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Habit-Based Matching
AI analyses your spending pattern and matches you to the card that maximises rewards.
Higher Approval Odds
We pre-screen your profile with banks to identify cards you're most likely to get approved for.
Zero Hidden Fees
We disclose all fees upfront — annual charges, forex markup, interest rates, and more.
Fast-Track Application
Skip queues with our pre-arranged bank relationships for priority application processing.
ICICI Bank
Rubyx
Standard
Best for frequent travellers wanting lounge access.
Joining Fee
₹3,000
Annual Fee
₹2,000
Annual Fee Waiver At
₹2,00,000 /year
Reward Rate
0.5 pts / ₹100
Credit Card
Dual-card travel & lifestyle rewards
Key Numbers
Joining Fee
₹3,000 (Founder-certified). Joining fee is the official upfront card issuance cost.
Annual Fee
₹2,000 (Founder-certified). Annual fee is the official recurring yearly product cost.
Best For
retail. Best For identifies the official customer segment, product family, or highlighted fit signal.
What You Get
Reward Points
Founder-certified: 0.5. Reward points show the official earning structure on eligible spends.
Cashback
0% cashback. Cashback shows the official return on eligible spends.
Welcome Benefits
Vouchers worth ₹3,000 on activation. Welcome benefits show official first-year or activation benefits.
Lounge Access
Founder-certified: 8. Lounge access shows the officially stated travel benefit and its conditions.
Fuel Benefits
Founder-certified: 1% fuel surcharge waiver. Fuel benefits show official value on fuel spends.
Insurance
Air accident cover ₹1 Crore · Lost card liability ₹5 Lakh. Insurance benefit shows official protection bundled with the product.
What It Costs
Forex Markup
3.5% p.a.. Forex markup is the official foreign currency conversion charge.
Hidden Charges
₹3.75 (Founder-certified). Hidden charges capture official costs that are easy to miss during selection.
Rules To Keep
EMI Conversion
Available under official conditions. EMI conversion shows official card spend-to-EMI capability.
Eligibility
Age 23-60 years, Income ₹6 Lakh+ p.a.. Eligibility states the official customer requirements for the product.
Watch Out For
Finance Charge
3.75% per month. The monthly finance charge is the official interest rate applied to revolving credit card balances.
Interest-Free Period
Approx. 2 months.
Verified From
Verified From
https://media.base44.com/files/public/69e73b5a6a274d6bb992d354/b0ffb7f1d_icici-bank-credit-cards.pdf. The official source reference proves where the product data was verified. Use this to verify the source before applying.
Ask Product AI
Ask scenarios, calculations, or clarification without expanding this page.
Verified Information
Verified Source
https://media.base44.com/files/public/69e73b5a6a274d6bb992d354/b0ffb7f1d_icici-bank-credit-cards.pdf
Verification Date
2026-07-21
Founder Certified
Yes — Founder Certified
ICICI Bank
Amazon Pay ICICI
Standard
Best for customers who want cashback on everyday spend.
Joining Fee
₹0
Annual Fee
₹0
Reward Rate
5 pts / ₹100
Credit Card
Lifetime free — 5% cashback on Amazon for Prime members
Key Numbers
Joining Fee
₹0 (Founder-certified). Joining fee is the official upfront card issuance cost.
Annual Fee
₹0 (Founder-certified). Annual fee is the official recurring yearly product cost.
Best For
retail. Best For identifies the official customer segment, product family, or highlighted fit signal.
What You Get
Reward Points
Founder-certified: 5. Reward points show the official earning structure on eligible spends.
Cashback
5% cashback. Cashback shows the official return on eligible spends.
Lounge Access
—. Lounge access shows the officially stated travel benefit and its conditions.
Fuel Benefits
Fuel surcharge waiver. Fuel benefits show official value on fuel spends.
What It Costs
Forex Markup
1.99% p.a.. Forex markup is the official foreign currency conversion charge.
Hidden Charges
₹3.75 (Founder-certified). Hidden charges capture official costs that are easy to miss during selection.
Rules To Keep
EMI Conversion
Available under official conditions. EMI conversion shows official card spend-to-EMI capability.
