999
Reward Rate
1 pts / ₹100
Eligibility
Minimum age of 21 years and a stable income.
RBL Bank
RBL Bank Business Edge Current Account
Business Edge
Balance Requirement
₹25,000
Minimum Average Balance
₹25,000
Merchant Services
POS, Payment Gateway, QR
Eligibility
Indian resident business entity, GST registered, KYC completed
Yes Bank
YES Bank Smart Salary Account
Smart Salary
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
RBL Bank
RBL Bank Small Biz SE Current Account
Small Biz SE
Balance Requirement
₹10,000
Minimum Average Balance
₹25,000
Merchant Services
POS, Payment Gateway
Eligibility
Indian resident business entity, GST registered, KYC completed
RBL Bank
RBL Bank Digital Fixed Deposit
Digital FD
Interest Rate
3.50% – 7.20% p.a.
Senior Citizen Rate
7.70% p.a.
Tenure
7 months – 10 years
RBL Bank
RBL Bank Money Max Fixed Deposit
Money Max
Interest Rate
3.50% – 7.20% p.a.
Senior Citizen Rate
7.70% p.a.
Tenure
7 months – 10 years
RBL Bank
RBL Bank Senior Citizen Fixed Deposit
Senior Citizen
Interest Rate
3.50% – 7.20% p.a.
Senior Citizen Rate
7.70% p.a.
Tenure
7 months – 10 years
Axis Bank
Axis Education Loan
Abroad
Interest Rate
9% – 13.50% p.a.
Interest Type
floating
Processing Fee
1% of loan amount + GST
Loan Amount
from ₹50,000
Axis Bank
Axis SELECT Credit Card
SELECT
Joining Fee
₹3,000
Annual Fee
₹3,000
Annual Fee Waiver At
₹8,00,000 /year
Reward Rate
2 pts / ₹100
Yes Bank
YES Bank Smart Overdraft
Working Capital
Interest Rate
12% – 18% p.a.
Interest Type
floating
Processing Fee
2% + GST
Loan Amount
from ₹1,00,000 | up to ₹1,50,00,000
Yes Bank
YES Bank Club 25 Current Account
Club 25
Merchant Services
POS, Payment Gateway
Eligibility
Indian resident business entity, GST registered, KYC completed
Cash Deposit Limit
12x AMB per month
Transaction Limit
12x AMB per month
Axis Bank
Axis Atlas Credit Card
Atlas
Joining Fee
₹5,000
Annual Fee
₹5,000
Reward Rate
4 pts / ₹100
Eligibility
Income ₹6L+, CIBIL 720+
Axis Bank
Axis Kwik Credit Card
Kwik
Joining Fee
₹0
Annual Fee
₹0
Reward Rate
1 pts / ₹100
Eligibility
Requires a good credit score and income proof.
Yes Bank
YES Bank Regular Recurring Deposit
Regular
Interest Rate
5% – 7.75% p.a.
Tenure
6 months – 10 years
Monthly Deposit
₹1,000
RBL Bank
RBL Bank Senior Citizen Recurring Deposit
Senior Citizen RD
Interest Rate
7.50% – 8% p.a.
Tenure
6 months – 10 years
Monthly Deposit
₹1,000
Yes Bank
YES Bank YES Premia Business Current Account
YES Premia Business
Balance Requirement
₹10,000
Minimum Average Balance
₹10,000
Merchant Services
POS, Payment Gateway
Eligibility
Indian resident business entity, GST registered, KYC completed
RBL Bank
RBL Bank Self-Employed Professional Current Account
SE Professional
Balance Requirement
₹10,000
Minimum Average Balance
₹25,000
Merchant Services
POS, Payment Gateway
Eligibility
Indian resident business entity, GST registered, KYC completed
Yes Bank
YES Bank Healthcare Finance Loan
Equipment/Clinic
Interest Rate
11% – 17% p.a.
Interest Type
floating
Processing Fee
Up to 2.00% - 2.50% of facility size
Loan Amount
from ₹1,00,000 | up to ₹5,00,00,000
Yes Bank
YES Bank Freedom Flexi 100 Current Account
Flexi 100
Merchant Services
POS, Payment Gateway
Eligibility
Indian resident business entity, GST registered, KYC completed
Cash Deposit Limit
12x AMB per month
Transaction Limit
12x AMB per month
RBL Bank
RBL Bank Woman's First Savings Account
Woman's First
Balance Requirement
₹5,000
Average Monthly Balance (AMB)
Interest Rate
6% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Yes Bank
YES Bank YES Wellness Plus Credit Card
YES Wellness Plus
Joining Fee
₹999
Annual Fee
₹999
Reward Rate
20 pts / ₹100
Eligibility
Applicants aged 21 years and above with good credit score.
Yes Bank
YES Bank Commercial Vehicle Loan
Fleet Expansion
Interest Rate
11% – 17% p.a.
Interest Type
floating
Processing Fee
2% + GST
Loan Amount
from ₹1,00,000
RBL Bank
RBL Bank Business Plus Current Account
Business Plus
Balance Requirement
₹50,000
Minimum Average Balance
₹25,000
Merchant Services
POS, Payment Gateway, QR, NEFT/RTGS
Eligibility
Indian resident business entity, GST registered, KYC completed
RBL Bank
RBL Bank Tax Savings Fixed Deposit
Tax Saver FD
Interest Rate
3.50% – 6.70% p.a.
Senior Citizen Rate
7.20% p.a.
Tenure
7 months – 10 years
Axis Bank
Axis Horizon Credit Card
Horizon
Joining Fee
₹0
Annual Fee
₹3,000
Annual Fee Waiver At
₹5,00,000 /year
Reward Rate
5 pts / ₹100
Axis Bank
Axis Indian Oil Credit Card
Indian Oil
Joining Fee
₹0
Annual Fee
₹500
Annual Fee Waiver At
₹3,50,000 /year
Reward Rate
1 pts / ₹100
Yes Bank
YES Bank My First YES Savings Account
My First YES
Balance Requirement
₹0
Zero Balance
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Yes Bank
YES Bank YES Private Credit Card
YES Private
Joining Fee
₹50,000
Annual Fee
₹50,000
Annual Fee Waiver At
₹25,00,000 /year
Reward Rate
1 pts / ₹100
RBL Bank
RBL Bank Executive Savings Account
Executive
Balance Requirement
₹0
Zero Balance
Interest Rate
6% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
RBL Bank
RBL Bank Standard Recurring Deposit
Standard RD
Interest Rate
7.50% – 8% p.a.
