Savings Accounts
Regular, Salary, Senior Citizen, Women, Minor & NRI Variants
Savings Accounts
Regular, Salary, Senior Citizen, Women, Minor & NRI Variants
What is this?
A savings account is a deposit account held at a bank that allows you to store money securely, earn interest on your balance, and make everyday transactions. Banks offer many variants tailored to specific customer segments.
Available Variants
Key Benefits
Eligibility Criteria
Indian residents (age 18+); Minors (through guardian); NRIs for NRE/NRO accounts; KYC documents — Aadhaar + PAN mandatory. Salary accounts require employer tie-up with the bank.
Who Should Choose This?
- Salaried employees (zero-balance salary accounts)
- Senior citizens (higher interest + dedicated service)
- Women (exclusive reward & benefits programs)
- Students & minors (with guardian)
- NRIs (NRE for tax-free foreign income, NRO for Indian income)
- HNIs (private / wealth banking with premium perks)
ProductsBank-wise Products
188 products across 16 banks
Bank of Baroda
Baroda Advantage Savings
Advantage
Balance Requirement
₹0
Zero Balance
Interest Rate
4.75% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
HDFC Bank
Institutional Savings Account
Balance Requirement
₹0
Zero Balance
Interest Rate
3% – 3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Kotak Mahindra Bank
Kotak Privy League Savings Account
Privy League
Balance Requirement
₹5,00,000
Average Monthly Balance (AMB)
Interest Rate
2.50% – 4% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Kotak Mahindra Bank
Kotak Mahindra Bank Salary Account
Corporate Salary
Balance Requirement
₹0
Zero Balance
Interest Rate
2.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
HDFC Bank
HDFC Bank Speciale Gold Women's Savings Account
Specialé Gold Women
Balance Requirement
₹1,00,000
Average Monthly Balance (AMB)
Interest Rate
3% – 4% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Yes Bank
Yes Bank YES Grace Senior Citizen Account
YES Grace Senior Citizen
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Kotak Mahindra Bank
Kotak Mahindra Bank Pro Savings Account
Pro
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
2.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
ICICI Bank
ICICI Bank 3-in-1 Account
3-in-1 Savings + Demat + Trading
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
2.50% p.a.
IDFC FIRST Bank
IDFC FIRST Bank BSBDA Savings Account
BSBDA Zero Balance
Balance Requirement
₹0
Zero Balance
Interest Rate
7% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
ICICI Bank
ICICI Bank HUF Savings Account
Hindu Undivided Family
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
2.50% p.a.
Yes Bank
Yes Bank YES Junior Savings Account
YES Junior (Kids)
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Kotak Mahindra Bank
Kotak Mahindra Bank 811 Zero Balance Account
811 Zero Balance Digital
Balance Requirement
₹0
Zero Balance
Interest Rate
2.50% p.a.
Eligibility
Indian resident, age 18+. Video KYC via app.
Kotak Mahindra Bank
Kotak Mahindra Bank Regular Savings Account
Regular
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
2.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Axis Bank
Axis Bank Prestige Digital Savings Account
Prestige Digital
Balance Requirement
₹75,000
Average Monthly Balance (AMB)
Interest Rate
4% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Kotak Mahindra Bank
Kotak Mahindra Bank Senior Citizen Account
Senior Citizen
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
2.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Axis Bank
Axis Bank Senior Privilege Account
Senior Citizen
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Yes Bank
Yes Bank Regular Savings Account
Regular
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Yes Bank
Yes Bank Senior Citizen Savings Account
Senior Citizen
Balance Requirement
₹5,000
Average Monthly Balance (AMB)
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Yes Bank
Yes Bank Zero Balance Savings Account
YES Basic
Balance Requirement
₹0
Zero Balance
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
IDFC FIRST Bank
IDFC FIRST Bank Future FIRST Savings Account
Future FIRST — Zero Balance
Balance Requirement
₹0
Zero Balance
Interest Rate
7.25% p.a.
