Fixed Deposits (FD)
Safe, Guaranteed Returns — Rates Up to 8.50% p.a.
Fixed Deposits (FD)
Safe, Guaranteed Returns — Rates Up to 8.50% p.a.
What is this?
A Fixed Deposit (FD) is a financial instrument where you invest a lump sum with a bank for a fixed tenure at a predetermined interest rate. It is guaranteed and backed by DICGC insurance up to ₹5 lakh per depositor per bank.
Available Variants
Key Benefits
Eligibility Criteria
Indian residents (individuals, HUF, trusts, companies); NRIs (NRE/NRO/FCNR); Minors (through guardian); age 18+ (or any age with guardian). Minimum deposit ₹1,000 for most banks.
Who Should Choose This?
- Conservative investors seeking guaranteed returns
- Retirees and senior citizens
- Anyone saving for a specific goal (marriage, education, travel)
- Emergency corpus builders
- Tax-saving investors (Tax Saver FD)
ProductsBank-wise Products
66 products across 16 banks
Equitas Small Finance Bank
Equitas Fixed Deposit Regular
Regular
Interest Rate
3.50% – 7.40% p.a.
Senior Citizen Rate
7.90% p.a.
Tenure
1 month – 1 year
Yes Bank
Yes Bank Tax Saving FD
Tax Saver
Interest Rate
3.50% – 8% p.a.
Senior Citizen Rate
8.50% p.a.
Tenure
up to 5 years
Yes Bank
Yes Bank Fixed Deposit
Regular
Interest Rate
3.50% – 8% p.a.
Senior Citizen Rate
8.50% p.a.
Tenure
7 months – 10 years
Ujjivan Small Finance Bank
Ujjivan Fixed Deposit Regular
Regular
Interest Rate
3.50% – 9% p.a.
Senior Citizen Rate
9.50% p.a.
Tenure
7 months – 10 years
Yes Bank
YES Bank Sweep-in Fixed Deposit
Sweep-in
Interest Rate
3.50% – 8% p.a.
Senior Citizen Rate
8.50% p.a.
Tenure
7 months – 10 years
Bank of Baroda
Baroda Square Drive FD
444 Days Special
Interest Rate
6.30% – 7.20% p.a.
Senior Citizen Rate
7% p.a.
Tenure
up to 14 months
Yes Bank
YES Bank Floating Rate Fixed Deposit
Floating Rate
Interest Rate
3.50% – 8% p.a.
Senior Citizen Rate
8.50% p.a.
Tenure
7 months – 10 years
Yes Bank
Yes Bank Tax Saver FD
Tax Saver
Interest Rate
3.50% – 8% p.a.
Senior Citizen Rate
8.50% p.a.
Tenure
up to 5 years
Jana Small Finance Bank
Jana DigiGen FD
DigiGen Digital
Interest Rate
3.50% – 9% p.a.
Senior Citizen Rate
9.50% p.a.
Tenure
7 months – 10 years
Jana Small Finance Bank
Jana Tax Saver FD
Tax Saver
Interest Rate
3.50% – 9% p.a.
Senior Citizen Rate
9.50% p.a.
Tenure
7 months – 10 years
Jana Small Finance Bank
Jana FD Plus
FD Plus Non-Callable
Interest Rate
3.50% – 9% p.a.
Senior Citizen Rate
9.50% p.a.
Tenure
7 months – 10 years
IDFC FIRST Bank
IDFC FIRST Bank Fixed Deposit
Regular FD
Interest Rate
3.50% – 7.50% p.a.
Senior Citizen Rate
8% p.a.
Tenure
0.25 month – 10 years
Yes Bank
YES Bank Tax Saver Fixed Deposit
Tax Saver
Interest Rate
3.50% – 8% p.a.
Senior Citizen Rate
8.50% p.a.
Tenure
up to 5 years
Ujjivan Small Finance Bank
Ujjivan Tax Saver Fixed Deposit
Tax Saver
Interest Rate
7.20% – 9% p.a.
Senior Citizen Rate
9.50% p.a.