Tenure
6 months – 10 years
Monthly Deposit
₹1,000
RBL Bank
RBL Bank Business Global Current Account
Business Global
Balance Requirement
₹5,00,000
Minimum Average Balance
₹25,000
Merchant Services
Forex, LC, API Banking
Eligibility
Indian resident business entity, GST registered, KYC completed
RBL Bank
RBL Bank Startup Current Account
Startup
Balance Requirement
₹0
Merchant Services
POS, Payment Gateway
Eligibility
Indian resident business entity, GST registered, KYC completed
Cash Deposit Limit
Standard
Yes Bank
YES Bank YES Digital Savings Account
YES Digital
Balance Requirement
₹0
Zero Balance
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
RBL Bank
RBL Bank Business Horizon Current Account
Business Horizon
Balance Requirement
₹1,00,000
Minimum Average Balance
₹25,000
Merchant Services
POS, API Banking, Payment Gateway
Eligibility
Indian resident business entity, GST registered, KYC completed
Yes Bank
YES Bank YES PRO Max Savings Account
YES PRO Max
Balance Requirement
₹50,000
Average Monthly Balance (AMB)
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Yes Bank
YES Bank YES Respect Savings Account
YES Respect
Balance Requirement
₹5,000
Average Monthly Balance (AMB)
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Yes Bank
YES Bank YES Marquee Credit Card
YES Marquee
Joining Fee
₹9,999
Annual Fee
₹9,999
Annual Fee Waiver At
₹10,00,000 /year
Reward Rate
36 pts / ₹100
RBL Bank
RBL Bank Prime Edge Savings Account
Prime Edge
Balance Requirement
₹0
Zero Balance
Interest Rate
6% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
RBL Bank
RBL Bank Insignia Credit Card
Insignia
Joining Fee
₹0
Annual Fee
₹0
Annual Fee Waiver At
₹10,00,000 /year
Reward Rate
10 pts / ₹100
DCB Bank
DCB Health RD
Health RD
Interest Rate
7.25% p.a.
Tenure
6 months – 10 years
Monthly Deposit
₹100
DCB Bank
DCB SME Loan
SME Term Loan / Overdraft
Interest Rate
15% – 24% p.a.
Interest Type
floating
Processing Fee
2% of loan amount + GST
Loan Amount
from ₹1,00,000 | up to ₹10,00,00,000
RBL Bank
RBL Bank Business Loan Unsecured
Unsecured Business Loan
Interest Rate
10.65% – 16.25% p.a.
Interest Type
floating
Processing Fee
Up to 3%
Loan Amount
from ₹10,00,000 | up to ₹50,00,000
DCB Bank
DCB Cashback Savings Account
Cashback
Balance Requirement
₹25,000
Average Monthly Balance (AMB)
Interest Rate
9.25% – 11.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
DCB Bank
DCB Tractor Loan
Tractor Loan
Interest Rate
15% – 24% p.a.
Interest Type
floating
Processing Fee
2% of loan amount + GST
Loan Amount
from ₹1,00,000 | up to ₹50,00,00,000
Canara Bank
Canara SB Regular
Regular
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
2.55% – 4% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Canara Bank
Canara Current Standard
Standard
Balance Requirement
₹5,000
Minimum Average Balance
₹25,000
Merchant Services
POS, Payment Gateway
Eligibility
Indian resident business entity, GST registered, KYC completed
Canara Bank
Canara Regular FD
Regular
Interest Rate
4% – 7.25% p.a.
Senior Citizen Rate
7.75% p.a.
Tenure
7 months – 365 months
Canara Bank
Canara Regular FD
Senior Citizen
Interest Rate
4% – 7.50% p.a.
Senior Citizen Rate
8% p.a.
Tenure
6 months – 10 years
DCB Bank
DCB Kisan Credit Card
Kisan Credit Card
Interest Rate
11% – 16% p.a.
Interest Type
floating
Processing Fee
Up to 1.5% - 2% of loan amount + GST
Loan Amount
from ₹1,00,000 | up to ₹5,00,00,000
Canara Bank
Canara Current Elite
Elite
Balance Requirement
₹5,00,000
Average Monthly Balance
₹10,000
Minimum Average Balance
₹10,000
Merchant Services
POS Terminal (free), Soundbox (discounted), E-Trade portal for BG/LC
Canara Bank
Canara Classic Credit Card
Classic
Joining Fee
₹0
Annual Fee
₹0
Annual Fee Waiver At
₹25,000 /year
Reward Rate
2 pts / ₹100
DCB Bank
DCB Elite Savings Account
Elite
Balance Requirement
₹5,00,000
Average Monthly Balance (AMB)
Interest Rate
8% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Canara Bank
Canara Jeevan Dhara
Jeevan Dhara
Balance Requirement
₹5,000
Average Monthly Balance (AMB)
Interest Rate
4% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Canara Bank
Canara Kamadhenu FD
Kamadhenu (Reinvestment)
Interest Rate
4% – 8.25% p.a.
Senior Citizen Rate
8.75% p.a.
Tenure
7 months – 666 months
DCB Bank
DCB Happy Savings Account
Happy Savings
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
12% – 22% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
DCB Bank
DCB Suraksha Savings Account
Suraksha
Balance Requirement
₹25,000
Average Monthly Balance (AMB)
Interest Rate
8% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
DCB Bank
DCB i-PRO RD
i-PRO RD
Interest Rate
7.25% p.a.
Tenure
6 months – 10 years
Monthly Deposit
₹100
Canara Bank
Canara SB Power Plus
Power Plus
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
4% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Canara Bank
Canara Junior Savings
Junior Savings
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
4% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Canara Bank
Canara Current Premium
Premium
Balance Requirement
₹2,500
Minimum Average Balance
₹25,000
Merchant Services
POS, Payment Gateway
Eligibility
Indian resident business entity, GST registered, KYC completed
Canara Bank
Canara Tax Saver Scheme
Tax Saver
Interest Rate
6.70% – 8.25% p.a.
Senior Citizen Rate
8.75% p.a.
Tenure
7 months – 666 months
Canara Bank
Canara Regular RD
Regular
Interest Rate
4% – 7.25% p.a.
Tenure
6 months – 10 years
Monthly Deposit
₹100
Canara Bank
Canara Visa Signature
Visa Signature
Joining Fee
₹250
Annual Fee
₹0
Annual Fee Waiver At
₹2,00,000 /year
Reward Rate
2 pts / ₹100
Canara Bank
Canara RuPay Select
RuPay Select
Joining Fee
₹0
Annual Fee
₹0
Annual Fee Waiver At
₹1,00,000 /year
Reward Rate
2 pts / ₹100
RBL Bank
RBL Bank Bajaj Finserv Travel Easy SuperCard
Travel Easy
Joining Fee
₹999
Annual Fee
₹999
Annual Fee Waiver At
₹1,00,000 /year
Reward Rate
1 pts / ₹100
DCB Bank
DCB Zippi Digital Savings Account
Zippi
Balance Requirement
₹0
Zero Balance
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
RBL Bank
RBL Bank Bajaj Finserv Platinum Choice SuperCard
Platinum Choice
Joining Fee
₹499
Annual Fee
₹499
Annual Fee Waiver At
₹50,000 /year
Reward Rate
1 pts / ₹100
RBL Bank
RBL Bank Personal Loan Balance Transfer
Balance Transfer
Interest Rate
17.50% – 21% p.a.
