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Subsidy Scheme Detection
AI surfaces Vidya Lakshmi / CSIS and state subsidy schemes that can make your loan interest-free during the study period — most families miss these.
India & Abroad Coverage
We match domestic and overseas education loans separately — abroad studies need higher limits and different collateral rules, and we route you correctly.
Verified Terms
Every rate, moratorium, collateral threshold, and processing fee is verified against the official bank source — no surprise conditions after admission.
Moratorium Awareness
We flag whether interest accrues during the moratorium — the single biggest hidden cost in education loans that banks rarely highlight.
IndusInd Bank
IndusInd Education Loan — Study in India
Study in India
Best for students pursuing domestic education.
Interest Rate
9.50% – 14.50% p.a.
Interest Type
floating
Processing Fee
0.5%-1.5%
Loan Amount
from ₹50,000 | up to ₹50,00,000
Loan
student. Best For identifies the official customer segment, product family, or highlighted fit signal.
Key Numbers
Minimum Interest Rate
9.5% p.a.. The minimum official rate defines the lowest certified pricing or return boundary for this product.
Loan Amount
₹50,000 (Founder-certified). Loan amount states the official minimum or maximum funding boundary.
Available Tenures
15 months. Available tenures show the official duration range for this product.
Best For
student. Best For identifies the official customer segment, product family, or highlighted fit signal.
What It Costs
Processing Fee
Founder-certified: 0.5%-1.5%. Processing fee is the official upfront cost for processing the facility.
Hidden Charges
Founder-certified: 0.5%-1.5%. Hidden charges capture official costs that are easy to miss during selection.
Rules To Keep
Eligibility
Indian resident, 16+ years, confirmed admission to recognised institution, co-applicant required. Eligibility states the official customer requirements for the product.
Watch Out For
Rate Type
floating. Rate type states the official interest calculation method — fixed, floating, hybrid, or flat.
Verified From
Verified From
https://media.base44.com/files/public/69e73b5a6a274d6bb992d354/57fc8bdbd_FounderCertifiedLoanMasterPDFV1.pdf. The official source reference proves where the product data was verified. Use this to verify the source before applying.
Ask Product AI
Ask scenarios, calculations, or clarification without expanding this page.
Verified Information
Verified Source
https://media.base44.com/files/public/69e73b5a6a274d6bb992d354/57fc8bdbd_FounderCertifiedLoanMasterPDFV1.pdf
Verification Date
2026-07-09
Founder Certified
Yes — Founder Certified
IndusInd Bank
IndusInd Education Loan — Study Abroad
Study Abroad
Best for students pursuing higher education abroad.
Interest Rate
9.50% – 15% p.a.
Interest Type
floating
Processing Fee
0.5%-1.5%
Loan Amount
from ₹50,000 | up to ₹1,50,00,000
Loan
student. Best For identifies the official customer segment, product family, or highlighted fit signal.
Key Numbers
Minimum Interest Rate
9.5% p.a.. The minimum official rate defines the lowest certified pricing or return boundary for this product.
Loan Amount
₹50,000 (Founder-certified). Loan amount states the official minimum or maximum funding boundary.
Available Tenures
15 months. Available tenures show the official duration range for this product.
Best For
student. Best For identifies the official customer segment, product family, or highlighted fit signal.
What It Costs
Processing Fee
Founder-certified: 0.5%-1.5%. Processing fee is the official upfront cost for processing the facility.
Hidden Charges
Founder-certified: 0.5%-1.5%. Hidden charges capture official costs that are easy to miss during selection.
Rules To Keep
Eligibility
Indian resident, 16+ years, confirmed admission to recognised institution, co-applicant required. Eligibility states the official customer requirements for the product.
Watch Out For
Rate Type
floating. Rate type states the official interest calculation method — fixed, floating, hybrid, or flat.
Verified From
Verified From
https://media.base44.com/files/public/69e73b5a6a274d6bb992d354/57fc8bdbd_FounderCertifiedLoanMasterPDFV1.pdf. The official source reference proves where the product data was verified. Use this to verify the source before applying.