Eligibility
Indian resident, age 18-35. Zero balance account.
IDFC FIRST Bank
IDFC FIRST Bank Wealth Savings Account
Wealth
Balance Requirement
₹10,00,000
Average Monthly Balance (AMB)
Interest Rate
7% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
IDFC FIRST Bank
IDFC FIRST Bank Salary Account
Salary
Balance Requirement
₹0
Zero Balance
Interest Rate
7.25% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
IndusInd Bank
IndusInd Bank Indus Delite Savings Account
Indus Delite
Balance Requirement
₹2,00,000
Average Monthly Balance (AMB)
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Equitas Small Finance Bank
Equitas Senior Citizen Savings Account
Senior Citizen
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
7% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Equitas Small Finance Bank
Equitas Selfe Digital Savings Account
Selfe Digital
Balance Requirement
₹0
Zero Balance
Interest Rate
7% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Equitas Small Finance Bank
Equitas Regular Savings Account
Regular
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
7.80% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
AU Small Finance Bank
AU Senior Citizen Savings Account
Senior Citizen
Balance Requirement
₹5,000
Average Monthly Balance (AMB)
Interest Rate
7.25% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
AU Small Finance Bank
AU Digital Savings Account
Digital (0101)
Balance Requirement
₹0
Zero Balance
Interest Rate
7.25% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
AU Small Finance Bank
AU Value Savings Account
Value
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
7.25% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
RBL Bank
RBL Bank RBL ExecutEdge Savings Account
ExecutEdge
Balance Requirement
₹0
Zero Balance
Interest Rate
6% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
RBL Bank
RBL Bank Digital Savings Account
Digital
Balance Requirement
₹0
Zero Balance
Interest Rate
6% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
IndusInd Bank
IndusInd Bank Pioneer Heritage Account
Pioneer Heritage
Balance Requirement
₹5,00,000
Average Monthly Balance (AMB)
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
HDFC Bank
Pragati Savings Account
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
3% – 3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
IndusInd Bank
IndusInd Bank Indus Advantage Savings Account
Indus Advantage
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
ICICI Bank
ICICI Bank Private Banking Savings Account
Private Banking & Family Office
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
2.50% p.a.
Eligibility
Wealth or private banking relationship criteria as per ICICI programme thresholds
IDFC FIRST Bank
IDFC FIRST Bank FutureFIRST Savings Account
FutureFIRST (Youth/Students)
Balance Requirement
₹0
Zero Balance
Interest Rate
7.25% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Yes Bank
Yes Bank YES FIRST Exclusive Savings Account
YES FIRST Exclusive
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Kotak Mahindra Bank
Kotak Mahindra Bank Privy League Savings Account
Privy League
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
2.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
HDFC Bank
HDFC Bank Speciale Senior Citizen Savings Account
Specialé Senior Citizen
Balance Requirement
₹1,00,000
Average Monthly Balance (AMB)
Interest Rate
4% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Axis Bank
Axis Bank Prestige Savings Account
Prestige
Balance Requirement
₹75,000
Average Monthly Balance (AMB)
Interest Rate
4% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
IDFC FIRST Bank
IDFC FIRST Bank Senior Citizen Savings Account
Senior Citizen
Balance Requirement
₹0
Zero Balance
Interest Rate
7.25% p.a.
Kotak Mahindra Bank
Kotak Mahindra Bank Solitaire Savings Account
Solitaire
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
2.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
HDFC Bank
DigiSave Youth Account
Balance Requirement
₹5,000
Average Monthly Balance (AMB)
Interest Rate
3% – 3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
ICICI Bank
ICICI Silver Savings Account
Standard
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
2.50% p.a.
Eligibility
Resident Individual — MAB ₹25,000. Unlimited ATM withdrawals at ICICI Bank ATMs.