Interest Type
fixed
Processing Fee
Up to 3%
Loan Amount
from ₹25,000 | up to ₹20,00,000
DCB Bank
DCB PayLess Credit Card
PayLess
Joining Fee
₹350
Annual Fee
₹350
Annual Fee Waiver At
₹50,000 /year
Reward Rate
1 pts / ₹100
DCB Bank
DCB Health & Wellness Savings Account
Health & Wellness
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
10% – 13% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
DCB Bank
DCB Business Loan
Unsecured Business Loan
Interest Rate
15% – 24% p.a.
Interest Type
floating
Processing Fee
2% of loan amount + GST
Loan Amount
from ₹1,00,000 | up to ₹40,00,000
DCB Bank
DCB Elite Visa Signature Credit Card
Elite Visa Signature
Joining Fee
₹2,500
Annual Fee
₹2,500
Reward Rate
2 pts / ₹100
Eligibility
Invite-only or high-relationship-value. DCB Elite savings account holders. High income.
Canara Bank
Canara Crest Savings
Crest
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
4% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Canara Bank
Canara TruEdge
TruEdge
Balance Requirement
₹10,000
Merchant Services
FX4U portal, E-Trade portal for BG/LC
Eligibility
Indian resident business entity, GST registered, KYC completed
Cash Deposit Limit
Free up to 10x AMB per month
RBL Bank
RBL Bank Icon Credit Card
Icon
Joining Fee
₹5,000
Annual Fee
₹5,000
Reward Rate
5 pts / ₹100
Eligibility
Min annual income ₹6 Lakh; Age 21-65
DCB Bank
DCB Shubh-Labh Savings Account
Shubh-Labh
Balance Requirement
₹5,000
Average Monthly Balance (AMB)
Interest Rate
13% – 20% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
DCB Bank
DCB Tax Saver RD
Tax Saver RD
Interest Rate
7.25% p.a.
Tenure
6 months – 10 years
Monthly Deposit
₹100
Canara Bank
Canara MasterCard World
MasterCard World
Joining Fee
₹1,000
Annual Fee
₹0
Annual Fee Waiver At
₹1,00,000 /year
Reward Rate
2 pts / ₹100
Canara Bank
Canara Platinum Credit Card
Platinum
Joining Fee
₹0
Annual Fee
₹0
Annual Fee Waiver At
₹50,000 /year
Reward Rate
2 pts / ₹100
RBL Bank
RBL Bank Personal Loan General
General
Interest Rate
17.50% – 21% p.a.
Interest Type
fixed
Processing Fee
Up to 3%
Loan Amount
from ₹25,000 | up to ₹20,00,000
DCB Bank
DCB Privilege Savings Account
Privilege
Balance Requirement
₹5,00,000
Average Monthly Balance (AMB)
Interest Rate
8% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Canara Bank
Canara Current Privilege
Privilege
Balance Requirement
₹1,00,000
Minimum Average Balance
₹10,000
Merchant Services
Bhim QR Soundbox at discounted rental
Eligibility
Indian resident business entity, GST registered, KYC completed
Canara Bank
Canara Dhanvarsha Flexi RD
Flexi RD
Interest Rate
7% p.a.
Tenure
6 months – 10 years
Monthly Deposit
₹100
Canara Bank
Canara Secured Credit Card
Secured (FD-Backed)
Joining Fee
₹0
Annual Fee
₹0
Annual Fee Waiver At
₹1,00,000 /year
Reward Rate
2 pts / ₹100
DCB Bank
DCB Loan Against Property
Standard LAP
Interest Rate
10.50% – 13.50% p.a.
Interest Type
floating
Processing Fee
Up to 2% + documentation charges
Min Turnover
As per surrogate income assessment
Canara Bank
Canara Vehicle Loan Two-Wheeler
Two-Wheeler
Interest Rate
8.85% – 11.25% p.a.
Interest Type
floating
Processing Fee
0.5% of loan amount + GST
Loan Amount
from ₹1,00,000
Canara Bank
Canara Vidya Turant
Premier Institutes
Interest Rate
9% – 13.50% p.a.
Interest Type
floating
Processing Fee
1% of loan amount + GST
Loan Amount
from ₹50,000 | up to ₹50,00,000
Bank of Baroda
Baroda Privilege Current
Privilege
Balance Requirement
₹2,00,000
Average Monthly Balance
₹10,000
Minimum Average Balance
₹10,000
Merchant Services
POS, Payment Gateway
Bank of Baroda
Baroda Scale-Up
Scale-Up
Balance Requirement
₹10,000
Minimum Average Balance
₹10,000
Merchant Services
POS, Payment Gateway
Eligibility
Indian resident business entity, GST registered, KYC completed
Bank of Baroda
Champ Account
Champ
Balance Requirement
₹0
Zero Balance
Interest Rate
2.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Bank of Baroda
Baroda Business Term Loan
Term Loan
Interest Rate
8.50% – 13.50% p.a.
Interest Type
floating
Processing Fee
Concessional / Up to 1.00% of loan amount
Loan Amount
from ₹1,00,000 | up to ₹50,00,00,000
Bank of Baroda
IRCTC BOBCARD
IRCTC BOBCARD
Joining Fee
₹500
Annual Fee
₹500
Annual Fee Waiver At
₹1,00,000 /year
Reward Rate
1 pts / ₹100
Jana Small Finance Bank
Jana Advantage Current Account
Advantage for Professionals/Business
Balance Requirement
₹25,000
Average Monthly Balance
₹25,000
Minimum Average Balance
₹25,000
Merchant Services
POS, UPI QR, iVAN Soundbox
Bank of Baroda
Baroda Export-Import
Exim
Balance Requirement
₹10,000
Minimum Average Balance
₹10,000
Merchant Services
POS, Payment Gateway
Eligibility
Indian resident business entity, GST registered, KYC completed
Bank of Baroda
bob LITE
Zero Balance
Balance Requirement
₹0
Zero Balance
Interest Rate
2.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Bank of Baroda
BOBCARD Eterna
Eterna
Joining Fee
₹2,499
Annual Fee
₹2,499
Annual Fee Waiver At
₹2,50,000 /year
Reward Rate
15 pts / ₹100
Jana Small Finance Bank
Jana Solitaire Savings Account
Solitaire
Balance Requirement
₹5,000
Minimum Average Balance (MAB)
Interest Rate
7% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Bank of Baroda
Baroda Radiant
Radiant
Balance Requirement
₹10,00,000
Average Monthly Balance
₹10,000
Minimum Average Balance
₹10,000
Merchant Services
POS, Payment Gateway
Bank of Baroda
Baroda Salary Privilege
Salary Privilege
Balance Requirement
₹0
Zero Balance
Interest Rate
2.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Bank of Baroda
Baroda Regular FD
Regular
Interest Rate
4.25% – 7.25% p.a.