Tenure
up to 5 years
Ujjivan Small Finance Bank
Ujjivan Digital Fixed Deposit
Digital
Interest Rate
3.50% – 9% p.a.
Senior Citizen Rate
9.50% p.a.
Tenure
7 months – 10 years
Yes Bank
YES Bank Senior Citizen Fixed Deposit
Senior Citizen
Interest Rate
3.50% – 8% p.a.
Senior Citizen Rate
8.50% p.a.
Tenure
7 months – 10 years
Equitas Small Finance Bank
Equitas Selfie Fixed Deposit (Digital)
Selfie Digital
Interest Rate
3.50% – 9% p.a.
Senior Citizen Rate
7.60% p.a.
Tenure
1 month – 1 year
Jana Small Finance Bank
Jana Regular Fixed Deposit
Regular FD
Interest Rate
3.50% – 9% p.a.
Senior Citizen Rate
9.50% p.a.
Tenure
7 months – 10 years
HDFC Bank
HDFC Regular Fixed Deposit
Regular
Interest Rate
2.75% – 7% p.a.
Senior Citizen Rate
7% p.a.
Tenure
1 month – 10 years
AU Small Finance Bank
AU Tax Saver Fixed Deposit
Tax Saver
Interest Rate
9.50% p.a.
Senior Citizen Rate
10.25% p.a.
Tenure
up to 5 years
HDFC Bank
5 Year Tax Saving Fixed Deposit
Interest Rate
6.50% – 7.50% p.a.
Senior Citizen Rate
8% p.a.
Tenure
up to 5 years
RBL Bank
RBL Bank Fixed Deposit
Regular
Interest Rate
3.50% – 7.20% p.a.
Senior Citizen Rate
7.70% p.a.
Tenure
7 months – 10 years
State Bank of India
SBI Tax Saving Fixed Deposit
Tax Saver FD (Sec 80C)
Interest Rate
3% – 7.10% p.a.
Senior Citizen Rate
7.60% p.a.
Tenure
7 months – 10 years
ICICI Bank
ICICI Tax Saver Fixed Deposit
5 Year Tax Saver
Interest Rate
2.75% – 7.25% p.a.
Senior Citizen Rate
7.75% p.a.
Tenure
0.23 month – 10 years
State Bank of India
SBI Tax Savings Scheme 2006
Interest Rate
3% – 7.10% p.a.
Senior Citizen Rate
7.60% p.a.
Tenure
7 months – 10 years
State Bank of India
SBI Amrit Vrishti
Interest Rate
3% – 7.10% p.a.
Senior Citizen Rate
7.60% p.a.
Tenure
7 months – 10 years
Axis Bank
Axis Bank Tax Saver Fixed Deposit
Tax Saver FD
Interest Rate
6.50% – 7.75% p.a.
Senior Citizen Rate
8.25% p.a.
Tenure
up to 5 years
Kotak Mahindra Bank
Kotak Mahindra Bank Tax Saver FD
Tax Saver
Interest Rate
3% – 7.50% p.a.
Senior Citizen Rate
8% p.a.
Tenure
7 months – 10 years
Kotak Mahindra Bank
Kotak Mahindra Bank Fixed Deposit
Regular FD
Interest Rate
3% – 7.50% p.a.
Senior Citizen Rate
8% p.a.
Tenure
7 months – 10 years
State Bank of India
SBI Green Rupee Term Deposit
Green Rupee
Interest Rate
3% – 7.10% p.a.
Senior Citizen Rate
7.60% p.a.
Tenure
7 months – 10 years
State Bank of India
SBI Annuity Deposit Scheme
Annuity Deposit
Interest Rate
3% – 7.10% p.a.
Senior Citizen Rate
7.60% p.a.
Tenure
7 months – 10 years
IndusInd Bank
IndusInd Bank Fixed Deposit
Regular
Interest Rate
3.25% – 7.75% p.a.
Senior Citizen Rate
8.25% p.a.