Eligibility
Founder-certified: 25000. Eligibility states the official customer requirements for the product.
Watch Out For
Finance Charge
3.75% per month. The monthly finance charge is the official interest rate applied to revolving credit card balances.
Redemption Fee
₹99 (Founder-certified). Redemption fee is the official charge for converting reward points into value.
Interest-Free Period
Approx. 2 months.
Verified From
Verified From
https://media.base44.com/files/public/69e73b5a6a274d6bb992d354/b0ffb7f1d_icici-bank-credit-cards.pdf. The official source reference proves where the product data was verified. Use this to verify the source before applying.
Ask Product AI
Ask scenarios, calculations, or clarification without expanding this page.
Verified Information
Verified Source
https://media.base44.com/files/public/69e73b5a6a274d6bb992d354/b0ffb7f1d_icici-bank-credit-cards.pdf
Verification Date
2026-07-09
Founder Certified
Yes — Founder Certified
ICICI Bank
Expressions
Standard
Best for frequent travellers wanting lounge access.
Joining Fee
₹0
Annual Fee
₹0
Annual Fee Waiver At
₹90,000 /year
Reward Rate
0.5 pts / ₹100
Credit Card
retail. Best For identifies the official customer segment, product family, or highlighted fit signal.
Key Numbers
Joining Fee
₹0 (Founder-certified). Joining fee is the official upfront card issuance cost.
Annual Fee
₹0 (Founder-certified). Annual fee is the official recurring yearly product cost.
Best For
retail. Best For identifies the official customer segment, product family, or highlighted fit signal.
What You Get
Reward Points
Founder-certified: 0.5. Reward points show the official earning structure on eligible spends.
Cashback
0% cashback. Cashback shows the official return on eligible spends.
Welcome Benefits
Personalized card design. Welcome benefits show official first-year or activation benefits.
Lounge Access
—. Lounge access shows the officially stated travel benefit and its conditions.
Fuel Benefits
Founder-certified: 1% fuel surcharge waiver. Fuel benefits show official value on fuel spends.
Insurance
Air accident cover ₹50 Lakh. Insurance benefit shows official protection bundled with the product.
What It Costs
Forex Markup
3.5% p.a.. Forex markup is the official foreign currency conversion charge.
Hidden Charges
₹3.75 (Founder-certified). Hidden charges capture official costs that are easy to miss during selection.
Rules To Keep
EMI Conversion
Available under official conditions. EMI conversion shows official card spend-to-EMI capability.
Eligibility
Age 23-60 years, Income ₹3 Lakh+ p.a.. Eligibility states the official customer requirements for the product.
Watch Out For
Finance Charge
3.75% per month. The monthly finance charge is the official interest rate applied to revolving credit card balances.
Redemption Fee
₹99 (Founder-certified). Redemption fee is the official charge for converting reward points into value.
Interest-Free Period
Approx. 2 months.
Verified From
Verified From
https://media.base44.com/files/public/69e73b5a6a274d6bb992d354/b0ffb7f1d_icici-bank-credit-cards.pdf. The official source reference proves where the product data was verified. Use this to verify the source before applying.
Ask Product AI
Ask scenarios, calculations, or clarification without expanding this page.
Verified Information
Verified Source
https://media.base44.com/files/public/69e73b5a6a274d6bb992d354/b0ffb7f1d_icici-bank-credit-cards.pdf
Verification Date
2026-07-21
Founder Certified
Yes — Founder Certified
ICICI Bank
Sapphiro
Standard
Best for frequent travellers wanting lounge access.
Joining Fee
₹6,500
Annual Fee
₹3,500
Annual Fee Waiver At
₹3,00,000 /year
Reward Rate
0.5 pts / ₹100
Credit Card
Best premium travel card from ICICI
Key Numbers
Joining Fee
₹6,500 (Founder-certified). Joining fee is the official upfront card issuance cost.
Annual Fee
₹3,500 (Founder-certified). Annual fee is the official recurring yearly product cost.
Best For
retail. Best For identifies the official customer segment, product family, or highlighted fit signal.
What You Get
Reward Points
Founder-certified: 0.5. Reward points show the official earning structure on eligible spends.