Senior Citizen Rate
7.75% p.a.
Tenure
7 months – 10 years
Bank of Baroda
Baroda Working Capital Loan
Working Capital
Interest Rate
9.50% – 13% p.a.
Interest Type
floating
Processing Fee
2% + GST
Loan Amount
from ₹1,00,000
Bank of Baroda
Baroda Super Savings
Super Savings
Balance Requirement
₹20,000
Average Monthly Balance (AMB)
Interest Rate
4.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Bank of Baroda
Baroda Education Loan Premier
Premier Institutes
Interest Rate
9% – 13.50% p.a.
Interest Type
floating
Processing Fee
1% of loan amount + GST
Loan Amount
from ₹50,000 | up to ₹80,00,000
Bank of Baroda
Baroda MSME Smart Score
MSME Smart Score
Interest Rate
10% – 14% p.a.
Interest Type
floating
Processing Fee
0.50% to 1%
Loan Amount
from ₹10,00,000 | up to ₹5,00,00,000
Jana Small Finance Bank
Jana Savings Plus Account
Savings Plus
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
7% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Jana Small Finance Bank
Jana Silver Select Savings Account
Silver Select
Balance Requirement
₹50,000
Average Monthly Balance (AMB)
Interest Rate
7% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Bank of Baroda
Baroda Car Loan
Standard New Car
Interest Rate
8.85% – 14% p.a.
Interest Type
floating
Processing Fee
0.5% of loan amount + GST
Loan Amount
from ₹1,00,000
Bank of Baroda
Baroda Small Business
Small Business
Balance Requirement
₹2,500
Average Monthly Balance
₹10,000
Minimum Average Balance
₹10,000
Merchant Services
POS, Payment Gateway
Bank of Baroda
Baroda Gyan
Higher Studies India
Interest Rate
9% – 13.50% p.a.
Interest Type
floating
Processing Fee
1% of loan amount + GST
Loan Amount
from ₹50,000 | up to ₹1,25,00,000
Bank of Baroda
Baroda Premium Current
Premium
Balance Requirement
₹50,000
Average Monthly Balance
₹10,000
Minimum Average Balance
₹10,000
Merchant Services
POS, Payment Gateway
Bank of Baroda
Baroda Agri Gold Loan
Agri Gold
Interest Rate
7.70% – 8.80% p.a.
Interest Type
floating
Processing Fee
0.5% of loan amount + GST
Loan Amount
from ₹15,000 | up to ₹25,00,000
Jana Small Finance Bank
Jana Exclusive Savings Account
Exclusive
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
7% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Bank of Baroda
Mahila Shakti Savings
Mahila Shakti
Balance Requirement
₹3,000
Average Monthly Balance (AMB)
Interest Rate
4.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Bank of Baroda
BOBCARD Select
Select
Joining Fee
₹750
Annual Fee
₹750
Annual Fee Waiver At
₹70,000 /year
Reward Rate
5 pts / ₹100
Bank of Baroda
BOBCARD Easy
Easy
Joining Fee
₹500
Annual Fee
₹500
Annual Fee Waiver At
₹35,000 /year
Reward Rate
5 pts / ₹100
Jana Small Finance Bank
Jana Signature Current Account
Signature
Balance Requirement
₹2,00,000
Average Monthly Balance
₹2,00,000
Minimum Average Balance
₹25,000
Merchant Services
POS (zero rental), UPI QR, iVAN Soundbox, IMPS/NEFT/RTGS free
Bank of Baroda
BOBCARD HPCL Energie
HPCL Energie
Joining Fee
₹499
Annual Fee
₹499
Annual Fee Waiver At
₹50,000 /year
Reward Rate
24 pts / ₹100
Bank of Baroda
Baroda Startup Current Account
Startup
Balance Requirement
₹0
Merchant Services
POS, Payment Gateway
Eligibility
Indian resident business entity, GST registered, KYC completed
Cash Deposit Limit
Free up to 10x AMB per month
Bank of Baroda
BOBCARD Premier
Premier
Joining Fee
₹1,000
Annual Fee
₹1,000
Annual Fee Waiver At
₹1,20,000 /year
Reward Rate
10 pts / ₹100
Bank of Baroda
Baroda Scholar
Studies Abroad
Interest Rate
9% – 13.50% p.a.
Interest Type
floating
Processing Fee
1% of loan amount + GST
Loan Amount
from ₹50,000 | up to ₹1,50,00,000
Bank of Baroda
Baroda Vidya
School Education
Interest Rate
9% – 13.50% p.a.
Interest Type
floating
Processing Fee
1% of loan amount + GST
Loan Amount
from ₹50,000 | up to ₹4,00,000
Jana Small Finance Bank
Jana DigiGen Savings Account
DigiGen
Balance Requirement
₹0
Zero Balance
Interest Rate
7% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Canara Bank
Canara Ready Cash
Ready Cash
Interest Rate
9.95% p.a.
Interest Type
floating
Processing Fee
0.50% to 1.00% (Min ₹1,000)
Loan Amount
from ₹10,000 | up to ₹10,00,000
Bank of Baroda
Baroda Tax Saver FD
Tax Saver (80C)
Interest Rate
6.50% – 7% p.a.
Senior Citizen Rate
7.50% p.a.
Tenure
up to 5 years
Canara Bank
Canara Vidya Lakshmi
General Higher Studies
Interest Rate
9.25% – 11.35% p.a.
Interest Type
floating
Processing Fee
1% of loan amount + GST
Loan Amount
from ₹50,000 | up to ₹1,50,00,000
Bank of Baroda
Baroda Premium Plus Current
Premium Plus
Balance Requirement
₹5,00,000
Average Monthly Balance
₹10,000
Minimum Average Balance
₹10,000
Merchant Services
POS, Payment Gateway
Bank of Baroda
Baroda Platinum Savings
Platinum
Balance Requirement
₹1,00,000
Average Monthly Balance (AMB)
Interest Rate
4.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Bank of Baroda
Baroda Retail Gold Loan
Retail
Interest Rate
8.80% – 9.50% p.a.
Interest Type
floating
Processing Fee
0.50% (Min ₹500) for Retail
Loan Amount
from ₹15,000 | up to ₹50,00,000
Bank of Baroda
Baroda Regular FD
Senior Citizen
Interest Rate
4.75% – 7.75% p.a.
Senior Citizen Rate
8.25% p.a.
