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RBAI Fintech Technologies Private Limited — Last updated: August 2026

Regulatory Disclaimer — Please Read Carefully

RightBank AI is not a bank, NBFC, or RBI-regulated financial institution. The platform is operated by RBAI Fintech Technologies Private Limited, a private limited company registered in India.

We do not:

  • Accept deposits of any kind from users or the public
  • Provide loans, credit facilities, or any regulated lending services
  • Provide SEBI-regulated investment advice or portfolio management services
  • Act as an IRDAI-registered insurance broker or agent
  • Hold, transfer, or manage any user funds

We are: An independent fintech information, comparison, and referral platform that helps users compare financial products and, where the user requests assistance, connect with the applicable referral or intermediary channel.

1. Information Accuracy Disclaimer

All product information, interest rates, fees, eligibility criteria, and comparisons displayed on RightBank AI are sourced from publicly available information and official bank documents.

Rates, fees, eligibility, limits, benefits, and other terms may change at any time. We do not guarantee the accuracy, completeness, or timeliness of this information. Always verify current terms directly with the relevant bank, NBFC, or financial institution before making any financial decision.

2. AI Guidance Disclaimer

RightBank AI uses artificial intelligence to help explain products, compare options, and provide guidance based on available product information and customer-provided profile information. AI-generated guidance is informational only and:

  • Does not constitute regulated financial, investment, tax, or legal advice.
  • Is based on self-reported user data which we cannot independently verify.
  • Does not account for all personal financial circumstances, obligations, or risk profiles.
  • Does not guarantee credit approval, loan disbursement, or product eligibility.
  • May contain errors, omissions, or outdated information despite our best efforts.

Users must exercise independent judgment and consult qualified professionals before acting on any AI-generated guidance.

3. No Guarantee of Approval

Displaying a financial product on this platform or generating a recommendation does not imply, guarantee, or suggest that you will be approved for that product. All credit, loan, and account approvals are at the sole discretion of the respective bank, NBFC, or financial institution, subject to:

  • Their internal credit assessment and underwriting policies
  • Your credit bureau report (CIBIL, CRIF, Experian, Equifax)
  • Applicable regulatory guidelines
  • Document verification and KYC compliance

For loan products, approval, pricing, and final terms are determined by the relevant lender based on its policies and your profile.

4. Referral and Intermediary Disclosure

RightBank AI currently works with Andromeda as a DSA/referral intermediary for applicable financial-product leads. Where you request assistance, the information necessary to process your request may be shared with Andromeda and, through its applicable process, with the relevant bank, NBFC, or financial institution.

RightBank AI is not a partner of every bank displayed on the platform. Displaying a bank's product does not mean RightBank has a direct relationship with that bank. The referral pathway for your request depends on the applicable intermediary and product.

5. Commercial Relationships

RightBank AI may receive commercial consideration from applicable referral or intermediary arrangements when a customer proceeds through a referred service. These commercial relationships do not bias our AI comparison engine. Product rankings and recommendations are generated based on objective suitability scoring against user-provided criteria, independent of any commercial relationship.

6. Third-Party Links & Services

This platform may contain links to third-party websites, bank portals, or application pages. RightBank AI has no control over third-party content and is not responsible for the accuracy, privacy practices, or services of linked sites. Accessing third-party sites is at your own risk.

7. Investment Risk

Any information relating to mutual funds, bonds, insurance, fixed deposits, or other investment products is provided for general awareness only. All investments carry risk. Past performance is not indicative of future results. Please read all scheme information documents, policy documents, and offer documents carefully before investing.

8. Grievance Redressal

RightBank Platform Complaints

For complaints or concerns about the RightBank AI platform itself (such as information displayed, AI guidance, or your experience using our service):

RBAI Fintech Technologies Private Limited

CIN: U62091KA2026PTC225595

No 308, 6th Cross, Telecom Layout, Srirampura, Jakkur, Bangalore North, Bangalore – 560064, Karnataka, India

Email: support@rightbankai.com

We aim to acknowledge grievances within 24 hours and resolve them within 15 working days.

Lender or Financial Institution Complaints

For complaints about a loan, account, or financial product itself (such as approval decisions, interest rates charged, disbursal, servicing, or collections), the relevant lender's or financial institution's own grievance mechanism applies. RightBank AI is not the lender and does not adjudicate lender-level complaints.

RightBank AI is a fintech platform operated by RBAI Fintech Technologies Private Limited and is not a bank or NBFC. We do not accept deposits or provide regulated banking services. All information is for educational and informational purposes only.

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RightBank AI is a fintech platform operated by RBAI Fintech Technologies Private Limited and is not a bank or NBFC. We do not accept deposits or provide regulated banking services.

All financial products displayed are offered by licensed banks and financial institutions. Product information is sourced from official bank documents and Founder Certified Product Truth registry. AI-generated recommendations are informational only and do not constitute financial advice. RightBank AI may earn referral or facilitation fees from partner institutions — this never increases the customer's cost or influences our ranking. Approval of any product is at the sole discretion of the respective institution.

CIN: U62091KA2026PTC225595 · Registered Office: No 308, 6th Cross, Telecom Layout, Srirampura, Jakkur, Bangalore North, Bangalore – 560064, Karnataka, India

© 2026 RBAI Fintech Technologies Private Limited. All rights reserved. · Bangalore, India

Not RBI regulated · Not a bank · Not an NBFC