Tenure
7 months – 10 years
State Bank of India
SBI Term Deposit
Regular
Interest Rate
3% – 7.10% p.a.
Senior Citizen Rate
7.60% p.a.
Tenure
7 months – 10 years
State Bank of India
SBI Multi Option Deposit Scheme
Flexi MOD
Interest Rate
3% – 7.10% p.a.
Senior Citizen Rate
7.60% p.a.
Tenure
7 months – 10 years
HDFC Bank
HDFC Tax Saving Fixed Deposit
Tax Saver
Interest Rate
7.50% p.a.
Senior Citizen Rate
8% p.a.
Tenure
up to 5 years
IndusInd Bank
IndusInd Tax Saver Fixed Deposit
Tax Saver
Interest Rate
3.25% – 7.75% p.a.
Senior Citizen Rate
8.25% p.a.
Tenure
7 months – 10 years
HDFC Bank
HDFC Senior Citizen Care FD
Senior Citizen
Interest Rate
7.50% p.a.
Senior Citizen Rate
8% p.a.
Tenure
1 year – 5 years
HDFC Bank
HDFC Flexi Fixed Deposit
Flexi
Interest Rate
7.50% p.a.
Senior Citizen Rate
8% p.a.
Tenure
1 year – 5 years
ICICI Bank
ICICI Tax Saver FD
Tax Saver
Interest Rate
2.75% – 7.25% p.a.
Senior Citizen Rate
7.75% p.a.
Tenure
0.23 month – 10 years
RBL Bank
RBL Bank Digital Fixed Deposit
Digital FD
Interest Rate
3.50% – 7.20% p.a.
Senior Citizen Rate
7.70% p.a.
Tenure
7 months – 10 years
DCB Bank
DCB Senior Citizen Fixed Deposit
Senior Citizen Plus FD
Interest Rate
4% – 7% p.a.
Senior Citizen Rate
7.25% p.a.
Tenure
1 month – 10 years
ICICI Bank
ICICI Bank Fixed Deposit
15 Months Peak Rate
Interest Rate
7.25% p.a.
Senior Citizen Rate
7.75% p.a.
Tenure
0.23 month – 10 years
IDFC FIRST Bank
IDFC FIRST Bank Green Deposit
Green Deposit 375 Days
Interest Rate
8% p.a.
Senior Citizen Rate
8.50% p.a.
Tenure
up to 375 months
Equitas Small Finance Bank
Equitas Tax Saver Fixed Deposit
Tax Saver
Interest Rate
7% – 9.50% p.a.
Senior Citizen Rate
10.25% p.a.
Tenure
up to 5 years
AU Small Finance Bank
AU Sweep-In Fixed Deposit
Sweep-In
Interest Rate
6.50% – 9.50% p.a.
Senior Citizen Rate
10.25% p.a.
Tenure
7 months – 10 years
AU Small Finance Bank
AU Non-Callable Deposit
Non-Callable
Interest Rate
6.65% – 9.50% p.a.
Senior Citizen Rate
10.25% p.a.
Tenure
1 year – 10 years
Bank of Baroda
Baroda Regular FD
Regular
Interest Rate
4.25% – 7.25% p.a.
Senior Citizen Rate
7.75% p.a.
Tenure
7 months – 10 years
Bank of Baroda
Baroda Regular FD
Senior Citizen
Interest Rate
4.75% – 7.75% p.a.
Senior Citizen Rate
8.25% p.a.
Tenure
7 months – 10 years
Bank of Baroda
Baroda Tax Saver FD
Tax Saver (80C)
Interest Rate
6.50% – 7% p.a.
Senior Citizen Rate
7.50% p.a.
Tenure
up to 5 years
Canara Bank
Canara Regular FD
Regular
Interest Rate
4% – 7.25% p.a.
Senior Citizen Rate
7.75% p.a.
Tenure
7 months – 365 months
Canara Bank
Canara Regular FD
Senior Citizen
Interest Rate
4% – 7.50% p.a.
Senior Citizen Rate
8% p.a.