Ask Product AI
Ask scenarios, calculations, or clarification without expanding this page.
Verified Information
Verified Source
https://media.base44.com/files/public/69e73b5a6a274d6bb992d354/57fc8bdbd_FounderCertifiedLoanMasterPDFV1.pdf
Verification Date
2026-07-09
Founder Certified
Yes — Founder Certified
Kotak Mahindra Bank
Kotak Education Loan
Domestic
Best for students pursuing higher education abroad.
Interest Rate
9.50% – 13.50% p.a.
Interest Type
floating
Processing Fee
1% of loan amount + GST
Loan Amount
from ₹50,000 | up to ₹20,00,000
Loan
Fund your education at competitive rates from Kotak Mahindra Bank
Key Numbers
Minimum Interest Rate
9.5% p.a.. The minimum official rate defines the lowest certified pricing or return boundary for this product.
Loan Amount
₹50,000 (Founder-certified). Loan amount states the official minimum or maximum funding boundary.
Available Tenures
0 months. Available tenures show the official duration range for this product.
Best For
student. Best For identifies the official customer segment, product family, or highlighted fit signal.
What It Costs
Processing Fee
Founder-certified: 1% of loan amount + GST. Processing fee is the official upfront cost for processing the facility.
Hidden Charges
Founder-certified: 1% of loan amount + GST. Hidden charges capture official costs that are easy to miss during selection.
Rules To Keep
Eligibility
Indian resident, 16+ years, confirmed admission to recognised institution, co-applicant required. Eligibility states the official customer requirements for the product.
Watch Out For
Rate Type
floating. Rate type states the official interest calculation method — fixed, floating, hybrid, or flat.
Verified From
Verified From
https://media.base44.com/files/public/69e73b5a6a274d6bb992d354/a3ffd8edb_FounderCertifiedLoanCompletionPDFV2.pdf. The official source reference proves where the product data was verified. Use this to verify the source before applying.
Ask Product AI
Ask scenarios, calculations, or clarification without expanding this page.
Verified Information
Verified Source
https://media.base44.com/files/public/69e73b5a6a274d6bb992d354/a3ffd8edb_FounderCertifiedLoanCompletionPDFV2.pdf
Verification Date
2026-07-09
Founder Certified
Yes — Founder Certified
Jana Small Finance Bank
Jana Education Loan
Domestic
Best for students pursuing domestic education.
Interest Rate
9.50% – 13.50% p.a.
Interest Type
flat rate
Processing Fee
1% of loan amount + GST
Loan Amount
from ₹50,000 | up to ₹1,00,000
Loan
Financial inclusion in education — Jana SFB bottom of pyramid focus
Key Numbers
Minimum Interest Rate
9.5% p.a.. The minimum official rate defines the lowest certified pricing or return boundary for this product.
Loan Amount
₹50,000 (Founder-certified). Loan amount states the official minimum or maximum funding boundary.
Available Tenures
0 months. Available tenures show the official duration range for this product.
Best For
student. Best For identifies the official customer segment, product family, or highlighted fit signal.
What It Costs
Processing Fee
Founder-certified: 1% of loan amount + GST. Processing fee is the official upfront cost for processing the facility.
Hidden Charges
Founder-certified: 1% of loan amount + GST. Hidden charges capture official costs that are easy to miss during selection.
Rules To Keep
Eligibility
Indian resident, 16+ years, confirmed admission to recognised institution, co-applicant required. Eligibility states the official customer requirements for the product.
Watch Out For
Rate Type
flat_rate. Rate type states the official interest calculation method — fixed, floating, hybrid, or flat.
Verified From
Verified From
https://janabank.com/education-loan. The official source reference proves where the product data was verified. Use this to verify the source before applying.
Ask Product AI
Ask scenarios, calculations, or clarification without expanding this page.
Verified Information
Verified Source
https://janabank.com/education-loan
Verification Date
2026-07-09
Founder Certified
Yes — Founder Certified
ICICI Bank
ICICI Bank Education Loan
Overseas Education Loan
Best for students pursuing higher education abroad.