Cashback
0% cashback. Cashback shows the official return on eligible spends.
Welcome Benefits
Vouchers worth ₹5,000 + Amazon Prime membership on activation. Welcome benefits show official first-year or activation benefits.
Lounge Access
Founder-certified: 18. Lounge access shows the officially stated travel benefit and its conditions.
Fuel Benefits
Founder-certified: 1% fuel surcharge waiver. Fuel benefits show official value on fuel spends.
Insurance
Air accident cover ₹1 Crore · Lost card liability ₹5 Lakh. Insurance benefit shows official protection bundled with the product.
What It Costs
Forex Markup
3.5% p.a.. Forex markup is the official foreign currency conversion charge.
Hidden Charges
₹3.75 (Founder-certified). Hidden charges capture official costs that are easy to miss during selection.
Rules To Keep
EMI Conversion
Available under official conditions. EMI conversion shows official card spend-to-EMI capability.
Eligibility
Age 23-60 years, Income ₹10 Lakh+ p.a.. Eligibility states the official customer requirements for the product.
Watch Out For
Finance Charge
3.75% per month. The monthly finance charge is the official interest rate applied to revolving credit card balances.
Interest-Free Period
Approx. 2 months.
Verified From
Verified From
https://media.base44.com/files/public/69e73b5a6a274d6bb992d354/b0ffb7f1d_icici-bank-credit-cards.pdf. The official source reference proves where the product data was verified. Use this to verify the source before applying.
Ask Product AI
Ask scenarios, calculations, or clarification without expanding this page.
Verified Information
Verified Source
https://media.base44.com/files/public/69e73b5a6a274d6bb992d354/b0ffb7f1d_icici-bank-credit-cards.pdf
Verification Date
2026-07-21
Founder Certified
Yes — Founder Certified
ICICI Bank
Emeralde
Standard
Best for frequent travellers wanting lounge access.
Joining Fee
₹12,000
Annual Fee
₹12,000
Annual Fee Waiver At
₹3,00,000 /year
Reward Rate
0.5 pts / ₹100
Credit Card
ICICI's finest metal card — unlimited lounge access worldwide
Key Numbers
Joining Fee
₹12,000 (Founder-certified). Joining fee is the official upfront card issuance cost.
Annual Fee
₹12,000 (Founder-certified). Annual fee is the official recurring yearly product cost.
Best For
retail. Best For identifies the official customer segment, product family, or highlighted fit signal.
What You Get
Reward Points
Founder-certified: 0.5. Reward points show the official earning structure on eligible spends.
Cashback
0% cashback. Cashback shows the official return on eligible spends.
Welcome Benefits
Vouchers worth ₹5,000 + Amazon Prime membership on activation. Welcome benefits show official first-year or activation benefits.
Lounge Access
Founder-certified: 8. Lounge access shows the officially stated travel benefit and its conditions.
Fuel Benefits
Founder-certified: 1% fuel surcharge waiver. Fuel benefits show official value on fuel spends.
Insurance
Air accident cover ₹1 Crore · Lost card liability ₹5 Lakh. Insurance benefit shows official protection bundled with the product.
What It Costs
Forex Markup
2% p.a.. Forex markup is the official foreign currency conversion charge.
Hidden Charges
₹3.75 (Founder-certified). Hidden charges capture official costs that are easy to miss during selection.
Rules To Keep
EMI Conversion
Available under official conditions. EMI conversion shows official card spend-to-EMI capability.
Eligibility
Age 23-60 years, Income ₹10 Lakh+ p.a.. Eligibility states the official customer requirements for the product.
Watch Out For
Finance Charge
3.75% per month. The monthly finance charge is the official interest rate applied to revolving credit card balances.
Redemption Fee
₹99 (Founder-certified). Redemption fee is the official charge for converting reward points into value.
Interest-Free Period
Approx. 2 months.
Verified From
Verified From
https://media.base44.com/files/public/69e73b5a6a274d6bb992d354/b0ffb7f1d_icici-bank-credit-cards.pdf. The official source reference proves where the product data was verified. Use this to verify the source before applying.
Ask Product AI
Ask scenarios, calculations, or clarification without expanding this page.