HDFC Bank
Family Savings Group
Balance Requirement
₹40,000
Average Monthly Balance (AMB)
Interest Rate
3% – 3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
HDFC Bank
Government Scheme Beneficiary Savings Account
Balance Requirement
₹0
Zero Balance
Interest Rate
3% – 3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
HDFC Bank
Speciale Platinum Savings Account
Balance Requirement
₹3,00,000
Average Monthly Balance (AMB)
Interest Rate
3% – 3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
HDFC Bank
Kids Advantage Account
Balance Requirement
₹5,000
Average Monthly Balance (AMB)
Interest Rate
3% – 3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
HDFC Bank
Savings Max Account
Balance Requirement
₹25,000
Average Monthly Balance (AMB)
Interest Rate
3% – 3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
HDFC Bank
Insta Savings Account
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
3% – 3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
HDFC Bank
Speciale Gold Savings Account
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
3% – 3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
HDFC Bank
Senior Citizen's Account
Balance Requirement
₹5,000
Average Monthly Balance (AMB)
Interest Rate
3% – 3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Kotak Mahindra Bank
Kotak Ace Savings Account
Ace
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
2.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
HDFC Bank
Speciale Activ Account
Balance Requirement
₹0
Zero Balance
Interest Rate
3% – 3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
HDFC Bank
Speciale Gold Women's Savings Account
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
3% – 3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
HDFC Bank
Regular Savings Account
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
3% – 3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
HDFC Bank
Women's Savings Account
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
3% – 3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
HDFC Bank
Imperia Premium Banking
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
3% – 3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
HDFC Bank
Super Kids Savings Account
Balance Requirement
₹5,000
Average Monthly Balance (AMB)
Interest Rate
3% – 3.50% p.a.
Eligibility
Resident Individuals (sole or joint), Hindu Undivided Families (HUFs), Foreign Nationals residing in India (minimum 180 days)
HDFC Bank
Basic Savings Bank Deposit Account
Balance Requirement
₹0
Zero Balance
Interest Rate
3% – 3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
HDFC Bank
Speciale Senior Citizen Savings Account
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
3% – 3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
ICICI Bank
ICICI Wealth Management Salary Account
Private Banking
Balance Requirement
₹0
Zero Balance
Interest Rate
2.50% p.a.
Eligibility
Salaried employees of eligible companies
Kotak Mahindra Bank
Kotak 811 Digital Savings Account
811 Zero Balance
Balance Requirement
₹0
Zero Balance
Interest Rate
2.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Kotak Mahindra Bank
Kotak Salary Account
Classic Salary
Balance Requirement
₹0
Zero Balance
Interest Rate
2.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Axis Bank
Axis Bank Easy Access Savings Account
Regular
Balance Requirement
₹0
Zero Balance
Interest Rate
3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Axis Bank
Axis Bank Prime Savings Account
Prime
Interest Rate
3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Axis Bank
Axis Bank Burgundy Savings Account
Burgundy
Balance Requirement
₹10,00,000
Average Monthly Balance (AMB)
Interest Rate
3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Axis Bank
Axis Bank Salary Account
Corporate Salary
Balance Requirement
₹0
Zero Balance
Interest Rate
3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
State Bank of India
SBI Basic Savings Bank Deposit Account
Balance Requirement
₹0
Zero Balance
Interest Rate
2.70% – 3% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
State Bank of India
SBI Savings Plus Account
Savings Plus
Balance Requirement
₹25,000
Average Monthly Balance (AMB)
Interest Rate
2.70% – 3% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
State Bank of India
SBI Savings Account for Minors
Minors
Balance Requirement
₹0
Zero Balance
Interest Rate
2.70% – 3% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
State Bank of India
SBI Insta Plus Savings Account
Video KYC
Balance Requirement
₹0
Zero Balance
Interest Rate
2.70% – 3% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
ICICI Bank
ICICI Basic Savings (BSBDA)
Zero Balance
Balance Requirement
₹0
Zero Balance
Interest Rate
2.50% p.a.
