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Home/Current Accounts

Current Accounts

Normal, Premium, HNI, Select, Wealth & Private Banking

General Banking Guidance— category overview. Certified product facts appear in each product card below.

103 products· 16 banks

Home/Products/Current Accounts

Current Accounts

Normal, Premium, HNI, Select, Wealth & Private Banking

General Banking Guidance— category overview. Certified product facts appear in each product card below.

What is this?

A current account is a deposit account for businesses, traders, and high-transaction users that allows unlimited deposits and withdrawals. Unlike savings accounts, current accounts do not earn interest but offer higher transaction limits, overdraft, and business-specific features.

Available Variants

Regular Current Account

Premium / Gold Current Account

Business / Corporate Account

HNI / Select / Wealth Current Account

Doorstep Banking Account

E-Commerce / Digital Business Account

Key Benefits

Unlimited daily transactions

High cash deposit limits (₹5L–₹25L+ per month free)

Free NEFT/RTGS/IMPS online

Overdraft facility linked to turnover

Multiple signatories & joint operation

Free demand drafts & RTGS at home branch

Dedicated RM for business banking

Eligibility Criteria

Individuals, Proprietorships, Partnership Firms, LLPs, Private & Public Limited Companies, Trusts, Societies. Business registration / incorporation documents required (GST, trade licence, etc.).

Who Should Choose This?

Retail & wholesale traders
Manufacturing businesses
Service companies & startups
Corporates & large enterprises
HNIs with high transaction requirements

Need help choosing?

Our advisors coordinate with banks for exclusive rates not available publicly.