Tenure
7 months – 10 years
Bank of Baroda
Etihad Guest BOBCARD
Etihad Guest Premium
Joining Fee
₹2,499
Annual Fee
₹2,499
Annual Fee Waiver At
₹5,00,000 /year
Reward Rate
6 pts / ₹100
Ujjivan Small Finance Bank
Ujjivan Current Account Privilege
Privilege
Balance Requirement
₹50,000
Minimum Average Balance
₹25,000
Merchant Services
POS, Payment Gateway
Eligibility
Indian resident business entity, GST registered, KYC completed
Ujjivan Small Finance Bank
Ujjivan Current Account Premium
Premium
Balance Requirement
₹10,000
Minimum Average Balance
₹25,000
Merchant Services
POS, Payment Gateway
Eligibility
Indian resident business entity, GST registered, KYC completed
AU Small Finance Bank
AU Sweep-In Fixed Deposit
Sweep-In
Interest Rate
6.50% – 9.50% p.a.
Senior Citizen Rate
10.25% p.a.
Tenure
7 months – 10 years
Equitas Small Finance Bank
Equitas Wings Current Account
Wings Current
Balance Requirement
₹5,00,000
Minimum Average Balance
₹25,000
Merchant Services
POS, Payment Gateway
Eligibility
Indian resident business entity, GST registered, KYC completed
Equitas Small Finance Bank
Equitas HDFC Elegance Credit Card
HDFC Elegance Co-Brand
Joining Fee
₹0
Annual Fee
₹2,000
Annual Fee Waiver At
₹2,50,000 /year
Reward Rate
1 pts / ₹100
AU Small Finance Bank
AU Current Account Digital (0101)
Digital (0101)
Merchant Services
POS, Payment Gateway
Eligibility
Indian resident business entity, GST registered, KYC completed
Cash Deposit Limit
12x AMB per month
Transaction Limit
12x AMB per month
AU Small Finance Bank
AU Current Account Exclusive
Exclusive
Balance Requirement
₹5,00,000
Minimum Average Balance
₹25,000
Merchant Services
POS, Payment Gateway
Eligibility
Indian resident business entity, GST registered, KYC completed
AU Small Finance Bank
AU Zenith+ Credit Card
Zenith+ Metal
Joining Fee
₹4,999
Annual Fee
₹4,999
Annual Fee Waiver At
₹8,00,000 /year
Reward Rate
2 pts / ₹100
AU Small Finance Bank
AU Altura Plus Credit Card
Altura Plus
Joining Fee
₹499
Annual Fee
₹499
Annual Fee Waiver At
₹1,50,000 /year
Reward Rate
2 pts / ₹100
AU Small Finance Bank
AU Two-Wheeler Loan
Two-Wheeler
Interest Rate
8.85% – 14% p.a.
Interest Type
floating
Processing Fee
0.5% of loan amount + GST
Loan Amount
from ₹1,00,000 | up to ₹3,00,000
Equitas Small Finance Bank
Equitas Enjoi Kids Savings Account
Enjoi Kids
Balance Requirement
₹0
Zero Balance
Interest Rate
7% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Jana Small Finance Bank
Jana Secured Business Loan
Secured
Interest Rate
11% – 22% p.a.
Interest Type
floating
Processing Fee
1.5%-2.5%
Loan Amount
from ₹1,00,000 | up to ₹25,00,00,000
AU Small Finance Bank
AU ivy Savings Account
Ivy
Balance Requirement
₹25,00,000
Average Monthly Balance (AMB)
Interest Rate
7.25% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Ujjivan Small Finance Bank
Ujjivan Privilege Savings Account
Privilege
Balance Requirement
₹25,000
Average Monthly Balance (AMB)
Interest Rate
6.75% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Ujjivan Small Finance Bank
Ujjivan Sampoorna Lakshya Recurring Deposit
Sampoorna Lakshya
Interest Rate
5.50% – 7.80% p.a.
Tenure
6 months – 10 years
Monthly Deposit
₹100
Equitas Small Finance Bank
Equitas Wings Savings Account
Wings
Balance Requirement
₹50,000
Average Monthly Balance (AMB)
Interest Rate
7.80% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
AU Small Finance Bank
AU Vetta Credit Card
Vetta
Joining Fee
₹2,999
Annual Fee
₹2,999
Annual Fee Waiver At
₹4,00,000 /year
Reward Rate
4 pts / ₹100
Ujjivan Small Finance Bank
Ujjivan Current Account Regular
Regular
Balance Requirement
₹5,000
Minimum Average Balance
₹25,000
Merchant Services
POS, Payment Gateway
Eligibility
Indian resident business entity, GST registered, KYC completed
AU Small Finance Bank
AU New Car Loan
New Car
Interest Rate
8.85% – 14% p.a.
Interest Type
floating
Processing Fee
0.5% of loan amount + GST
Loan Amount
from ₹1,00,000 | up to ₹1,00,00,000
Ujjivan Small Finance Bank
Ujjivan Maxima Savings Account
Maxima
Balance Requirement
₹1,00,000
Average Monthly Balance (AMB)
Interest Rate
6.75% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Ujjivan Small Finance Bank
Ujjivan Current Account Business Edge
Business Edge
Balance Requirement
₹25,000
Minimum Average Balance
₹25,000
Merchant Services
POS, Payment Gateway
Eligibility
Indian resident business entity, GST registered, KYC completed
Equitas Small Finance Bank
Equitas HDFC Excite Credit Card
HDFC Excite Co-Brand
Joining Fee
₹0
Annual Fee
₹500
Annual Fee Waiver At
₹1,00,000 /year
Reward Rate
1 pts / ₹100
AU Small Finance Bank
AU Platinum Savings Account
Platinum
Balance Requirement
₹25,000
Average Monthly Balance (AMB)
Interest Rate
7.25% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
AU Small Finance Bank
AU Current Account Maximum
Maximum
Balance Requirement
₹1,00,000
Minimum Average Balance
₹25,000
Merchant Services
POS, Payment Gateway
Eligibility
Indian resident business entity, GST registered, KYC completed
Equitas Small Finance Bank
Equitas Eva Savings Account (Women)
Eva Women
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
7.80% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
AU Small Finance Bank
AU Eternity Business Account
Eternity Business
Balance Requirement
₹10,00,000
Minimum Average Balance
₹25,000
Merchant Services
POS, Payment Gateway
Eligibility
Indian resident business entity, GST registered, KYC completed
AU Small Finance Bank
AU ixigo Credit Card
ixigo AU
Joining Fee
₹0
Annual Fee
₹0
Reward Rate
1 pts / ₹100
Eligibility
Salaried or self-employed | Age 21-60 years | CIBIL 700+ | Annual income ₹3L+
Equitas Small Finance Bank
Equitas Elite Savings Account
Elite
Balance Requirement
₹5,00,000
Average Monthly Balance (AMB)
Interest Rate
7.80% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
AU Small Finance Bank
AU Current Account Premium
Premium
Balance Requirement
₹2,00,000
Minimum Average Balance
₹25,000
Merchant Services
POS, Payment Gateway
Eligibility
Indian resident business entity, GST registered, KYC completed
Equitas Small Finance Bank
Equitas Business Current Account
Business
Balance Requirement
₹10,000
Minimum Average Balance
₹25,000
Merchant Services
POS, Payment Gateway, QR
Eligibility
Age 21–65; Minimum 2–3 years vintage; GST/VAT compliance checks
AU Small Finance Bank
AU Current Account Value
Value
Balance Requirement
₹25,000
Minimum Average Balance
₹25,000
Merchant Services
POS, Payment Gateway
Eligibility
Indian resident business entity, GST registered, KYC completed
AU Small Finance Bank
AU Non-Callable Deposit
Non-Callable
Interest Rate
6.65% – 9.50% p.a.
