Product Overview
Product summary
Ujjivan Agriculture Loan Agriculture & Livestock from Ujjivan Small Finance Bank offers expansion funding available.
Supporting evidence
Verified from: 502b9ef46_ujjivanbank1.pdf
Data confidence
60% — Medium
Data completeness
60/100
Last updated
1 Aug 2026
Founder verified
Yes — Founder Certified
Source of information
Official PDF
Product confidence: Medium
Intelligence Assessment
Personal Fit · Negotiation · Before You Decide
Personal Fit
NOT ASSESSEDPersonal suitability not assessed yet
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Check Your Personal FitBefore You Decide
CHECKImportant things to verify before applying
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Ujjivan Small Finance Bank
Ujjivan Agriculture Loan · Agriculture & Livestock
Business Loan
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Evidence & Verification
Verified From
Evidence Status
Verification Date
Last Updated
Founder Certified
Official Source
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RightBank Verdict
Ujjivan Agriculture Loan Agriculture & Livestock from Ujjivan Small Finance Bank offers expansion funding available.
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Check Your Personal FitProduct Quality Scorecard
9.25%–24.8% p.a. · floating
No turnover floor · No vintage floor · No CIBIL floor
₹1.0L – ₹3.0L
Standard features
Up to 3 years
Verified by RightBank
Complete your profile for a personal Fit Scorecard across income, balance, usage, lifestyle, eligibility & goal.
Check Your Personal FitWhat You Get
Flexible end-use
Flexible business usage
What It Costs You
Charges
Before You Apply
Eligibility
Farmer / livestock owner | Indian resident | Age 21-60 | Land or livestock as activity proof | CIBIL 600+ | Rural/semi-urban location
Collateral
Collateral required
Why This Product May Be Worth Considering
Flexible loan amount
Certified interest rate
Insider Banker Tip
This is an unsecured business loan — confirm the interest rate and eligibility terms with the bank.
If You Do Not Choose This
What to weigh before you decide — trade-offs and who this account may not suit.
Trade-offs
Business Stage
Working Capital
Cash Flow Suitability
Repayment Flexibility
Costs to consider
Interest rate
9.25% – 24.80% p.a.
Processing fee
Up to 1%-2% + GST
Customers Usually Compare This With
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Final Decision Summary
Ujjivan Agriculture Loan Agriculture & Livestock from Ujjivan Small Finance Bank offers expansion funding available.
Derived from certified Product Truth — not generative AI.
Calculator
Indicative calculation for planning only. Actual figures depend on bank terms, your profile and prevailing rates.
Estimates are indicative. Final figures depend on bank terms and your profile.
Understanding the Terms
Processing Fee
One-time fee to process the loan (often a % of the loan amount).
Collateral
Asset pledged against the loan; unsecured loans need none but cost more.
Vintage
How long the business has been running — most banks want 2+ years.
GST / Turnover
GST registration and annual turnover prove business activity and size.
Working Capital
Short-term funding for day-to-day operations (stock, receivables, payroll).
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