Verified Information
Verified Source
https://media.base44.com/files/public/69e73b5a6a274d6bb992d354/b0ffb7f1d_icici-bank-credit-cards.pdf
Verification Date
2026-07-21
Founder Certified
Yes — Founder Certified
ICICI Bank
Coral
Standard
Best for frequent travellers wanting lounge access.
Joining Fee
₹500
Annual Fee
₹500
Annual Fee Waiver At
₹90,000 /year
Reward Rate
2 pts / ₹100
Credit Card
Free movie ticket every month — most popular entry card from ICICI
Key Numbers
Joining Fee
₹500 (Founder-certified). Joining fee is the official upfront card issuance cost.
Annual Fee
₹500 (Founder-certified). Annual fee is the official recurring yearly product cost.
Best For
retail. Best For identifies the official customer segment, product family, or highlighted fit signal.
What You Get
Reward Points
Founder-certified: 2. Reward points show the official earning structure on eligible spends.
Cashback
0% cashback. Cashback shows the official return on eligible spends.
Welcome Benefits
Shopping vouchers worth ₹1,500 on activation. Welcome benefits show official first-year or activation benefits.
Lounge Access
Founder-certified: 1 domestic lounge or railway lounge visit per quarter. Lounge access shows the officially stated travel benefit and its conditions.
Fuel Benefits
Founder-certified: 1% fuel surcharge waiver at all pumps (max ₹4,000/transaction). Fuel benefits show official value on fuel spends.
Insurance
Air accident cover ₹50 Lakh · Lost card liability ₹3 Lakh. Insurance benefit shows official protection bundled with the product.
What It Costs
Forex Markup
3.5% p.a.. Forex markup is the official foreign currency conversion charge.
Hidden Charges
₹3.75 (Founder-certified). Hidden charges capture official costs that are easy to miss during selection.
Rules To Keep
EMI Conversion
Available under official conditions. EMI conversion shows official card spend-to-EMI capability.
Eligibility
Age 23-60 years, Income ₹3 Lakh+ p.a. (salaried) / ₹6 Lakh+ (self-employed).
Watch Out For
Finance Charge
3.75% per month. The monthly finance charge is the official interest rate applied to revolving credit card balances.
Interest-Free Period
Approx. 2 months.
Verified From
Verified From
https://media.base44.com/files/public/69e73b5a6a274d6bb992d354/b0ffb7f1d_icici-bank-credit-cards.pdf. The official source reference proves where the product data was verified. Use this to verify the source before applying.
Ask Product AI
Ask scenarios, calculations, or clarification without expanding this page.
Verified Information
Verified Source
https://media.base44.com/files/public/69e73b5a6a274d6bb992d354/b0ffb7f1d_icici-bank-credit-cards.pdf
Verification Date
2026-07-21
Founder Certified
Yes — Founder Certified
ICICI Bank
Platinum Chip
Standard
Best for frequent travellers wanting lounge access.
Joining Fee
₹199
Annual Fee
₹99
Annual Fee Waiver At
₹50,000 /year
Reward Rate
2 pts / ₹100
Credit Card
retail. Best For identifies the official customer segment, product family, or highlighted fit signal.
Key Numbers
Joining Fee
₹199 (Founder-certified). Joining fee is the official upfront card issuance cost.
Annual Fee
₹99 (Founder-certified). Annual fee is the official recurring yearly product cost.
Best For
retail. Best For identifies the official customer segment, product family, or highlighted fit signal.
What You Get
Reward Points
Founder-certified: 2. Reward points show the official earning structure on eligible spends.
Cashback
0% cashback. Cashback shows the official return on eligible spends.
Welcome Benefits
Vouchers worth ₹1,000 on activation. Welcome benefits show official first-year or activation benefits.
Lounge Access
—. Lounge access shows the officially stated travel benefit and its conditions.
Fuel Benefits
Founder-certified: 1% fuel surcharge waiver. Fuel benefits show official value on fuel spends.
Insurance
Air accident cover ₹25 Lakh. Insurance benefit shows official protection bundled with the product.
What It Costs
Forex Markup
3.5% p.a.. Forex markup is the official foreign currency conversion charge.