Senior Citizen Rate
10.25% p.a.
Tenure
1 year – 10 years
AU Small Finance Bank
AU Commercial Vehicle Loan
Commercial Vehicle
Interest Rate
8.85% – 14% p.a.
Interest Type
floating
Processing Fee
0.5% of loan amount + GST
Loan Amount
from ₹1,00,000 | up to ₹5,00,00,000
Equitas Small Finance Bank
Equitas Business Prime Current Account
Business Prime
Balance Requirement
₹25,000
Minimum Average Balance
₹25,000
Merchant Services
POS, Payment Gateway, QR
Eligibility
Indian resident business entity, GST registered, KYC completed
Equitas Small Finance Bank
Equitas Tax Saver Fixed Deposit
Tax Saver
Interest Rate
7% – 9.50% p.a.
Senior Citizen Rate
10.25% p.a.
Tenure
up to 5 years
AU Small Finance Bank
AU Women Savings Account
Women (M Circle)
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
7.25% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
AU Small Finance Bank
AU Business Term Loan
Business Term
Interest Rate
11% – 16% p.a.
Interest Type
floating
Processing Fee
2% + GST
Loan Amount
from ₹1,00,000 | up to ₹5,00,00,000
Equitas Small Finance Bank
Equitas Tiga Credit Card
Tiga
Joining Fee
₹0
Annual Fee
₹500
Annual Fee Waiver At
₹1,00,000 /year
Reward Rate
1 pts / ₹100
Equitas Small Finance Bank
Equitas Selfe Credit Card
Selfe
Joining Fee
₹0
Annual Fee
₹1,000
Annual Fee Waiver At
₹2,40,000 /year
Reward Rate
1 pts / ₹100
Ujjivan Small Finance Bank
Ujjivan Supply Chain Finance
Supply Chain Finance
Interest Rate
9.25% – 20% p.a.
Interest Type
floating
Processing Fee
Up to 1%-2% + GST
Loan Amount
from ₹1,00,000 | up to ₹75,00,000
Equitas Small Finance Bank
Equitas Advance Current Account
Advance
Balance Requirement
₹40,000
Minimum Average Balance
₹25,000
Merchant Services
POS, Payment Gateway, QR
Eligibility
Indian resident business entity, GST registered, KYC completed
AU Small Finance Bank
AU Swadesh Current Account
Swadesh
Balance Requirement
₹5,000
Minimum Average Balance
₹25,000
Merchant Services
POS, Payment Gateway, QR
Eligibility
Indian resident business entity, GST registered, KYC completed
Equitas Small Finance Bank
Equitas PowerMiles Credit Card
PowerMiles
Joining Fee
₹1,000
Annual Fee
₹5,000
Annual Fee Waiver At
₹4,80,000 /year
Reward Rate
1 pts / ₹100
AU Small Finance Bank
AU Royale Savings Account
Royale
Balance Requirement
₹1,00,000
Average Monthly Balance (AMB)
Interest Rate
7.25% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Ujjivan Small Finance Bank
Ujjivan Classic Savings Account
Classic
Balance Requirement
₹5,000
Average Monthly Balance (AMB)
Interest Rate
6.75% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Ujjivan Small Finance Bank
Ujjivan Digital Savings Account
Digital
Balance Requirement
₹1,000
Average Monthly Balance (AMB)
Interest Rate
6.75% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Jana Small Finance Bank
Jana Business Loan Entity
Business Entity
Interest Rate
11% – 22% p.a.
Interest Type
fixed
Processing Fee
1.5%-2.5%
Loan Amount
from ₹1,00,000 | up to ₹2,00,00,000
AU Small Finance Bank
AU Eternity Savings Account
Eternity
Balance Requirement
₹10,00,000
Average Monthly Balance (AMB)
Interest Rate
7.25% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Ujjivan Small Finance Bank
Ujjivan Current Account Digital
Digital
Balance Requirement
₹25,000
Merchant Services
POS, Payment Gateway
Eligibility
Indian resident business entity, GST registered, KYC completed
Cash Deposit Limit
12x AMB per month
Equitas Small Finance Bank
Equitas Trade-In Current Account
Trade-In
Balance Requirement
₹1,00,000
Minimum Average Balance
₹25,000
Merchant Services
POS, Payment Gateway, QR
Eligibility
Indian resident business entity, GST registered, KYC completed
IDFC FIRST Bank
IDFC FIRST Bank Green Deposit
Green Deposit 375 Days
Interest Rate
8% p.a.
Senior Citizen Rate
8.50% p.a.
Tenure
up to 375 months
ICICI Bank
ICICI Bank Young Stars Account
Young Stars
Balance Requirement
₹15,000
Average Monthly Balance (AMB)
Interest Rate
2.50% p.a.
Eligibility
Minors (below 18 years) — account managed by parents/guardians
ICICI Bank
ICICI Bank Wealth Select Account
Wealth Select
Balance Requirement
₹50,000
Average Quarterly Balance (AQB)
Interest Rate
2.50% p.a.
Eligibility
Wealth or private banking relationship criteria as per ICICI programme thresholds
South Indian Bank
SIB Personal Loan
Standard
Interest Rate
11.40% – 18.50% p.a.
Interest Type
floating
Processing Fee
Up to 2% or ₹2,500 (Higher) + GST
Loan Amount
from ₹50,000 | up to ₹15,00,000
State Bank of India
SBI Surabhi Current Account
Surabhi
Balance Requirement
₹25,000
Merchant Services
Available
Eligibility
Indian resident business entity, GST registered, KYC completed
Cash Deposit Limit
12x AMB per month
ICICI Bank
ICICI Bank Private Banking Account
Private Banking
Balance Requirement
₹50,000
Average Quarterly Balance (AQB)
Interest Rate
2.50% p.a.