Data verified from: Official bank websites — verified April 2026

ProductsBank-wise Products

103 products across 16 banks

HDFC Bank

HDFC Bank Trade Current Account

Trade

Current Account

Balance Requirement

₹2,00,000

Merchant Services

Available

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

12x AMB per month

Applications Coming Soon

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HDFC Bank

HDFC Bank Apex Current Account

Apex

Current Account

Balance Requirement

₹10,00,000

Merchant Services

Available

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

12x AMB per month

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Kotak Mahindra Bank

Kotak Edge Current Account

Edge

Current Account

Balance Requirement

₹10,000

Merchant Services

NEFT | RTGS | Net Banking | Mobile Banking | POS

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

₹75,000 free/month

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Kotak Mahindra Bank

Kotak Pro Current Account

Pro

Current Account

Balance Requirement

₹25,000

Merchant Services

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

2x of MAB free/month

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IDFC FIRST Bank

IDFC FIRST Bank Startup Current Account

Startup

Current Account

Balance Requirement

₹10,000

Merchant Services

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

₹75,000 free/month

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IDFC FIRST Bank

IDFC FIRST Bank Business Current Account

Business

Current Account

Balance Requirement

₹25,000

Merchant Services

POS | Payment Gateway | QR | Soundbox

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

2x MAB free/month

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Yes Bank

Yes Bank Premium Current Account

YES Premium

Current Account

Balance Requirement

₹1,00,000

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

₹10L per month free

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Applications Coming Soon

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Yes Bank

Yes Bank Business Current Account

Business Edge

Current Account

Balance Requirement

₹25,000

Merchant Services

POS | Payment Gateway | QR | Soundbox

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

₹2L per month free

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IDFC FIRST Bank

IDFC FIRST Bank Business Plus Current Account

Business Plus

Current Account

Balance Requirement

₹1,00,000

Merchant Services

POS | QR | Payment Gateway | Trade Finance | Forex

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

12x AMB per month

Applications Coming Soon

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HDFC Bank

Biz Lite+

Current Account

Balance Requirement

₹25,000

Merchant Services

QR, Soundbox, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

6x of AMB per month

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Yes Bank

Yes Bank Business Current Account

Standard

Current Account

Balance Requirement

₹25,000

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

12x AMB per month

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Kotak Mahindra Bank

Kotak Mahindra Bank Ace Current Account

Ace

Current Account

Balance Requirement

₹5,00,000

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

12x AMB per month

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State Bank of India

SBI Diamond Current Account

Diamond

Current Account

Balance Requirement

₹5,00,000

Merchant Services

Available

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

12x AMB per month

Applications Coming Soon

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Applications Coming Soon

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Yes Bank

Yes Bank Smart Business Current Account

Smart Business

Current Account

Balance Requirement

₹25,000

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

12x AMB per month

Applications Coming Soon

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Applications Coming Soon

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Yes Bank

Yes Bank Trade Current Account

Trade Plus

Current Account

Balance Requirement

₹1,00,000

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

12x AMB per month

Applications Coming Soon

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RBL Bank

RBL Bank Optima Current Account

Optima

Current Account

Balance Requirement

₹10,000

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

12x AMB per month

Applications Coming Soon

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Applications Coming Soon

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AU Small Finance Bank

AU Bank Current Account

Basic

Current Account

Balance Requirement

₹10,000

Merchant Services

AU QR, POS machine, CMS services, Demand Drafts

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

₹2 Lakhs per month free

Applications Coming Soon

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Applications Coming Soon

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Axis Bank

Axis Bank Business Select Current Account

Business Select

Current Account

Balance Requirement

₹25,000

Merchant Services

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

3x of MAB free/month

Applications Coming Soon

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Applications Coming Soon

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Axis Bank

Axis Bank Business Advantage Current Account

Business Advantage

Current Account

Balance Requirement

₹50,000

Merchant Services

POS | Payment Gateway | QR | Trade Finance

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

₹1 Lakh free/month

Applications Coming Soon

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Applications Coming Soon

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HDFC Bank

Biz Pro+

Current Account

Balance Requirement

₹50,000

Merchant Services

POS, Soundbox, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

10x of AMB per month

Applications Coming Soon

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Applications Coming Soon

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HDFC Bank

Biz Ultra+

Current Account

Balance Requirement

₹1,00,000

Merchant Services

Soundbox, POS, SmartGateway, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

12x of AMB per month

Applications Coming Soon

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Applications Coming Soon

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HDFC Bank

Biz+

Current Account

Balance Requirement

₹0

Merchant Services

Soundbox, POS, QR, Overdraft, Working Capital

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

15x of AMB per month

Applications Coming Soon

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Applications Coming Soon

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HDFC Bank

Biz Elite+

Current Account

Balance Requirement

₹2,00,000

Merchant Services

POS, Soundbox, Payment Gateway, CBX, Bulk Payments

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

15x of AMB per month

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Applications Coming Soon

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State Bank of India

SBI Platinum Current Account

Platinum

Current Account

Balance Requirement

₹10,00,000

Merchant Services

Free POS QR Sound Box, MDR 1.20%, 4 machines

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

Free up to ₹1,00,00,000 per month

Applications Coming Soon

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Applications Coming Soon

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State Bank of India

SBI Gold Current Account

Gold

Current Account

Balance Requirement

₹1,00,000

Merchant Services

Free POS QR Sound Box installation and monthly service, Free MDR 1.60%

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

Free up to ₹10,00,000 per month

Applications Coming Soon

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Applications Coming Soon

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State Bank of India

SBI Silver Current Account

Silver

Current Account

Balance Requirement

₹50,000

Merchant Services

Free POS/QR Sound Box installation, 50% rental concession

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

Free up to ₹5,00,000 per month

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State Bank of India

SBI Shubharambh Current Account

Shubharambh

Current Account

Merchant Services

Available

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

Free up to ₹25,000 per month

Transaction Limit

Free up to ₹25,000 per month

Applications Coming Soon

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Applications Coming Soon

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HDFC Bank

HDFC Bank Digital Current Account

Digital

Current Account

Merchant Services

Available

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

Free up to ₹50,000 per month

Transaction Limit

Free up to ₹50,000 per month

Applications Coming Soon

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Applications Coming Soon

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HDFC Bank

HDFC Bank Foreign Currency Current Account

Foreign Currency

Current Account

Balance Requirement

₹5,000

Merchant Services

Available

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

Free up to ₹1,00,000 per month

Applications Coming Soon

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ICICI Bank

ICICI Bank Standard Current Account

Standard

Current Account

Balance Requirement

₹25,000

Merchant Services

InstaBIZ, NEFT, RTGS, IMPS, trade services and branch banking

Eligibility

Individuals, Sole Proprietors, Partnership Firms, LLPs, Private & Public Limited Companies

Cash Deposit Limit

Upto Rs.1 lakh per month – No charge; Above limit 3.5/1000 subject to Min of Rs 50 per transaction.