Eligibility
Basic Savings Bank Deposit Account with no minimum balance requirement
ICICI Bank
ICICI Wealth Management Salary Account
Wealth Management
Balance Requirement
₹0
Zero Balance
Interest Rate
2.50% p.a.
Eligibility
Salaried employees of eligible companies
ICICI Bank
ICICI Campus Power Account
Student
Balance Requirement
₹0
Zero Balance
Interest Rate
2.50% p.a.
Eligibility
Resident individual, 17 to 35 years, student from select institutes in India
ICICI Bank
ICICI Regular Salary Account
Standard
Balance Requirement
₹0
Zero Balance
Interest Rate
2.50% p.a.
Eligibility
Salaried employees of eligible companies
ICICI Bank
ICICI Senior Citizens Savings Account
Standard
Balance Requirement
₹15,000
Average Monthly Balance (AMB)
Interest Rate
2.50% p.a.
Eligibility
Resident Indian above 60 years; pensioners above 60 have nil MAB requirement
State Bank of India
SBI Regular Savings Account
Standard
Balance Requirement
₹0
Zero Balance
Interest Rate
2.70% – 3% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
State Bank of India
SBI Corporate Salary Package
Corporate (Rhodium / Platinum / Diamond / Gold / Silver)
Balance Requirement
₹0
Zero Balance
Interest Rate
2.70% – 3% p.a.
Eligibility
SBI Corporate Salary Package
ICICI Bank
ICICI Advantage Woman Account
Women's
Balance Requirement
₹15,000
Average Monthly Balance (AMB)
Interest Rate
2.50% p.a.
Eligibility
Thereafter ₹150 per transaction or ₹3.5 per ₹1,000 / ₹150 whichever is higher as applicable | 3 complimentary cash transactions per month | value limit up to ₹1 lakh per month
HDFC Bank
HDFC Premium Salary Account
Premium Salary
Balance Requirement
₹10,000
Minimum Average Balance (MAB)
Interest Rate
3% – 3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
HDFC Bank
HDFC Classic Salary Account
Classic Salary
Balance Requirement
₹10,000
Minimum Average Balance (MAB)
Interest Rate
3% – 3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
HDFC Bank
HDFC SavingsMax Account
SavingsMax
Balance Requirement
₹25,000
Average Monthly Balance (AMB)
Interest Rate
3% – 3.50% p.a.
Eligibility
Resident Individuals (sole or joint accounts)
HDFC Bank
HDFC Senior Citizens Account
Senior Citizen
Balance Requirement
₹10,000
Minimum Average Balance (MAB)
Interest Rate
3% – 3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
State Bank of India
SBI Pehla Kadam Account
Minor
Balance Requirement
₹10,000
Minimum Average Balance (MAB)
Interest Rate
2.70% – 3% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
State Bank of India
SBI Defence Salary Package
Defence Salary
Balance Requirement
₹0
Zero Balance
Interest Rate
2.70% – 3% p.a.
Eligibility
SBI Defence Salary Package
State Bank of India
SBI Premium Salary Account
Premium Salary
Balance Requirement
₹0
Zero Balance
Interest Rate
2.70% – 3% p.a.
Eligibility
SBI Premium Salary Account
State Bank of India
SBI Regular Salary Account
Regular Salary
Balance Requirement
₹0
Zero Balance
Interest Rate
2.70% – 3% p.a.