Eligibility
Wealth or private banking relationship criteria as per ICICI programme thresholds
Suryoday Small Finance Bank
Suryoday FD-Backed Secured RuPay Select Credit Card
Secured RuPay Select
Joining Fee
₹0
Annual Fee
₹0
Reward Rate
1 pts / ₹100
Eligibility
Suryoday FD holders, minimum FD amount as per card requirement
South Indian Bank
SIB Co-Branded Credit Card
Co-Branded
Joining Fee
₹0
Annual Fee
₹0
Annual Fee Waiver At
₹1,00,000 /year
Reward Rate
1 pts / ₹100
State Bank of India
SBI SME Smart Score Current Account
SME Smart Score
Balance Requirement
₹25,000
Merchant Services
Available
Eligibility
Indian resident business entity, GST registered, KYC completed
Cash Deposit Limit
12x AMB per month
ICICI Bank
ICICI Bank Smart Star Account
Smart Star
Balance Requirement
₹15,000
Average Monthly Balance (AMB)
Interest Rate
2.50% p.a.
ICICI Bank
ICICI Bank Privilege Banking Savings Account
Privilege Banking
Balance Requirement
₹50,000
Average Quarterly Balance (AQB)
Interest Rate
2.50% p.a.
Eligibility
Wealth or private banking relationship criteria as per ICICI programme thresholds
ICICI Bank
ICICI Bank Fixed Deposit
15 Months Peak Rate
Interest Rate
7.25% p.a.
Senior Citizen Rate
7.75% p.a.
Tenure
0.23 month – 10 years
ICICI Bank
ICICI Bank Basic Savings Bank Deposit Account
BSBDA
Balance Requirement
₹0
Zero Balance
Interest Rate
2.50% p.a.
Eligibility
Basic Savings Bank Deposit Account with no minimum balance requirement
Capital Small Finance Bank
Capital Gold Loan
Standard
Interest Rate
8.50% – 10.50% p.a.
Interest Type
floating
Processing Fee
0.5% of loan amount + GST
Loan Amount
from ₹15,000
IDFC FIRST Bank
IDFC FIRST Bank FIRST Private Savings Account
FIRST Private
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
7.25% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
ESAF Small Finance Bank
ESAF Personal Loan
Standard
Interest Rate
13% – 24% p.a.
Interest Type
floating
Processing Fee
Up to 2% of loan amount + GST
Loan Amount
from ₹50,000 | up to ₹20,00,000
State Bank of India
SBI MACT Claims SB Account
MACT Claims
Balance Requirement
₹0
Zero Balance
Interest Rate
2.70% – 3% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
RBL Bank
RBL Bank World Safari Credit Card
World Safari
Joining Fee
₹3,000
Annual Fee
₹3,000
Annual Fee Waiver At
₹5,00,000 /year
Reward Rate
1 pts / ₹100
RBL Bank
RBL Bank Digital Savings Account Prime
Digital Prime
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
6% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Karnataka Bank
KBL Insta Cash Loan
Insta Cash
Interest Rate
11.29% – 18% p.a.
Interest Type
floating
Processing Fee
1% + GST
Loan Amount
from ₹50,000 | up to ₹50,00,000
Karnataka Bank
KBL Skill Loan
Skill Loan
Interest Rate
10.25% – 12.50% p.a.
Interest Type
floating
Processing Fee
1% of loan amount + GST
Loan Amount
from ₹50,000 | up to ₹20,00,000
DCB Bank
DCB Business Saver Current Account
Business Saver
Balance Requirement
₹10,000
Minimum Average Balance
₹10,000
Merchant Services
POS, Payment Gateway
Eligibility
Indian resident business entity, GST registered, KYC completed
Karnataka Bank
KBL PEAK Education Loan
PEAK
Interest Rate
9.81% – 13.30% p.a.
Interest Type
floating
Processing Fee
1% of loan amount + GST
Loan Amount
from ₹50,000 | up to ₹2,00,00,000
DCB Bank
DCB Senior Citizen Fixed Deposit
Senior Citizen Plus FD
Interest Rate
4% – 7% p.a.
Senior Citizen Rate
7.25% p.a.
Tenure
1 month – 10 years
Capital Small Finance Bank
Capital MSME Loan
MSME Scheme
Interest Rate
9.50% – 14% p.a.
Interest Type
floating
Processing Fee
0.50% – 1.00% of limit + GST
Loan Amount
from ₹1,00,000 | up to ₹5,00,00,000
Capital Small Finance Bank
Capital Corporate Loan
Corporate Lending
Interest Rate
15% – 24% p.a.
Interest Type
floating
Processing Fee
2% of loan amount + GST
Loan Amount
from ₹1,00,000
Utkarsh Small Finance Bank
Utkarsh MSME Loan
MSME
Interest Rate
15% – 24% p.a.
Interest Type
floating
Processing Fee
Up to 2.00% of line size
Loan Amount
from ₹1,00,000 | up to ₹1,00,00,000
South Indian Bank
SIB One FD-Secured Co-Branded Credit Card
Secured SIB One
Joining Fee
₹0
Annual Fee
₹0
Reward Rate
1 pts / ₹100
Eligibility
Contact branch or visit official website for detailed eligibility criteria
South Indian Bank
SIB One Co-Branded Credit Card
SIB One (Unsecured)
Joining Fee
₹0
Annual Fee
₹0
Reward Rate
1 pts / ₹100
Eligibility
Contact branch or visit official website for detailed eligibility criteria
South Indian Bank
South Indian Bank SBI Platinum Card
SBI Platinum Co-Branded
Joining Fee
₹0
Annual Fee
₹0
Annual Fee Waiver At
₹3,00,000 /year
Reward Rate
1 pts / ₹100
South Indian Bank
South Indian Bank SimplySAVE SBI Card
SimplySAVE Co-Branded
Joining Fee
₹0
Annual Fee
₹0
Annual Fee Waiver At
₹1,00,000 /year
Reward Rate
1 pts / ₹100
RBL Bank
RBL Bank IRCTC Credit Card
IRCTC Co-Branded
Joining Fee
₹0
Annual Fee
₹0
Reward Rate
1 pts / ₹100
Eligibility
Contact branch or visit official website for detailed eligibility criteria
Capital Small Finance Bank
Capital Auto Loan
Auto Loan
Interest Rate
11.50% – 16% p.a.
Interest Type
floating
Processing Fee
1% of loan amount
Loan Amount
from ₹1,00,000 | up to ₹1,00,000
Suryoday Small Finance Bank
Suryoday FD-Backed Secured RuPay Platinum Credit Card
Secured RuPay Platinum
Joining Fee
₹0
Annual Fee
₹0
Annual Fee Waiver At
₹20,000 /year
Reward Rate
1 pts / ₹100
RBL Bank
RBL Bank IndianOil XTRA Credit Card
IndianOil XTRA
Joining Fee
₹0
Annual Fee
₹0
Annual Fee Waiver At
₹2,75,000 /year
Reward Rate
1 pts / ₹100
Utkarsh Small Finance Bank
Utkarsh Micro Banking Loan
Micro Banking
Interest Rate
16% – 26% p.a.
Interest Type
floating
Processing Fee
Up to 2% of loan quantum
Loan Amount
from ₹1,00,000 | up to ₹1,00,00,000
South Indian Bank
SIB Car Loan
Standard
Interest Rate
12.70% – 16.70% p.a.