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HDFC Bank

HDFC Bank Premium Current Account

Premium

Current Account

Balance Requirement

₹1,00,000

Merchant Services

Standard consumer merchant terminal linking | 100 free payable-at-par cheque leaves

Eligibility

Small business owners, boutique firms, and regional retail outlets

Cash Deposit Limit

Free up to Rs. 3 Lakhs or 25 transactions per month

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Applications Coming Soon

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HDFC Bank

HDFC Bank Regular Current Account

Regular

Current Account

Balance Requirement

₹10,000

Merchant Services

Basic manual retail collection assistance

Eligibility

Sole Proprietorships, local kirana outlets, and early stage micro-enterprises

Cash Deposit Limit

Free up to Rs. 2 Lakhs or 25 transactions per month

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Applications Coming Soon

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Axis Bank

Axis Bank Business Classic Current Account

Business Classic

Current Account

Balance Requirement

₹5,000

Merchant Services

NEFT | RTGS | Net Banking | Mobile Banking

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

₹50,000 free/month

Applications Coming Soon

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Applications Coming Soon

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IndusInd Bank

Indus Freedom Current Account

Indus Freedom

Current Account

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

12x AMB per month

Transaction Limit

12x AMB per month

Applications Coming Soon

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Applications Coming Soon

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IndusInd Bank

Indus Spark Current Account

Indus Spark

Current Account

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

12x AMB per month

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Applications Coming Soon

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IndusInd Bank

Indus Crown Current Account

Indus Crown

Current Account

Balance Requirement

₹5,00,000

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

15x AMB (Max ₹5Cr/month)

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Applications Coming Soon

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IndusInd Bank

Indus Pride Current Account

Indus Pride

Current Account

Balance Requirement

₹1,00,000

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

12x AMB (Max ₹1Cr/month)

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IndusInd Bank

Indus Optima Current Account

Indus Optima

Current Account

Balance Requirement

₹50,000

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

10x AMB (Max ₹50L/month)

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IndusInd Bank

Indus Ease Current Account

Indus Ease

Current Account

Balance Requirement

₹25,000

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

8x AMB (Max ₹25L/month)

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IndusInd Bank

Indus Tect Current Account

Indus Tect

Current Account

Balance Requirement

₹10,000

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

5x AMB (Max ₹10L/month)