Eligibility
SBI Regular Salary Account
Jana Small Finance Bank
Jana Legend Savings Account
Senior Citizen
Balance Requirement
₹25,000
Average Monthly Balance (AMB)
Interest Rate
7% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Jana Small Finance Bank
Jana Zero Balance Savings Account
Zero Balance
Balance Requirement
₹0
Zero Balance
Interest Rate
7% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Jana Small Finance Bank
Jana Regular Savings Account
Regular
Balance Requirement
₹2,500
Average Monthly Balance (AMB)
Interest Rate
7% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Ujjivan Small Finance Bank
Ujjivan Garima Women Savings Account
Garima (Women)
Balance Requirement
₹5,000
Average Monthly Balance (AMB)
Interest Rate
6.75% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Ujjivan Small Finance Bank
Ujjivan Small Finance Bank Senior Citizen Savings Account
Senior Citizen
Balance Requirement
₹0
Zero Balance
Interest Rate
6.75% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Ujjivan Small Finance Bank
Ujjivan Regular Savings Account
Regular
Balance Requirement
₹1,000
Average Monthly Balance (AMB)
Interest Rate
6.75% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
ICICI Bank
ICICI Senior Citizen Savings Account
Senior Citizen
Balance Requirement
₹15,000
Average Monthly Balance (AMB)
Interest Rate
2.50% p.a.
Eligibility
Resident Indian above 60 years; pensioners above 60 have nil MAB requirement
Canara Bank
Canara SB Regular
Regular
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
2.55% – 4% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Jana Small Finance Bank
Jana Savings Plus Account
Savings Plus
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
7% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Jana Small Finance Bank
Jana Silver Select Savings Account
Silver Select
Balance Requirement
₹50,000
Average Monthly Balance (AMB)
Interest Rate
7% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Jana Small Finance Bank
Jana Solitaire Savings Account
Solitaire
Balance Requirement
₹5,000
Minimum Average Balance (MAB)
Interest Rate
7% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Jana Small Finance Bank
Jana Exclusive Savings Account
Exclusive
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
7% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Jana Small Finance Bank
Jana DigiGen Savings Account
DigiGen
Balance Requirement
₹0
Zero Balance
Interest Rate
7% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Bank of Baroda
Baroda Super Savings
Super Savings
Balance Requirement
₹20,000
Average Monthly Balance (AMB)
Interest Rate
4.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Bank of Baroda
Champ Account
Champ
Balance Requirement
₹0
Zero Balance
Interest Rate
2.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Bank of Baroda
Baroda Salary Privilege
Salary Privilege
Balance Requirement
₹0
Zero Balance
Interest Rate
2.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Bank of Baroda
bob LITE
Zero Balance
Balance Requirement
₹0
Zero Balance
Interest Rate
2.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Bank of Baroda
Baroda Platinum Savings
Platinum
Balance Requirement
₹1,00,000
Average Monthly Balance (AMB)
Interest Rate
4.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Bank of Baroda
Mahila Shakti Savings
Mahila Shakti
Balance Requirement
₹3,000
Average Monthly Balance (AMB)
Interest Rate
4.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
AU Small Finance Bank
AU Women Savings Account
Women (M Circle)
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
7.25% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Canara Bank
Canara SB Power Plus
Power Plus
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
4% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Canara Bank
Canara Crest Savings
Crest
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
4% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Canara Bank
Canara Jeevan Dhara
Jeevan Dhara
Balance Requirement
₹5,000
Average Monthly Balance (AMB)
Interest Rate
4% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Canara Bank
Canara Junior Savings
Junior Savings
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
4% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
DCB Bank
DCB Elite Savings Account
Elite
Balance Requirement
₹5,00,000
Average Monthly Balance (AMB)
Interest Rate
8% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
DCB Bank
DCB Privilege Savings Account
Privilege
Balance Requirement
₹5,00,000
Average Monthly Balance (AMB)
Interest Rate
8% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
DCB Bank
DCB Cashback Savings Account
Cashback
Balance Requirement
₹25,000
Average Monthly Balance (AMB)
Interest Rate
9.25% – 11.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
DCB Bank
DCB Happy Savings Account
Happy Savings
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
12% – 22% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
DCB Bank
DCB Shubh-Labh Savings Account
Shubh-Labh
Balance Requirement
₹5,000
Average Monthly Balance (AMB)
Interest Rate
13% – 20% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
DCB Bank
DCB Zippi Digital Savings Account
Zippi
Balance Requirement
₹0
Zero Balance
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
DCB Bank
DCB Health & Wellness Savings Account
Health & Wellness
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
10% – 13% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Equitas Small Finance Bank
Equitas Elite Savings Account
Elite
Balance Requirement
₹5,00,000
Average Monthly Balance (AMB)
Interest Rate
7.80% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
DCB Bank
DCB Special Savings Account
DCB Special
Balance Requirement
₹1,00,000
Average Monthly Balance (AMB)
Interest Rate
6% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
RBL Bank
RBL Bank Digital Savings Account Prime
Digital Prime
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
6% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
ICICI Bank
ICICI Bank Basic Savings Bank Deposit Account
BSBDA
Balance Requirement
₹0
Zero Balance
Interest Rate
2.50% p.a.