Interest Type
floating
Processing Fee
1.00% (Capped at Max ₹10,000)
Loan Amount
from ₹1,00,000 | up to ₹50,00,000
Federal Bank
Federal Bank Gold Loan
Standard
Interest Rate
8.15% – 10.50% p.a.
Interest Type
floating
Processing Fee
0.5% of loan amount + GST
Loan Amount
from ₹15,000 | up to ₹1,50,00,000
DCB Bank
DCB Special Savings Account
DCB Special
Balance Requirement
₹1,00,000
Average Monthly Balance (AMB)
Interest Rate
6% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Capital Small Finance Bank
Capital Kisan Credit Card
KCC
Joining Fee
₹0
Annual Fee
₹0
Reward Rate
1 pts / ₹100
Eligibility
Contact branch or visit official website for detailed eligibility criteria
Utkarsh Small Finance Bank
Utkarsh Personal Loan
Standard
Interest Rate
12% – 22% p.a.
Interest Type
floating
Processing Fee
Up to 2% of loan amount + GST
Loan Amount
from ₹50,000 | up to ₹10,00,000
DCB Bank
DCB PayLess Credit Card
PayLess (Secured)
Joining Fee
₹0
Annual Fee
₹0
Annual Fee Waiver At
₹50,000 /year
Reward Rate
1 pts / ₹100
State Bank of India
IndiGo SBI Card
Joining Fee
₹1,499
Annual Fee
₹1,499
Annual Fee Waiver At
₹2,00,000 /year
Reward Rate
3 pts / ₹100
State Bank of India
PhonePe SBI Card PURPLE
Joining Fee
₹499
Annual Fee
₹499
Annual Fee Waiver At
₹1,00,000 /year
Reward Rate
2 pts / ₹100
State Bank of India
BPCL SBI Card Octane
Joining Fee
₹1,499
Annual Fee
₹1,499
Annual Fee Waiver At
₹2,00,000 /year
Reward Rate
25 pts / ₹100
State Bank of India
Apollo SBI Card
Joining Fee
₹499
Annual Fee
₹499
Annual Fee Waiver At
₹1,00,000 /year
Reward Rate
5 pts / ₹100
State Bank of India
IRCTC SBI Card Premier
Joining Fee
₹1,499
Annual Fee
₹1,499
Annual Fee Waiver At
₹2,00,000 /year
Reward Rate
10 pts / ₹100
State Bank of India
IRCTC SBI Platinum Card
Joining Fee
₹500
Annual Fee
₹300
Reward Rate
10 pts / ₹100
Eligibility
Eligibility subject to income, credit score, KYC, issuer policy, and bureau assessment
ICICI Bank
ICICI Bank Sapphiro Credit Card
Joining Fee
₹6,500
Annual Fee
₹3,500
Annual Fee Waiver At
₹6,00,000 /year
Reward Rate
2 pts / ₹100
State Bank of India
PhonePe SBI Card SELECT BLACK
Joining Fee
₹1,499
Annual Fee
₹1,499
Annual Fee Waiver At
₹2,00,000 /year
Reward Rate
5 pts / ₹100
State Bank of India
SBI Fixed Deposit
Retail Domestic
Interest Rate
3% – 7.10% p.a.
Senior Citizen Rate
7.60% p.a.
Tenure
7 months – 10 years
State Bank of India
Yatra SBI Card
Joining Fee
₹999
Annual Fee
₹999
Annual Fee Waiver At
₹1,00,000 /year
Reward Rate
6 pts / ₹100
State Bank of India
KrisFlyer SBI Card Apex
Joining Fee
₹7,500
Annual Fee
₹7,500
Reward Rate
10 pts / ₹100
Eligibility
Eligibility subject to income, credit score, KYC, issuer policy, and bureau assessment
State Bank of India
Air India SBI Platinum Card
Joining Fee
₹1,499
Annual Fee
₹1,499
Reward Rate
15 pts / ₹100
Eligibility
Eligibility subject to income, credit score, KYC, issuer policy, and bureau assessment
State Bank of India
Titan SBI Card
Joining Fee
₹1,499
Annual Fee
₹1,499
Annual Fee Waiver At
₹2,00,000 /year
Reward Rate
5 pts / ₹100
State Bank of India
Apollo SBI Card SELECT
Joining Fee
₹1,499
Annual Fee
₹1,499
Annual Fee Waiver At
₹2,00,000 /year
Reward Rate
10 pts / ₹100
State Bank of India
KrisFlyer SBI Card
Joining Fee
₹3,000
Annual Fee
₹3,000
Reward Rate
5 pts / ₹100
Eligibility
Eligibility subject to income, credit score, KYC, issuer policy, and bureau assessment
State Bank of India
Flipkart SBI Card
Joining Fee
₹499
Annual Fee
₹499
Annual Fee Waiver At
₹1,00,000 /year
Reward Rate
5 pts / ₹100
ICICI Bank
ICICI Bank Car Loan
New Vehicle
Interest Rate
8.85% – 11.50% p.a.
Processing Fee
0.50% + GST
Loan Amount
up to ₹2,50,00,000
Eligibility
Subject to age, income, employment/business profile, credit score, vehicle eligibility and bank policy
ICICI Bank
ICICI Bank Business Loan
Interest Rate
11% – 18% p.a.
Processing Fee
2% + GST
Loan Amount
up to ₹1,00,00,000
Min Turnover
₹NaN p.a.
ICICI Bank
ICICI Bank Expressions Credit Card
Joining Fee
₹499
Annual Fee
₹499
Annual Fee Waiver At
₹90,000 /year
Reward Rate
3 pts / ₹100
ICICI Bank
ICICI Bank Campus Power Savings Account
Balance Requirement
₹0
Zero Balance
Interest Rate
2.50% p.a.
Eligibility
Resident individual, 17 to 35 years, student from select institutes in India
ICICI Bank
ICICI Bank Rubyx Credit Card
Joining Fee
₹3,000
Annual Fee
₹2,000
Annual Fee Waiver At
₹3,00,000 /year
Reward Rate
3 pts / ₹100
ICICI Bank
ICICI Bank Platinum Chip Credit Card
Joining Fee
₹199
Annual Fee
₹99
Annual Fee Waiver At
₹50,000 /year
Reward Rate
2 pts / ₹100
ICICI Bank
ICICI Bank Coral Credit Card
Joining Fee
₹500
Annual Fee
₹500
Annual Fee Waiver At
₹1,50,000 /year
Reward Rate
2 pts / ₹100
ICICI Bank
ICICI Bank Signature Credit Card
Joining Fee
₹25,000
Annual Fee
₹2,000
Annual Fee Waiver At
₹3,00,000 /year
Reward Rate
4 pts / ₹100
* All data sourced from official bank websites and verified by the RightBank team. Subject to change — always confirm directly with the bank.