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Kotak Mahindra Bank

Global Service Current Account

Current Account

Balance Requirement

₹10,000

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

Free up to 10x AMB per month

Applications Coming Soon

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Applications Coming Soon

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Kotak Mahindra Bank

Startup Premium Current Account

Current Account

Balance Requirement

₹10,000

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

Free up to 10x AMB per month

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Kotak Mahindra Bank

Elite Current Account

Current Account

Balance Requirement

₹1,00,000

Average Monthly Balance

₹10,000

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

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Kotak Mahindra Bank

Pro Business Current Account

Current Account

Balance Requirement

₹50,000

Average Monthly Balance

₹10,000

Merchant Services

POS, Payment Gateway, QR

Eligibility

Indian resident business entity, GST registered, KYC completed

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Ujjivan Small Finance Bank

Ujjivan Current Account Maxima

Maxima

Current Account

Balance Requirement

₹1,00,000

Merchant Services

POS, UPI QR, Business Net Banking, Bulk Payments

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

Flexi Next/Now up to ₹3.5 Crore/month

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IDFC FIRST Bank

IDFC FIRST Current Account

Regular

Current Account

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

12x AMB per month

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Kotak Mahindra Bank

Kotak Neo Current Account

Neo

Current Account

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

12x AMB per month

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Axis Bank

Axis Prime Current Account

Prime

Current Account

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

4x AMB per month

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HDFC Bank

HDFC Merchant Advantage Plus

Merchant

Current Account

Balance Requirement

₹25,000

Merchant Services

POS, Soundbox, Payment Gateway, QR, SmartHub

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

12x AMB per month

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Jana Small Finance Bank

Jana Freedom Current Account

Freedom for Professionals

Current Account

Balance Requirement

₹5,000

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

12x AMB per month

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Equitas Small Finance Bank

Equitas My Business Current Account

My Business

Current Account

Merchant Services

POS, Payment Gateway, QR

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

12x AMB per month

Transaction Limit

12x AMB per month

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IndusInd Bank

Indus Professional Current Account

Indus Professional

Current Account

Merchant Services

POS, Payment Gateway, QR

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

12x AMB per month

Transaction Limit

12x AMB per month

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Ujjivan Small Finance Bank

Ujjivan Current Account Privilege

Privilege

Current Account

Balance Requirement

₹50,000

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

Flexi Next/Now 15-20x of previous month AMB

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Bank of Baroda

Baroda Export-Import

Exim

Current Account

Balance Requirement

₹10,000

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

Free up to 10x AMB per month

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Bank of Baroda

Baroda Privilege Current

Privilege

Current Account

Balance Requirement

₹10,000

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

Free up to 10x AMB per month

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Applications Coming Soon

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Bank of Baroda

Baroda Small Business

Small Business

Current Account

Balance Requirement

₹10,000

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

Free up to 10x AMB per month

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Jana Small Finance Bank

Jana Advantage Current Account

Advantage for Professionals/Business

Current Account

Balance Requirement

₹25,000

Average Monthly Balance

₹25,000

Merchant Services

POS, UPI QR, iVAN Soundbox

Eligibility

Indian resident business entity, GST registered, KYC completed

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Jana Small Finance Bank

Jana Signature Current Account

Signature

Current Account

Balance Requirement

₹2

Average Monthly Balance

₹2,00,000

Merchant Services

POS (zero rental), UPI QR, iVAN Soundbox, IMPS/NEFT/RTGS free

Eligibility

Indian resident business entity, GST registered, KYC completed

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AU Small Finance Bank

AU Current Account Value

Value

Current Account

Balance Requirement

₹25,000

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

12x AMB per month

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AU Small Finance Bank

AU Eternity Business Account

Eternity Business

Current Account

Balance Requirement

₹10,00,000

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

12x AMB per month

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AU Small Finance Bank

AU Current Account Premium

Premium

Current Account

Balance Requirement

₹2,00,000

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

12x AMB per month

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Applications Coming Soon

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AU Small Finance Bank

AU Current Account Exclusive

Exclusive

Current Account

Balance Requirement

₹5,00,000

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

12x AMB per month

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AU Small Finance Bank

AU Swadesh Current Account

Swadesh

Current Account

Balance Requirement

₹5,000

Merchant Services

POS, Payment Gateway, QR

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

12x AMB per month

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AU Small Finance Bank

AU Current Account Maximum

Maximum

Current Account

Balance Requirement

₹1,00,000

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

12x AMB per month

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AU Small Finance Bank

AU Current Account Digital (0101)

Digital (0101)