Eligibility
Basic Savings Bank Deposit Account with no minimum balance requirement
ICICI Bank
ICICI Bank Privilege Banking Savings Account
Privilege Banking
Balance Requirement
₹50,000
Average Quarterly Balance (AQB)
Interest Rate
2.50% p.a.
Eligibility
Wealth or private banking relationship criteria as per ICICI programme thresholds
ICICI Bank
ICICI Bank Young Stars Account
Young Stars
Balance Requirement
₹15,000
Average Monthly Balance (AMB)
Interest Rate
2.50% p.a.
Eligibility
Minors (below 18 years) — account managed by parents/guardians
ICICI Bank
ICICI Bank Smart Star Account
Smart Star
Balance Requirement
₹15,000
Average Monthly Balance (AMB)
Interest Rate
2.50% p.a.
ICICI Bank
ICICI Bank Wealth Select Account
Wealth Select
Balance Requirement
₹50,000
Average Quarterly Balance (AQB)
Interest Rate
2.50% p.a.
Eligibility
Wealth or private banking relationship criteria as per ICICI programme thresholds
ICICI Bank
ICICI Bank Private Banking Account
Private Banking
Balance Requirement
₹50,000
Average Quarterly Balance (AQB)
Interest Rate
2.50% p.a.
Eligibility
Wealth or private banking relationship criteria as per ICICI programme thresholds
State Bank of India
SBI MACT Claims SB Account
MACT Claims
Balance Requirement
₹0
Zero Balance
Interest Rate
2.70% – 3% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
IDFC FIRST Bank
IDFC FIRST Bank FIRST Private Savings Account
FIRST Private
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
7.25% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Equitas Small Finance Bank
Equitas Wings Savings Account
Wings
Balance Requirement
₹50,000
Average Monthly Balance (AMB)
Interest Rate
7.80% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
DCB Bank
DCB Suraksha Savings Account
Suraksha
Balance Requirement
₹25,000
Average Monthly Balance (AMB)
Interest Rate
8% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Equitas Small Finance Bank
Equitas Eva Savings Account (Women)
Eva Women
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
7.80% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Equitas Small Finance Bank
Equitas Enjoi Kids Savings Account
Enjoi Kids
Balance Requirement
₹0
Zero Balance
Interest Rate
7% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Ujjivan Small Finance Bank
Ujjivan Maxima Savings Account
Maxima
Balance Requirement
₹1,00,000
Average Monthly Balance (AMB)
Interest Rate
6.75% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Ujjivan Small Finance Bank
Ujjivan Privilege Savings Account
Privilege
Balance Requirement
₹25,000
Average Monthly Balance (AMB)
Interest Rate
6.75% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Ujjivan Small Finance Bank
Ujjivan Classic Savings Account
Classic
Balance Requirement
₹5,000
Average Monthly Balance (AMB)
Interest Rate
6.75% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Ujjivan Small Finance Bank
Ujjivan Digital Savings Account
Digital
Balance Requirement
₹1,000
Average Monthly Balance (AMB)
Interest Rate
6.75% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
AU Small Finance Bank
AU ivy Savings Account
Ivy
Balance Requirement
₹25,00,000
Average Monthly Balance (AMB)
Interest Rate
7.25% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
AU Small Finance Bank
AU Eternity Savings Account
Eternity
Balance Requirement
₹10,00,000
Average Monthly Balance (AMB)
Interest Rate
7.25% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
AU Small Finance Bank
AU Royale Savings Account
Royale
Balance Requirement
₹1,00,000
Average Monthly Balance (AMB)
Interest Rate
7.25% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
AU Small Finance Bank
AU Platinum Savings Account
Platinum
Balance Requirement
₹25,000
Average Monthly Balance (AMB)