Hidden Charges
₹3.75 (Founder-certified). Hidden charges capture official costs that are easy to miss during selection.
Rules To Keep
EMI Conversion
Available under official conditions. EMI conversion shows official card spend-to-EMI capability.
Eligibility
Age 23-60 years, Income ₹3 Lakh+ p.a.. Eligibility states the official customer requirements for the product.
Watch Out For
Finance Charge
3.75% per month. The monthly finance charge is the official interest rate applied to revolving credit card balances.
Redemption Fee
₹99 (Founder-certified). Redemption fee is the official charge for converting reward points into value.
Interest-Free Period
Approx. 2 months.
Verified From
Verified From
https://media.base44.com/files/public/69e73b5a6a274d6bb992d354/b0ffb7f1d_icici-bank-credit-cards.pdf. The official source reference proves where the product data was verified. Use this to verify the source before applying.
Ask Product AI
Ask scenarios, calculations, or clarification without expanding this page.
Verified Information
Verified Source
https://media.base44.com/files/public/69e73b5a6a274d6bb992d354/b0ffb7f1d_icici-bank-credit-cards.pdf
Verification Date
2026-07-21
Founder Certified
Yes — Founder Certified
ICICI Bank
HPCL Super Saver
Standard
Best for customers who want cashback on everyday spend.
Joining Fee
₹500
Annual Fee
₹500
Annual Fee Waiver At
₹1,50,000 /year
Reward Rate
2 pts / ₹100
Credit Card
Best fuel card for HPCL customers — 4% savings on fuel
Key Numbers
Joining Fee
₹500 (Founder-certified). Joining fee is the official upfront card issuance cost.
Annual Fee
₹500 (Founder-certified). Annual fee is the official recurring yearly product cost.
Best For
retail. Best For identifies the official customer segment, product family, or highlighted fit signal.
What You Get
Reward Points
Founder-certified: 2. Reward points show the official earning structure on eligible spends.
Cashback
2.5% cashback. Cashback shows the official return on eligible spends.
Lounge Access
—. Lounge access shows the officially stated travel benefit and its conditions.
Fuel Benefits
Fuel surcharge waiver. Fuel benefits show official value on fuel spends.
What It Costs
Forex Markup
3.5% p.a.. Forex markup is the official foreign currency conversion charge.
Hidden Charges
₹3.75 (Founder-certified). Hidden charges capture official costs that are easy to miss during selection.
Rules To Keep
EMI Conversion
Available under official conditions. EMI conversion shows official card spend-to-EMI capability.
Eligibility
Founder-certified: 25000. Eligibility states the official customer requirements for the product.
Watch Out For
Finance Charge
3.75% per month. The monthly finance charge is the official interest rate applied to revolving credit card balances.
Redemption Fee
₹99 (Founder-certified). Redemption fee is the official charge for converting reward points into value.
Interest-Free Period
Approx. 2 months.
Verified From
Verified From
https://media.base44.com/files/public/69e73b5a6a274d6bb992d354/b0ffb7f1d_icici-bank-credit-cards.pdf. The official source reference proves where the product data was verified. Use this to verify the source before applying.
Ask Product AI
Ask scenarios, calculations, or clarification without expanding this page.
Verified Information
Verified Source
https://media.base44.com/files/public/69e73b5a6a274d6bb992d354/b0ffb7f1d_icici-bank-credit-cards.pdf
Verification Date
2026-07-21
Founder Certified
Yes — Founder Certified
Get Your Personalised Credit Cards Match
Answer 3 steps. Our scoring engine analyses your exact profile across eligibility, rates, features, and data trust — every recommendation comes from our verified product database.
All recommendations come from our verified BankProduct database. No hardcoded results. No LLM-generated product names.
How It Works
Share spending pattern
AI matches best cards
We submit application
Card delivered
The RightBank AI Promise
You never pay RightBank AI. Not for comparison. Not for AI recommendations. Not for expert guidance. Not for application support. Not for documentation help. Not for bank coordination. Not for loan follow-up until disbursal. Not for account opening or FD assistance. Not now. Not ever.
Banks may pay us referral or facilitation fees where permitted. This never increases your cost or changes our commitment to customer-first recommendations.