Current Account

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

12x AMB per month

Transaction Limit

12x AMB per month

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Applications Coming Soon

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Bank of Baroda

Baroda Startup Current Account

Startup

Current Account

Balance Requirement

₹0

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

Free up to 10x AMB per month

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Applications Coming Soon

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Ujjivan Small Finance Bank

Ujjivan Current Account Business Edge

Business Edge

Current Account

Balance Requirement

₹25,000

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

20x of previous month AMB

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Applications Coming Soon

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Ujjivan Small Finance Bank

Ujjivan Current Account Digital

Digital

Current Account

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

12x AMB per month

Transaction Limit

12x AMB per month

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Applications Coming Soon

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Ujjivan Small Finance Bank

Ujjivan Current Account Premium

Premium

Current Account

Balance Requirement

₹10,000

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

10x of AMB or ₹3 Lakh/month

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Ujjivan Small Finance Bank

Ujjivan Current Account Regular

Regular

Current Account

Balance Requirement

₹5,000

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

₹1.5 Lakh/month free

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Applications Coming Soon

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Equitas Small Finance Bank

Equitas Advance Current Account

Advance

Current Account

Balance Requirement

₹40,000

Merchant Services

POS, Payment Gateway, QR

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

12x AMB per month

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Applications Coming Soon

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Equitas Small Finance Bank

Equitas Wings Current Account

Wings Current

Current Account

Balance Requirement

₹5,00,000

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

12x AMB per month

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Applications Coming Soon

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Equitas Small Finance Bank

Equitas Trade-In Current Account

Trade-In

Current Account

Balance Requirement

₹1,00,000

Merchant Services

POS, Payment Gateway, QR

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

12x AMB per month

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Applications Coming Soon

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Equitas Small Finance Bank

Equitas Business Current Account

Business

Current Account

Balance Requirement

₹10,000

Merchant Services

POS, Payment Gateway, QR

Eligibility

Age 21–65; Minimum 2–3 years vintage; GST/VAT compliance checks

Cash Deposit Limit

12x AMB per month

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Applications Coming Soon

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Equitas Small Finance Bank

Equitas Business Prime Current Account

Business Prime

Current Account

Balance Requirement

₹25,000

Merchant Services

POS, Payment Gateway, QR

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

12x AMB per month

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Applications Coming Soon

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State Bank of India

SBI SME Smart Score Current Account

SME Smart Score

Current Account

Merchant Services

Available

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

12x AMB per month

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Applications Coming Soon

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State Bank of India

SBI Surabhi Current Account

Surabhi

Current Account

Merchant Services

Available

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

12x AMB per month

Transaction Limit

12x AMB per month

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Applications Coming Soon

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DCB Bank

DCB Business Saver Current Account

Business Saver

Current Account

Balance Requirement

₹10,000

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

Free up to 10x AMB per month

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Applications Coming Soon

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RBL Bank

RBL Bank Small Biz SE Current Account

Small Biz SE

Current Account

Balance Requirement

₹10,000

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

5x AMB (Max ₹5 Lakhs per month)

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Applications Coming Soon

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Axis Bank

Axis Classic Current Account

Classic

Current Account

Balance Requirement

₹1,00,000

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

12x AMB per month

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Applications Coming Soon

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Axis Bank

Axis Normal Current Account

Normal

Current Account

Balance Requirement

₹10,000

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

12x AMB per month

Applications Coming Soon

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Applications Coming Soon

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Axis Bank

Axis Advantage Current Account

Advantage

Current Account

Balance Requirement

₹75,000

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

12x AMB per month

Applications Coming Soon

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Applications Coming Soon

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Axis Bank

Axis Select Current Account

Select

Current Account

Balance Requirement

₹3,00,000

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

12x AMB per month

Applications Coming Soon

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Applications Coming Soon

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Axis Bank

Axis Digital Current Account

Digital

Current Account

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

12x AMB per month

Transaction Limit

12x AMB per month

Applications Coming Soon

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Applications Coming Soon

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Axis Bank

Axis Global Current Account

Global

Current Account

Balance Requirement

₹1,00,000

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

12x AMB per month

Applications Coming Soon

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Applications Coming Soon

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Yes Bank

YES Bank Freedom Flexi 100 Current Account

Flexi 100

Current Account

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

12x AMB per month

Transaction Limit

12x AMB per month

Applications Coming Soon

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Applications Coming Soon

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Yes Bank

YES Bank Club 25 Current Account

Club 25

Current Account

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

12x AMB per month

Transaction Limit

12x AMB per month

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Applications Coming Soon

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Yes Bank

YES Bank YES Premia Business Current Account

YES Premia Business

Current Account

Balance Requirement

₹10,000

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

Free up to 10x AMB per month

Applications Coming Soon

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Applications Coming Soon

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RBL Bank

RBL Bank Business Edge Current Account

Business Edge

Current Account

Balance Requirement

₹25,000

Merchant Services

POS, Payment Gateway, QR

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

10x AMB (Max ₹25 Lakhs per month)