Interest Rate
9.50% – 14.50% p.a.
Processing Fee
1% of loan amount + GST
Loan Amount
from ₹50,000 | up to ₹1,00,00,000
Eligibility
Indian resident, 16+ years, confirmed admission to recognised institution, co-applicant required
Loan
Instant e-vetting — Up to ₹1Cr for abroad
Key Numbers
Minimum Interest Rate
9.5% p.a.. The minimum official rate defines the lowest certified pricing or return boundary for this product.
Loan Amount
₹50,000 (Founder-certified). Loan amount states the official minimum or maximum funding boundary.
Available Tenures
15 months. Available tenures show the official duration range for this product.
Best For
student. Best For identifies the official customer segment, product family, or highlighted fit signal.
What It Costs
Processing Fee
Founder-certified: 1% of loan amount + GST. Processing fee is the official upfront cost for processing the facility.
Hidden Charges
Founder-certified: 1% of loan amount + GST. Hidden charges capture official costs that are easy to miss during selection.
Rules To Keep
Eligibility
Indian resident, 16+ years, confirmed admission to recognised institution, co-applicant required. Eligibility states the official customer requirements for the product.
Verified From
Verified From
https://media.base44.com/files/public/69e73b5a6a274d6bb992d354/e86af41b6_Document217.pdf. The official source reference proves where the product data was verified. Use this to verify the source before applying.
Ask Product AI
Ask scenarios, calculations, or clarification without expanding this page.
Verified Information
Verified Source
https://media.base44.com/files/public/69e73b5a6a274d6bb992d354/e86af41b6_Document217.pdf
Verification Date
2026-07-21
Founder Certified
Yes — Founder Certified
Yes Bank
Yes Bank Education Loan
Abroad
Best for students pursuing higher education abroad.
Interest Rate
9.50% – 13.50% p.a.
Interest Type
floating
Processing Fee
Nil to 1% + GST
Loan Amount
from ₹50,000 | up to ₹75,00,000
Loan
Up to ₹75L for abroad education — major destinations covered
Key Numbers
Minimum Interest Rate
9.5% p.a.. The minimum official rate defines the lowest certified pricing or return boundary for this product.
Loan Amount
₹50,000 (Founder-certified). Loan amount states the official minimum or maximum funding boundary.
Available Tenures
15 months. Available tenures show the official duration range for this product.
Best For
student. Best For identifies the official customer segment, product family, or highlighted fit signal.
What It Costs
Processing Fee
Founder-certified: Nil to 1% + GST. Processing fee is the official upfront cost for processing the facility.
Hidden Charges
Founder-certified: Nil to 1% + GST. Hidden charges capture official costs that are easy to miss during selection.
Rules To Keep
Eligibility
Indian resident, 16+ years, confirmed admission to recognised institution, co-applicant required. Eligibility states the official customer requirements for the product.
Watch Out For
Rate Type
floating. Rate type states the official interest calculation method — fixed, floating, hybrid, or flat.
Verified From
Verified From
https://www.yesbank.in/personal-banking/yes-loans/education-loan. The official source reference proves where the product data was verified. Use this to verify the source before applying.
Ask Product AI
Ask scenarios, calculations, or clarification without expanding this page.
Verified Information
Verified Source
https://www.yesbank.in/personal-banking/yes-loans/education-loan
Verification Date
2026-05-04
Founder Certified
Yes — Founder Certified
Federal Bank
Federal Bank Education Loan
Abroad
Best for students pursuing higher education abroad.
Interest Rate
10.55% – 12.55% p.a.
Interest Type
floating
Processing Fee
1% of loan amount + GST
Loan Amount
from ₹50,000 | up to ₹1,00,00,000
Loan
Up to ₹50L for abroad studies
Key Numbers
Minimum Interest Rate
10.55% p.a.. The minimum official rate defines the lowest certified pricing or return boundary for this product.
