Product Overview
Product summary
Speciale Platinum Savings Account from HDFC Bank offers 3% – 3.50% p.a. and digital-first onboarding and banking.
Supporting evidence
Verified from: HDFC MITC Version 4.2 Dated April 2026
Data confidence
100% — High
Data completeness
100/100
Last updated
31 Jul 2026
Founder verified
Yes — Founder Certified
Source of information
Official bank website
Product confidence: High
Intelligence Assessment
Personal Fit · Negotiation · Before You Decide
Personal Fit
NOT ASSESSEDPersonal suitability not assessed yet
Complete your profile to see how this product fits your needs.
Check Your Personal FitBefore You Decide
CHECKImportant things to verify before applying
RightBank AI provides transparency through evidence. Verify all terms directly with the bank before applying.
HDFC Bank
Speciale Platinum Savings Account
Savings Account
Trust Promise: Browse & compare anonymously · AI, expert guidance, application support — all free · You never pay us · Apply only when you're ready.
Evidence & Verification
Verified From
Evidence Status
Verification Date
Last Updated
Founder Certified
Official Source
View official sourceEvery recommendation on RightBank is backed by certified Product Truth from official bank sources — never a black box.
What You Get
Savings interest earnings
3% – 3.50% p.a.
Debit card
RuPay Classic
ATM access
100 free ATM transactions
What It Costs You
Charges
Before You Apply
Eligibility
Indian resident, 18+ years, KYC completed
Minimum balance maintenance
₹3,00,000
Eligibility
Indian resident, 18+ years, KYC completed
Customers Usually Compare This With
Certified Alternatives
Bank of Baroda
Baroda Advantage Savings · Advantage
Savings Account
Kotak Mahindra Bank
Kotak Privy League Savings Account · Privy League
Savings Account
Calculator
Indicative calculation for planning only. Actual figures depend on bank terms, your profile and prevailing rates.
Estimates are indicative. Final figures depend on bank terms and your profile.
Understanding the Terms
AMB
Average Monthly Balance — the average amount you must keep in the account each month to avoid penalty.
AQB
Average Quarterly Balance — same as AMB but measured quarterly.
MAB
Minimum Average Balance — the lowest average balance the bank expects you to maintain.
Sweep
Auto-sweep moves idle funds into a linked deposit to earn higher interest, and back when you need them.
Nomination
Lets you assign a beneficiary who receives the account proceeds without legal formalities.
TDS
Tax Deducted at Source on interest above ₹40,000/year (₹50,000 for seniors) — 10% with PAN, 20% without.
Ask Product AI
Ask about interest rates, charges, eligibility, documents, or any product-specific question. RightBank AI answers from verified product data.