Tenure
6 months – 10 years
Canara Bank
Canara Kamadhenu FD
Kamadhenu (Reinvestment)
Interest Rate
4% – 8.25% p.a.
Senior Citizen Rate
8.75% p.a.
Tenure
7 months – 666 months
Canara Bank
Canara Tax Saver Scheme
Tax Saver
Interest Rate
6.70% – 8.25% p.a.
Senior Citizen Rate
8.75% p.a.
Tenure
7 months – 666 months
ICICI Bank
ICICI Money Multiplier Plan
Flexi
Interest Rate
2.75% – 7.25% p.a.
Senior Citizen Rate
7.75% p.a.
Tenure
0.23 month – 10 years
RBL Bank
RBL Bank Tax Savings Fixed Deposit
Tax Saver FD
Interest Rate
3.50% – 6.70% p.a.
Senior Citizen Rate
7.20% p.a.
Tenure
7 months – 10 years
RBL Bank
RBL Bank Money Max Fixed Deposit
Money Max
Interest Rate
3.50% – 7.20% p.a.
Senior Citizen Rate
7.70% p.a.
Tenure
7 months – 10 years
RBL Bank
RBL Bank Flexi Sure Fixed Deposit
Flexi Sure
Interest Rate
3.50% – 7.20% p.a.
Senior Citizen Rate
7.70% p.a.
Tenure
7 months – 10 years
RBL Bank
RBL Bank Senior Citizen Fixed Deposit
Senior Citizen
Interest Rate
3.50% – 7.20% p.a.
Senior Citizen Rate
7.70% p.a.
Tenure
7 months – 10 years
IndusInd Bank
INDIE Instant FD
INDIE Instant
Interest Rate
3.25% – 7.75% p.a.
Senior Citizen Rate
8.25% p.a.
Tenure
7 months – 10 years
IndusInd Bank
IndusInd Senior Citizen Fixed Deposit
Senior Citizen
Interest Rate
3.25% – 7.75% p.a.
Senior Citizen Rate
8.25% p.a.
Tenure
7 months – 10 years
IndusInd Bank
Indus Choice FD
Indus Choice
Interest Rate
3.25% – 7.75% p.a.
Senior Citizen Rate
8.25% p.a.
Tenure
7 months – 10 years
State Bank of India
SBI Fixed Deposit
Retail Domestic
Interest Rate
3% – 7.10% p.a.
Senior Citizen Rate
7.60% p.a.
Tenure
7 months – 10 years
Kotak Mahindra Bank
Fixed Deposit
Senior Citizen - Premature Withdrawal Allowed
Interest Rate
3% – 7.50% p.a.
Senior Citizen Rate
8% p.a.
Tenure
7 months – 10 years
IDFC FIRST Bank
IDFC FIRST Tax Saver FD
Tax Saver
Interest Rate
7.50% – 8% p.a.
Senior Citizen Rate
8.50% p.a.
Tenure
up to 5 years
Kotak Mahindra Bank
Kotak Tax Saving FD
Tax Saver
Interest Rate
3% – 7.50% p.a.
Senior Citizen Rate
8% p.a.
Tenure
7 months – 10 years
Axis Bank
Axis Tax Saver FD
Tax Saver
Interest Rate
7.75% p.a.
Senior Citizen Rate
8.25% p.a.
Tenure
up to 5 years
What is this?
A Fixed Deposit (FD) is a financial instrument where you invest a lump sum with a bank for a fixed tenure at a predetermined interest rate. It is guaranteed and backed by DICGC insurance up to ₹5 lakh per depositor per bank.
Available Variants
Key Benefits
Eligibility Criteria
Indian residents (individuals, HUF, trusts, companies); NRIs (NRE/NRO/FCNR); Minors (through guardian); age 18+ (or any age with guardian). Minimum deposit ₹1,000 for most banks.
Who Should Choose This?
- Conservative investors seeking guaranteed returns
- Retirees and senior citizens
- Anyone saving for a specific goal (marriage, education, travel)
- Emergency corpus builders
- Tax-saving investors (Tax Saver FD)