Product Overview
Product summary
Baroda Advantage Savings Advantage from Bank of Baroda offers zero balance requirement and 4.75% p.a..
Supporting evidence
Verified from: BankofBarodabank1.pdf
Data confidence
100% — High
Data completeness
100/100
Last updated
11 Aug 2026
Founder verified
Yes — Founder Certified
Source of information
Official bank website
Product confidence: High
Intelligence Assessment
Personal Fit · Negotiation · Before You Decide
Personal Fit
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Bank of Baroda
Baroda Advantage Savings · Advantage
Savings Account
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Evidence & Verification
Verified From
Evidence Status
Verification Date
Last Updated
Founder Certified
Official Source
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What You Get
Savings interest earnings
4.75% p.a.
Debit card
RuPay Classic
ATM access
5 free ATM transactions
What It Costs You
Charges
Before You Apply
Eligibility
Indian resident, 18+ years, KYC completed
Minimum balance maintenance
₹0
Eligibility
Indian resident, 18+ years, KYC completed
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Calculator
Indicative calculation for planning only. Actual figures depend on bank terms, your profile and prevailing rates.
Estimates are indicative. Final figures depend on bank terms and your profile.
Understanding the Terms
Sweep
Auto-sweep moves idle funds into a linked deposit to earn higher interest, and back when you need them.
Nomination
Lets you assign a beneficiary who receives the account proceeds without legal formalities.
TDS
Tax Deducted at Source on interest above ₹40,000/year (₹50,000 for seniors) — 10% with PAN, 20% without.
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