Loan Amount
₹50,000 (Founder-certified). Loan amount states the official minimum or maximum funding boundary.
Available Tenures
15 months. Available tenures show the official duration range for this product.
Best For
student. Best For identifies the official customer segment, product family, or highlighted fit signal.
What It Costs
Processing Fee
Founder-certified: 1% of loan amount + GST. Processing fee is the official upfront cost for processing the facility.
Hidden Charges
Founder-certified: 1% of loan amount + GST. Hidden charges capture official costs that are easy to miss during selection.
Rules To Keep
Eligibility
Indian resident, 16+ years, confirmed admission to recognised institution, co-applicant required. Eligibility states the official customer requirements for the product.
Watch Out For
Rate Type
floating. Rate type states the official interest calculation method — fixed, floating, hybrid, or flat.
Verified From
Verified From
https://media.base44.com/files/public/69e73b5a6a274d6bb992d354/57fc8bdbd_FounderCertifiedLoanMasterPDFV1.pdf. The official source reference proves where the product data was verified. Use this to verify the source before applying.
Ask Product AI
Ask scenarios, calculations, or clarification without expanding this page.
Verified Information
Verified Source
https://media.base44.com/files/public/69e73b5a6a274d6bb992d354/57fc8bdbd_FounderCertifiedLoanMasterPDFV1.pdf
Verification Date
2026-07-09
Founder Certified
Yes — Founder Certified
Federal Bank
Federal Bank Education Loan
Domestic
Best for students pursuing domestic education.
Interest Rate
10.55% – 12% p.a.
Interest Type
floating
Processing Fee
1% of loan amount + GST
Loan Amount
from ₹50,000 | up to ₹25,00,000
Loan
Up to ₹20L for domestic education
Key Numbers
Minimum Interest Rate
10.55% p.a.. The minimum official rate defines the lowest certified pricing or return boundary for this product.
Loan Amount
₹50,000 (Founder-certified). Loan amount states the official minimum or maximum funding boundary.
Available Tenures
15 months. Available tenures show the official duration range for this product.
Best For
student. Best For identifies the official customer segment, product family, or highlighted fit signal.
What It Costs
Processing Fee
Founder-certified: 1% of loan amount + GST. Processing fee is the official upfront cost for processing the facility.
Hidden Charges
Founder-certified: 1% of loan amount + GST. Hidden charges capture official costs that are easy to miss during selection.
Rules To Keep
Eligibility
Indian resident, 16+ years, confirmed admission to recognised institution, co-applicant required. Eligibility states the official customer requirements for the product.
Watch Out For
Rate Type
floating. Rate type states the official interest calculation method — fixed, floating, hybrid, or flat.
Verified From
Verified From
https://media.base44.com/files/public/69e73b5a6a274d6bb992d354/57fc8bdbd_FounderCertifiedLoanMasterPDFV1.pdf. The official source reference proves where the product data was verified. Use this to verify the source before applying.
Ask Product AI
Ask scenarios, calculations, or clarification without expanding this page.
Verified Information
Verified Source
https://media.base44.com/files/public/69e73b5a6a274d6bb992d354/57fc8bdbd_FounderCertifiedLoanMasterPDFV1.pdf
Verification Date
2026-07-09
Founder Certified
Yes — Founder Certified
Get Your Personalised Education Loan Match
Answer 3 steps. Our scoring engine analyses your exact profile across eligibility, rates, features, and data trust — every recommendation comes from our verified product database.
All recommendations come from our verified BankProduct database. No hardcoded results. No LLM-generated product names.
How It Works
Share course & co-applicant details
AI matches best education loan lenders
Subsidy eligibility checked
Funds disbursed to institution
The RightBank AI Promise
You never pay RightBank AI. Not for comparison. Not for AI recommendations. Not for expert guidance. Not for application support. Not for documentation help. Not for bank coordination. Not for loan follow-up until disbursal. Not for account opening or FD assistance. Not now. Not ever.
Banks may pay us referral or facilitation fees where permitted. This never increases your cost or changes our commitment to customer-first recommendations.