Interest Rate
7.25% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
IDFC FIRST Bank
IDFC FIRST Senior Citizen Account
Senior Citizen
Balance Requirement
₹0
Zero Balance
Interest Rate
7.25% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
IndusInd Bank
IndusInd Maxima Savings Account
Indus Maxima
Balance Requirement
₹25,000
Average Monthly Balance (AMB)
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
IndusInd Bank
IndusInd Select Savings Account
Indus Select
Balance Requirement
₹75,000
Average Monthly Balance (AMB)
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
IndusInd Bank
IndusInd Exclusive Savings Account
Indus Exclusive
Balance Requirement
₹1,50,000
Average Monthly Balance (AMB)
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
IndusInd Bank
IndusInd PIONEER Savings Account
PIONEER
Balance Requirement
₹10,00,000
Average Monthly Balance (AMB)
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Kotak Mahindra Bank
Sankalp Savings Account
Balance Requirement
₹0
Zero Balance
Interest Rate
2.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Kotak Mahindra Bank
Junior Savings Account
The Savings Account for Kids
Balance Requirement
₹0
Zero Balance
Interest Rate
2.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Kotak Mahindra Bank
My Family Savings Account
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
2.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Kotak Mahindra Bank
Civil Pension Savings Account
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
2.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Kotak Mahindra Bank
811 Digital Bank Account
Balance Requirement
₹0
Zero Balance
Interest Rate
2.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Kotak Mahindra Bank
Everyday+ Savings Account
Balance Requirement
₹25,000
Average Monthly Balance (AMB)
Interest Rate
2.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
IDFC FIRST Bank
IDFC FIRST Women's Account
Women's
Balance Requirement
₹0
Zero Balance
Interest Rate
7.25% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
IndusInd Bank
INDIE Star Savings Account
INDIE Star
Balance Requirement
₹0
Zero Balance
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
IDFC FIRST Bank
IDFC FIRST Savings Account
Regular
Balance Requirement
₹0
Zero Balance
Interest Rate
6.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Kotak Mahindra Bank
Kotak Senior Privilege Account
Senior Citizen
Balance Requirement
₹0
Zero Balance
Interest Rate
2.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Kotak Mahindra Bank
Kotak Silk Women's Account
Silk Women's
Balance Requirement
₹0
Zero Balance
Interest Rate
2.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Kotak Mahindra Bank
Kotak Grand Savings Account
Grand
Interest Rate
2.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Kotak Mahindra Bank
Kotak 811 Zero Balance Account
811 Zero Balance
Balance Requirement
₹0
Zero Balance
Interest Rate
2.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Axis Bank
Axis Liberty Salary Account
Liberty Salary
Balance Requirement
₹0
Zero Balance
Interest Rate
3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Axis Bank
Axis Women's Savings Account
Women's
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Axis Bank
Axis Burgundy Private Account
Burgundy Private
Balance Requirement
₹15,00,000
Average Monthly Balance (AMB)
Interest Rate
3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
ICICI Bank
ICICI Defence Salary Account
Defence Salary
Balance Requirement
₹0
Zero Balance
Interest Rate
2.50% p.a.
Eligibility
Salaried employees of eligible companies
ICICI Bank
ICICI Advantage Salary Account
Advantage Salary
Balance Requirement
₹0
Zero Balance
Interest Rate
2.50% p.a.