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Applications Coming Soon

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RBL Bank

RBL Bank Business Global Current Account

Business Global

Current Account

Balance Requirement

₹5,00,000

Merchant Services

Forex, LC, API Banking

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

20x AMB (Max ₹5 Crores per month)

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RBL Bank

RBL Bank Business Plus Current Account

Business Plus

Current Account

Balance Requirement

₹50,000

Merchant Services

POS, Payment Gateway, QR, NEFT/RTGS

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

12x AMB (Max ₹50 Lakhs per month)

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Applications Coming Soon

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RBL Bank

RBL Bank Business Horizon Current Account

Business Horizon

Current Account

Balance Requirement

₹1,00,000

Merchant Services

POS, API Banking, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

15x AMB (Max ₹1 Crore per month)

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Applications Coming Soon

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RBL Bank

RBL Bank Startup Current Account

Startup

Current Account

Balance Requirement

₹0

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

Standard

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Applications Coming Soon

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RBL Bank

RBL Bank Self-Employed Professional Current Account

SE Professional

Current Account

Balance Requirement

₹10,000

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

12x AMB per month

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Applications Coming Soon

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Canara Bank

Canara TruEdge

TruEdge

Current Account

Merchant Services

FX4U portal, E-Trade portal for BG/LC

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

Free up to 10x AMB per month

Transaction Limit

Free up to 10x AMB per month

Applications Coming Soon

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Applications Coming Soon

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Canara Bank

Canara Current Premium

Premium

Current Account

Balance Requirement

₹2,500

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

12x AMB per month

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Applications Coming Soon

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Canara Bank

Canara Current Standard

Standard

Current Account

Balance Requirement

₹5,000

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

12x AMB per month

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Applications Coming Soon

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Canara Bank

Canara Current Elite

Elite

Current Account

Balance Requirement

₹10,000

Merchant Services

POS Terminal (free), Soundbox (discounted), E-Trade portal for BG/LC

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

Free up to 10x AMB per month

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Canara Bank

Canara Current Privilege

Privilege

Current Account

Merchant Services

Bhim QR Soundbox at discounted rental

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

Free up to 10x AMB per month

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Applications Coming Soon

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Bank of Baroda

Baroda Scale-Up

Scale-Up

Current Account

Balance Requirement

₹10,000

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

Free up to 10x AMB per month

Applications Coming Soon

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Applications Coming Soon

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Bank of Baroda

Baroda Premium Current

Premium

Current Account

Balance Requirement

₹10,000

Merchant Services

POS, Payment Gateway

Eligibility

Udyam registered; Min 1–3 years vintage; Satisfactory credit profile

Cash Deposit Limit

Free up to 10x AMB per month

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Applications Coming Soon

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Bank of Baroda

Baroda Radiant

Radiant

Current Account

Balance Requirement

₹10,000

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

Free up to 10x AMB per month

Applications Coming Soon

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Applications Coming Soon

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Bank of Baroda

Baroda Premium Plus Current

Premium Plus

Current Account

Balance Requirement

₹10,000

Merchant Services

POS, Payment Gateway

Eligibility

Indian resident business entity, GST registered, KYC completed

Cash Deposit Limit

Free up to 10x AMB per month

Applications Coming Soon

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Applications Coming Soon

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What is this?

Available Variants

Regular Current Account

Premium / Gold Current Account

Business / Corporate Account

HNI / Select / Wealth Current Account

Doorstep Banking Account

E-Commerce / Digital Business Account

Key Benefits

Unlimited daily transactions

High cash deposit limits (₹5L–₹25L+ per month free)

Free NEFT/RTGS/IMPS online

Overdraft facility linked to turnover

Multiple signatories & joint operation

Free demand drafts & RTGS at home branch

Dedicated RM for business banking

Eligibility Criteria

Individuals, Proprietorships, Partnership Firms, LLPs, Private & Public Limited Companies, Trusts, Societies. Business registration / incorporation documents required (GST, trade licence, etc.).

Who Should Choose This?

Retail & wholesale traders
Manufacturing businesses
Service companies & startups
Corporates & large enterprises
HNIs with high transaction requirements

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