Eligibility
Salaried employees of eligible companies
Yes Bank
YES Bank YES PRO Plus Savings Account
YES PRO Plus
Balance Requirement
₹25,000
Average Monthly Balance (AMB)
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
RBL Bank
RBL Bank Prime Edge Savings Account
Prime Edge
Balance Requirement
₹0
Zero Balance
Interest Rate
6% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
RBL Bank
RBL Bank Advantage Savings Account
Advantage
Balance Requirement
₹5,000
Average Monthly Balance (AMB)
Interest Rate
6% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
RBL Bank
RBL Bank Executive Savings Account
Executive
Balance Requirement
₹0
Zero Balance
Interest Rate
6% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
RBL Bank
RBL Bank Woman's First Savings Account
Woman's First
Balance Requirement
₹5,000
Average Monthly Balance (AMB)
Interest Rate
6% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
RBL Bank
RBL Bank Basic Savings Account
Basic BSBDA
Balance Requirement
₹0
Zero Balance
Interest Rate
6% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Yes Bank
YES Bank YES First Savings Account
YES First
Balance Requirement
₹2,00,000
Average Monthly Balance (AMB)
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Yes Bank
YES Bank Smart Salary Account
Smart Salary
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Yes Bank
YES Bank My First YES Savings Account
My First YES
Balance Requirement
₹0
Zero Balance
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Yes Bank
YES Bank YES Respect Savings Account
YES Respect
Balance Requirement
₹5,000
Average Monthly Balance (AMB)
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Yes Bank
YES Bank YES Essence Savings Account
YES Essence
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Yes Bank
YES Bank YES PRO Max Savings Account
YES PRO Max
Balance Requirement
₹50,000
Average Monthly Balance (AMB)
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
ICICI Bank
ICICI Bank Campus Power Savings Account
Balance Requirement
₹0
Zero Balance
Interest Rate
2.50% p.a.
Eligibility
Resident individual, 17 to 35 years, student from select institutes in India
Yes Bank
YES Bank YES PRO Savings Account
YES PRO
Balance Requirement
₹0
Zero Balance
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Yes Bank
YES Bank YES Digital Savings Account
YES Digital
Balance Requirement
₹0
Zero Balance
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Axis Bank
Axis Future Stars Savings Account
Future Stars
Balance Requirement
₹2,500
Average Monthly Balance (AMB)
Interest Rate
3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Axis Bank
Axis Senior Privilege Savings Account
Senior Privilege
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Axis Bank
Axis Priority Savings Account
Priority
Balance Requirement
₹2,00,000
Average Monthly Balance (AMB)
Interest Rate
3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
Axis Bank
Axis Liberty Savings Account
Liberty
Balance Requirement
₹25,000
Average Monthly Balance (AMB)
Interest Rate
3.50% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
IndusInd Bank
Indus Senior Savings Account
Indus Senior
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
IndusInd Bank
Indus Essence Savings Account
Indus Essence
Balance Requirement
₹10,000
Average Monthly Balance (AMB)
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
IndusInd Bank
INDIE Megastar Savings Account
INDIE Megastar
Balance Requirement
₹0
Zero Balance
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
IndusInd Bank
INDIE Superstar Savings Account
INDIE Superstar
Balance Requirement
₹0
Zero Balance
Interest Rate
5% p.a.
Eligibility
Indian resident, 18+ years, KYC completed
What is this?
A savings account is a deposit account held at a bank that allows you to store money securely, earn interest on your balance, and make everyday transactions. Banks offer many variants tailored to specific customer segments.
Available Variants
Key Benefits
Eligibility Criteria
Indian residents (age 18+); Minors (through guardian); NRIs for NRE/NRO accounts; KYC documents — Aadhaar + PAN mandatory. Salary accounts require employer tie-up with the bank.
Who Should Choose This?
- Salaried employees (zero-balance salary accounts)
- Senior citizens (higher interest + dedicated service)
- Women (exclusive reward & benefits programs)
- Students & minors (with guardian)
- NRIs (NRE for tax-free foreign income, NRO for Indian income)
- HNIs (private / wealth banking with premium perks)